of the range? look, it's true that retailers, they always study the market situation, analyze it, and we, as a profile association of retailers, have more than 100 retail companies in the association, of which more than 20 are ceil companies that deal with food, it's simple in words, it's great. and we are now observing a very bad situation, it is not critical yet, but it is very bad. the bad thing is that, firstly, it is growing in us the price of delivery of goods, and we have already recorded a price increase of 49%, this is only in the last month, well, this is not the worst, the worst is that there is no understanding of the delivery terms, and now, when the freight cargoes arrive with express port, these are the goods that quickly. tops, then we already see that there is product that cannot be put on the shelf, and therefore it is a loss now for the chains, and therefore the prices, of course, this can and will be reflected in the prices, but also i want to point out that the retailer he also, thanks to his marginality, he puts these on himself expenses, why, because if the retailer starts raising prices in

yes, andrii zhuk, head of the retailer association, is in touch with us now. of ukraine. glory to ukraine, mr. andrii. glory to heroes. well, ours tv viewers can immediately say this in simple language, let's explain: retailers are those people who are engaged in the analysis and study of what is called the market of consumer goods and not only them. well, accordingly, the first question, in your opinion, is the current situation at the border, with regard to prices. it has already arrived. the news that gas for refueling cars has risen in price, what about the rest of the range? look, it's true that retailers, they always study the market situation, analyze it, and we, as a profile association of rau retailers, have more than 100 retail companies in associations, of which there are more than 20 sales companies engaged in food retailers, these are... in simple words, these are supermarkets, and we are currently observing a very bad situation, it is not critical yet, but it is very bad, bad in that - firstly, the price of delivery is increasing in our country. of goods and

of regulated retailers, have more than 100 retail companies in the associationof which more than 20 are sales comps that deal with furriers, it's simple in words, these are supermarkets, and we are currently observing a very bad situation, it is not critical yet, but it is very bad, bad in that, firstly, we have an increase in the price of delivery of goods, and we have already recorded a price increase of 49%, this is just for the past month, well it's not the worst, the worst thing is that there is no understanding of the terms of delivery, and now when... cargoes arrive with express delivery, these are perishable goods, then we already see that there is a product that cannot be put on the shelf, and that is why it losses now for networks, and therefore prices, of course, this can be reflected and will be reflected in prices, but also i want to point out that he is a retailer including, thanks to his marginality, he puts on himself... these expenses, why? because if the retailer starts head-on, relatively speaking, to raise prices, then the buyers will not be

yes, andrii zhuk, head of the association of retailers of ukraine, is in touch with us now.kraine, mr. andrii. well, what about ours tv viewers

let’s get to know each other, and natalya shablinskaya joined us , a representative of the association of retailee and elena mankevich, deputy chairman of the federation of trade unions in belarus, the first question for you, andrei valentinovich, tell me, how often do you record any violations in trade and well are there any such glaring things, compliance issues? subjects of trade, trade rules, pricing, they are under constant control in the committee, last year there were about more than 1,100 subjects is subject to inspections and monitoring, and if we talk about the percentage of entities whose violations are detected, then pricing violations were identified in 12 with a small percentage of entities, but what should be noted are economic entities in the twenty- third year. they began to treat price discipline more responsibly, because the punishment is more serious, perhaps, perhaps , yes, most likely, probably, the realization came that there are rules of the game that must be followed, and if someone does not want to play by these rules of the game, which installed state, accordingly ther

welcome, let’s get to know each other, natalya shablinskaya joined us , a representative of the association of retailch, deputy chairman of the federation of trade unions of belarus, the first question for you, andrei valentinovich, tell me how often do you record any violations in trade and.. well, are there really such flashy things? issues of compliance by trade entities, trade rules, valuable education, they are under constant control in the committee, last year there were about more than 1,100 entities is subject to inspections and monitoring, and if we talk about the percentage of subjects whose violations are detected, then pricing violations were identified in 12 with a small percentage of subjects, exactly. allowed, what i want to say is that in the twenty-second year in a quarter of the subjects we established violations of pricing, then in the twenty-third only 12%. that is , in fact, we see that in this part of the business that operates in retail, it has become more responsible, but this does not negate others the violations that are established are compliance with trade rules, sanitary

of americans. according to a report by the retail industry leaders association on the impact of organized retail crime nearly $70 billion worth of goodsat was stolen for american retailers on a microlevel walmart as stated the severity of large-scale theft and other factors have led walmart to close several stores and is raising prices affected nationwide. reports also indicate walmart will open a workspace eight recent drastic measure aimed at mitigating criminal activities. t target recently announced to e closing in nine stores new york san francisco customer safety from violent ties to organized retail crime. part ofci the challenge in addressing organized retail crime includes the theft to participate in organized retail crime criminals often a pill for items below the threshold for felony charges. recognizing such offenses are typically not subject to prosecution in certain jurisdictions.ta criminals also know they will be released under certain built reform laws. upon release criminals proceed to engage ing similar or more severe criminal activities without encountering any consequences. i look

