and forget that prices can fall too, that could an costly issue as well another nonprime lender, angel oak, estimates it will double the amount of nonprime mortgage originations this year compared to last year, because there is just so much demand out there. >> last week we saw interest rates go up pretty significantly. what does that mean for a nonprime loan? >> it means more demand, it means more people who are on the margins who are not qualifying for those regular fannie mae, freddie mac loans, who have to go somewhere else, and that's where they're going to go. >>> obviously these lower standards for loans could potentially bring higher risk. kneel la richardson is chief economist at real estate brokerage red fin. is this different? is nonprime different than subprime is this the same thing with a new name >> a rose by any other name, right? i agree with diana, the conditions of which these loans are being originated are different. there's a lot of layering on of risk in 2007, but there is one thing that is eerily similar. >> which is what >> subprime loans coming in right when prices