for creating the substance in this recent bill that passed congress in a very bipartisan way, as steef e sa steve said. so we are making some progress on some things. when you look at the jobs numbers, we worry about half the jobs in this country, because half the people who work in this country own or work for a small business. and two out of every three net new jobs come from small businesses. and there's a lot of discussion about the segments of those. we look at three segments. one we're talking about today, which is really high-growth entrepreneurship. and there's a number of different cuts at it, but most people agree that a very small number of companies really create all the net new jobs, and these are the fast-growing entrepreneurial companies. then most of the actual employment is in main street small business. so we have to make sure that main street small businesses still open, because they open and close, open and close, there's a lot of churn in america which we view as a good thing, but we have to make sure when a restaurant closes the next restaurant opens on main street, as well