of the consumer rights protection department of the bank of russia nikolai berzun professor of the higher school of economics veniamin koganov director of the association for the development of financial literacy head of the center for financial literacy, non- feminfin of russia and yulia komkova deputy head of the department of finance of the city of moscow russia ranked ninth in terms of financial literacy among european countries participating in the study of the organization for economic cooperation and development, compared with europeans, russians are well aware of the key financial concepts are versed in financial arithmetic. but worse balance of spending and savings. russia is ahead of bulgaria, hungary, italy in financial literacy, while austria, germany and slovenia are leaders in the ranking. how to become a financially literate person, maybe take some special courses, are there a lot of resources that teach us this now, uh, that offer to learn, but there are risks, and risks, including those associated with the fact that on certain e resources, but services will be imposed, some products will be imposed. that's why, if we want to get, and such knowledge is free and a. they would be

for itself, the training courses. there are plenty of different ones on the internet, and free ones can be found on the website of the association for the development of financial literacyst channel. filming of a grandiose new project of channel one probably some new project, dear friends, please be quiet, please, one second. soon you will see everything on our air. that's all i can tell you now. still what soon on first i clearly told, not now. here, what could be easier than making a sandwich for ourselves, which we all usually do in the morning, but only probably if you eat this one already ready, you know such triangles in stores sell a sandwich, the only question is that you these very triangles were prepared by the correct observance of all technologies and with no horrible products. yes, they are also correct, after all, and so that the vitamins are and everything is useful. these are exactly the ones yulia kozlova will choose a triangular sandwich now. it seems that the crusts are less tasty than in the usual quadrangular soft step more narrow corners are more convenient to bite, and the diagonal cut shows the filling and this allows you to reduce the cost, as i