first, on the issue of currency, fincen is the regulator for antilaundering. and so we've never opined and still are not opining as to whether virtual currency is a real currency, a commodity as those questions are outside our purview. what we do recognize is that it exists through the u.s. financial system. and, as such, we need to protect that financial system from elicit actors. we did not need to take a position. but, in terms of have we consulted with other regulatory bodies here and the answers we have again, we spoke with sei, the secret service, dea, ice, fbic, occ, irs, the federal reserve, ncua -- >> and they all have sophisticated mean sns. >> yeah. >> we did consult from the consumer perspective. we've consulted with all of them as we can. this is developing an innovative arena and we were lucky to be able to cover it under pre-existing regulations. as we talked to our counter person, as well, with the last portion of your question, there is great interest by fellow regulators as they're trying to get their heads around what is this and what does i

first, on the issue of currency, fincen is the regulator for antilaundering. and so we've never opined and still are not opining as to whether virtual currency is a real currency, a commodity as those questions are outside our purview. what we do recognize is that it exists through the u.s. financial system. and, as such, we need to protect that financial system from elicit actors. we did not need to take a position. but, in terms of have we consulted with other regulatory bodies here and the answers we have again, we spoke with sei, the secret service, dea, ice, fbic, occ, irs, the federal reserve, ncua -- >> and they all have sophisticated mean sns. >> yeah. >> we did consult from the consumer perspective. we've consulted with all of them as we can. this is developing an innovative arena and we were lucky to be able to cover it under pre-existing regulations. as we talked to our counter person, as well, with the last portion of your question, there is great interest by fellow regulators as they're trying to get their heads around what is this and what does i