here's "nightline's" ashan singh. >> roll, point out, boom.head. >> reporter: like many of us, navy veteran justin avery palm's 2020 wasn't going as planned. >> i was feeling pretty good the beginning of march. i just got a new job. >> reporter: as businesses shuttered across the nation, he was furloughed from his job. he started training to become an armed guard while he looked for work. tell me about that second week of march. the country shuts down, the world shuts down. what's going through your head? what happens? >> it kind of happened really quickly. like way quicker than i thought. just to go from having everything in my life planned and everything going well, to now i don't have a job, i don't know where my next source of income's coming from, i don't really have any stability anymore. >> reporter: looking for a way to get by, justin turned to an emerging social media platform, only fans. >> guess i'm going to start taking my clothes off. >> reporter: only fans is a subscription-based platform where peoplepy a monthly fee. in exchange