utility taxes for up to 30 years and some credits on income taxes if agriculture products giant archer daniels stays. they are scouting for new offices in places outside of illinois as it develops a new global presence. >>> and it was less than a year ago as we felt sandy's wrath going up and down the coast, and the huge floods affecting the country. now, this year and next, critics claim that sweeping new changes to the nation's flood insurance program will bring fan devastation to many americans living in and near flood zones, mary thompson has more. >> reporter: on october 1st, over 280,000 businesses and homeowners will be affected. >> a lot of these are mom and pop businesses, as we are, and they are just -- there is just not that much profit in them, and they will not survive. >> reporter: this insurance agent is one of the policy-holders. flood insurance premiums on his office building in louisiana set to rise 25% a year for the next four. his payments going up to $13,000 by 2016 as he loses his grants provided in the flood zone, these changes are a part of the waters act, raising premi