, let’s get to know each other, and natalya shablinskaya joined us, a representative of the retail chains association of the state control committee. and elena mankevich, deputy chairman of the federation of trade unions of belarus. the first question for you, andrey valentinovich, tell me how often do you do you record any violations in trade, and are there any such glaring things? issues of compliance by trade entities, trade rules, pricing, they are under constant control in the committee, last year about more than a thousand 100 entities were subject to inspections and monitoring, and if we talk about... play by these rules of the game, which are established by the state, respectively , there will be a corresponding reaction from the control authorities to those violations that are allowed, what i want to say is that in in the twenty-second year, in a quarter of the subjects we established violations of pricing, then in the twenty-third only 12%, that is , in fact, we see that in this part the business that operates in retail has become more responsible, but this does not cancel other violations

the fate of the imported eggs was not clarified to the newspaper by the retail trade association. the presidium of akkord igor karovaev said that the measure had, for example, a favorable information effect. the public consumer initiative believes that imported eggs have not gone on sale because it is not profitable for retail chains to deal with imports, because sooner or later the zero import duty will be abolished. ferrari shares on the american nice stock exchange rapidly rose by 12.5% ​​the day before. the italian supercar manufacturer reported that its net profit at the end of last year exceeded a billion euros for the first time, more precisely, billion 260 million, and this is 34% more than a year earlier. income companies have grown too. last year, it began selling its first ever four-door car. what also helps the growth of income is that... ferrari customers are actively personalizing their cars, for example, asking for brake pads to be painted or some kind of design applied to the car itself, but it is obvious that there is no reason for the growth of ferrari shares by 1

the retail trade company association, which unites russian retailers, supports the idea of ​​tighteningeuros, they say, to maintain fair competition. but the jandex market marketplace at sdek shopping predicts that if this happens, prices for foreign goods will increase by 10-15%. and the representative of sdek shopping adds that russia has not achieved the required level of import substitution for all goods. last year, russia sent 86% of its oil exports to friendly countries, in the twenty-first year it was 40%. these figures were presented by deputy prime minister alexander novyk at the plenary. myself, but i can say with confidence that this is not so, according to many expert forecasts, oil consumption will continue to grow for a long time, at least until 2040 the growth rate will be about 14%, which is approximately 1 million barrels per day per year additional demand. the presentation for alexander novyk’s speech also stated that by 2030 russia is going to increase the production of liquefied natural gas by almost 3 and a half times. vtb shares are falling by more than 2% at this

the fate of the imported eggs was not clarified by the newspaper and the retail trade association. d that the measure made it possible to prevent rush demand and had a favorable effect informational. effect. the public consumer initiative believes that imported eggs have not gone on sale because it is not profitable for retail chains to deal with imports, because sooner or later the zero import duty will be abolished. according to rosstat, eggs have fallen in price by 2% since the beginning of this year. after the price increased by one and a half times last year. there are more buyers on american stock exchanges at these moments. shares of the metto company, which is recognized as extremist and banned in russia in... flew up by 21%. meta net profit in the fourth quarter last year tripled and the company announced that it would pay its first dividends in its history. ferrari shares are now falling in price by 4%, but this is a correction after yesterday’s rise of 12.5%. the italian supercar manufacturer reported that its net profit last year exceeded a billion euros for the first ti

of generative ai. staying with tech, people tend to associate us company nvidia with chips and artificial intelligence. but not necessarily with retailas the ai initiatives for the retail industry, including generative ai. they can produce content like text, images or other data when prompted. our business correspondence asked her about how ai is changing the shopping experience for customers both in—store and online. ai enables you to really have a complete view of the customer and be able to really offer them promotions and products that are personalised and tailored to their needs. and so, here is when generative ai comes in, one of my favourite applications for generative ai that a lot of customers are now, a lot of retailers are implementing, is a shopping advisor. and the way i describe it is imagine taking the absolute best sales associate that you have in your company and replicating that on your mobile and e—commerce site. so if i'm the customer, do i know that i'm being treated to a personalised ai shopping experience here or not? chat bots in the past have not been very smart. right? and what generative ai allows you to do

