arjun kharpal is live on the floor. good to always see you.t are the big topics on the world of fintech? >> you look at companies from payments to banking and how to infuse ai into their business. two things i've heard. one, they're starting to use ai in the back end. they're talking about ai as like co-pilot. they're talking about ai. those are some of the use cases for the financial services industry. in the longer term, they're looking at how ai might advance, like a personal financial adviser, which is having interesting and will require ai to get a lot smarter as well. the second big topic, crypto. again, at lower tech conferences, crypto comes and goes depending on how the market is going at the moment. we know right now the markets are fluent. the etf inflows in the us on tuesday alone totaled $880 million. and, of course, just recently, we got the first stage of approval of an etf. of course, this cycle around crypto is different. the all-time high was hit different. this was different to previous cycles we've sean as well. the questio