annmarie lochrie is a music teacher in glasgow.longer before her pension kicks in. i wouldn't want to work full—time until i was 68. the thought of being forced to. some people will not be in the luxurious position of having enough cash saved to do so, you know, to stop early and perhaps wait it out for a few years. the tories have been accused of trickery by making this announcement after the election. they know it's not exactly appealing, telling millions of us we'll have to work longer, but they believe it is a must do rather than a political win. we think it's a real mistake. we want to look at a more flexible state retirement age, we want to take into account the nature of work, so some work being much more arduous, more physically demanding, but also in terms of how people are, how long they contribute to the system. the government knows this is controversial and won't try actually to rewrite the law for months. notjust the change, but making it, will take some time. 0ur economics correspondent andy verity is at the departmen