i have been struggling with this notion of and for pro seen -- --anthroproce --anthroprocene. i posted a question on my facebook page, advice from various friends on facebook and had a lively discussion about what is the better name? we had some really funny names people came up with but the one we ended up is idiocene because we are idiot if we let our children go to this next place without a fight. we would not have gotten that if we sat around with a group of scientists for a proper name. i liked that term and i use it quite often. >> i do think we are tracked with the index we used to measure human progress not just about money. we all agree with that. figuring out how to replace the current metric with gross national happiness index or something like that would be a spectacular thing that would help us move forward and we need to move forward. thanks for bringing that up. >> let's turn to questions. you win the prize. should i fit? you talked about -- human the insurance industry is one of these industries in an environment like that, they can acknowledge and recognize th