the mortgage market, but the statistics are ruthless, says yuriy pita, president associations of real estate specialists, by and large , even the national bank and commercial banks, they gave such indicators that the purchase and sale of real estate with the use of a mortgage occupied about 5%. of the entire market, this indicator is very small, it does not significantly affect the real estate market, at the beginning of the full-scale war in ukraine, banks do not issue loans, even at sub-high interest rates. and then suddenly the government order, a state program called housing. it allows you to purchase housing with a mortgage on very favorable terms, with a minimum contribution of 20% rate on a loan, more than a modest three percent can be paid for 20 years, and if you wish, square meters under such conditions can apply for the time being . these are military contractors, doctors, educators, scientists, law enforcement officers and rescuers, this is according to the calculations of the ministry of finance, the money allocated for the program will be enough for approximately 20,000 families, the previ

current market, but the statistics are ruthless, says yuriy pita the president of the association of real estate specialists, by and large , even the national bank and commercial banks, they gave such indicators that the purchase and sale of real estate with the use of a mortgage occupied about 5%. of the entire market, this indicator is very small, it is not has a significant impact on the real estate market at the beginning of the full-scale war in ukraine , banks do not issue loans even at high interest rates. and suddenly, the government order, a state program called the house. it allows you to buy a house with a mortgage on very favorable terms, a minimum contribution of 20% , a loan rate of more than modestly three interest can be paid for 20 years, and if desired, square meters under such conditions can apply so far . in the first stage, while the system is being tested, only state employees will be able to take a loan at 3%, i.e. military contract workers, doctors, educators, scientists, law enforcement officers and rescuers, according to the calculations of the ministry of finance, the money alloca