no one knows like anton schutz thank you forg getting up early.known for taking the banks out. do you have a view on the big banks right now? those are the earnings that we will talk about on cnbc. what are you expecting >> well, i'm expecting a mixed bag. there are some parts of the banking space doing well net interest income has been a big focus on investors with rates no longer as zero, banks benefit from the rates rising that may be close to the end deposit costs may be catching up clearly the lowlights are investment banking you have seen job cuts on the street activity is down what we're looking for at the end of the day is not just the numbers because we talked about income at the end of the upward trajectory we are looking for the guidance and comments with credit quality and loan growth. really important factors with u.s. consumer will be big for a lot of the companies with big credit card divisions. if you think about what the companies have done with all reporting today and they made it harder to analnalyze at the end of the day, kmeco