julia. >> reporter: i'm joined by anthony noto, the ceo of sofi. us here today >> thanks for having me. >> our first live guest of the year anthony, since you were last on cnbc, the fed, of course, boosted rates by 75 basis points what is that latest move do to your business? >> in periods of uncertainty and volatility, the need for financial services goes up, and for those viewers sofi has three different segments of its business we have a lending business, unsecured personal loans, mortgages, student loans we also have a technology platform we enable many of the fintech companies to provide payment activity and then we have credit cards, checking, and savings and investment we're seeing really strong demand in unsecured personal loans. we're also offering a 1.5% interest rate on our checking account, which is unmatched. those businesses definitely benefit from that environment, and investing is something that we recommend to our members that they do it throughout time through dollar cost averaging. the demand for financial services products in thi