mike clark, aon hewitt. >> the second of my presentations address the contingency reserve. and that for each self-funded plan is a reserve that protects against shortfalls, potential shortfalls and funding estimates. they could occur if actual claims occur over a plan year or higher if who was projected when the premium were developed, and could cause a difference between actual expenses and revenues collected. so, this presentation will review the contingency reserve status, as of the end of the prior fiscal year, for each of the self-funded and flex-funded health plans. as you can see on the table, on page three, the u.h.c. city plan, we are recommending a contingency reserve of approximately 5.5 million. for the delta dental plan of california, active employee p.p.o. plan, about 3.1 million. and blue shield of california, about 13.3 million. for a total of just under $22 million as of june 30, 2017. this is a reduction in our contingency reserve calculations for each of the three programs, from what we had calculated as of june 30, 2016. now, all of these reserves are ag