because of our jurisdiction over the health insurance portability and accountability account and arissa, as we know, the employee retirement income and security act. basically we do two things. one, provide new tools to the department of labor and state insurance officials to combat fraud and abuse in private insurance coverage. we also create opportunities for public and private sectors to come together and work together to increase effectiveness of anti-fraud and abuse activities. now, how much fraud is out there? no one knows exactly how much fraud and abuse is out there, except every knowledgeable source agrees it's a lot and it's both public and private. the fbi estimated in the 1990s that 10%, 10% of all health spending was lost due to fraud and abuse. the national health care anti-fraud association estimates that 3% of all health care spending is lost due to fraud and abuse. i don't really care whether it's 10% or 3%. we know there's plenty of it. whatever the number is. we've got to make every effort to find it, to root it out, and to keep it from providing good health care for