coming up, anz details. bloomberg. ♪ haidi: anz's profit has talked estimates. >> similar to the banks globally around the world, this was driven by the economic recovery, which, as we know, has been stronger than expected, so that allowed anz to wind back provisions that were set aside for a disaster scenario, which fortunately never eventuated, so bank cash profit came in at 6.2 billion dollars, just ahead of x point -- just ahead of expectations for 6.0 $6 billion. they also paid out a dividend more than doubled the amount from this time last year, so they are paying out 63% of earnings. shery: --haidi: customers seem to have managed to lock down pretty well, though. >> that's exactly right. the ceo says customers have finished well through the pandemic, but he did say we will not know the full effect until the end of next year. home loans were a good area, obviously. we know that the house price here in australia is going gangbusters. the second half was hurt by stiff competition, processing delays with