if you go to arthur brooks and he goes on about free enterprise, et cetera, we have to make hard decisionsand tell people no, you are not getting any more of our money, pretty simple. >> if you can't afford the house, don't buy it. you have to be told no at some point. if you don't have a credit rating that can buy the car, you done buy the car. it's not nice. it is not politically correct, it doesn't feel good, but it's the right thing to do. >> when i grew up, when i started my adult life to dropout of college three times i couldn't afford to pay for. i was doing construction painting houses, laying tile and doing anything to get my next batch of money. i drove two and three hundred dollar cars. i pained my land lord's apartment. i never expected the rich to give me money. i expected to earn money. >> different time, different promised so much. one of the problems we have is that all the easy choices are in back of us. all the simple solutions are years ago. all we have in of us today if you play this out is hard choices. even worse, they are all going to be unpopular. party is saying. w