and when he did get a case, such as the one against angela mozilla brought by the sec coward appeared to have extremely damning information, e-mails in which he privately says phones are poison, toxic. at the same time, publicly crowing about how good his company is doing, financially sound and providing the best loan for all of their customers. that seems to be a layout, but i am not a prosecutor and not a lawyer, so unfortunately i'm going to have to -- >> but the senate in the slammer for life on the basis of that. >> i want to make sure all those online will get a chance to make their point, asked the question. so we are going to end with the last woman in line. >> no point. just a question or two. my classical question that asked, so i'm left with, what do you think of doug frank as a response to this crisis? antiheroes? >> .frank in my view really ripped the big one, which is too big to fail. they did nothing about cutting down these institutions to a manageable size, incised it does not impair the taxpayer. that is the key feeling in.frank. another failing as it has left hundre