galina bobyleva called fair and adequate, the fate of imported eggs did not clarify the news to the newspaper and in the retail trade company associationf the presidium, igor karavaev , reported that... the measure made it possible to prevent rush demand and had a favorable information effect. the public consumer initiative believes that imported eggs have not gone on sale because it is not profitable for retail chains to deal with imports, because sooner or later the zero import duty will be abolished. according to rosstat, eggs have fallen in price by 2% since the beginning of this year, after rising in price by 2% last year. one and a half times. the russian stock market is in the red on friday, although in a very subtle way. the board of directors of severstal announced dividend recommendations today; they turned out to be better than expected, but the company's shares are still falling in price, perhaps within limits. to this day, the national highway traffic safety administration points out that small print can make important safety information difficult to read, increasing the risk of accidents. this recall includes all tesla mo

of retailers are implementing is shopping advisor. in the way i describe it is imagine taking the absolute best sales associate you have in your companycating that on your mobile and e—commerce site. so replicating that on your mobile and e-commerce site.- and e-commerce site. so from the customer. _ and e-commerce site. so from the customer, do _ and e-commerce site. so from the customer, do i _ and e-commerce site. so from the customer, do i know- and e-commerce site. so from the customer, do i know that l the customer, do i know that i'm being treated to a personalised ai shopping experience here or not? {hat experience here or not? chat bots have — experience here or not? chat bots have not _ experience here or not? chat bots have not been _ experience here or not? chat bots have not been very - experience here or not? (swat bots have not been very smart. and what generative ai allows you to do is truly train them, not only with your products but the characteristics of your products. so if i come in and i say that i'm looking for a red top for a summer party that i'm going to, it looks at my previous shopping experience, shopping

of late. now, you may associate nvidia with chip making and ai, but not necessarily with retail.elligence initiatives for the retail industry. 0ur north america business correspondent erin delmore asked her about how ai is changing the shopping experience customers are having in—store and online. ai enables you to really have a complete view of the customer and be able to really offer but promotion and products that are personalised and tailored to their needs. so here is when generative ai comes in. one of my favourite applications for generative ai that a lot of customers are now, a lot of retailers are implementing is what we call a shopping advisor. in the way i describe it is imagine taking the absolute best sales associate that you have in your company and replicating that on your mobile and e—commerce site. so mobile and e-commerce site. so if i am mobile and e—commerce site. so if i am the customer, do i know that i am being treated to a personalised ai shopping experience here, or not? {hat experience here, or not? chat box in the _ experience here, or not? chat box in t

. >> a number of consumer names, not necessarily the retail, is although abercrombie & fitch is to the moon, but a number of consuming sectors like hotels, anything associated with travel, obviously, remains pretty strong. the home builders, of course. it's not just five or six text dogs that are going up. they're just doing the heavy lifting. >> -- comparisons to 99. you say some suggest it's more like 95 the 99. fed pulls it off. they pull off a soft landing. they do a few cuts, the economy hangs in, and everything is great for the next few years. >> sure. admittedly, there are similarities and differences. there's a lot of people talking about late 90s comparisons. i think the point i wanted to make to the producers that i would make here an error is, like, the level of agree just over valuation that we saw in the late 90s is nothing like what we're seeing today. there are pockets, of course, eli lilly, very expensive, nvidia, very expensive. >> is that? >> if you believe in forward earnings. >> i mean yeah, it costs a lot to buy a share, but the valuation is actually cheaper than its ten year historical. >> nvidia, still 50 or 60 times forward -- >> 30.

of mayor london breed and our business association business association peers, we've helped push policy forward to make wins and make key investments in public safety, cleanliness, tax relief for restaurants, retail, hospitality, the arts and changing some of the city code that allows changes in the widest possible range. permitted uses. in the downtown. these milestones will help the foundation to attract innovative businesses to san francisco, and we are positioning all of us san francisco to become a yes city. yes to economic prosperity. yes to renewing our city and yes to our environment. so everybody has a future here in san francisco. last june, we worked with some of our partners, deloitte, salesforce, citi, and the world economic forum to put out a call to action inviting innovators from around the world to contribute to shape the city's future for an even greener future, starting here in san francisco. and just this last month, these partners unveiled the yes sf initiative in davos. i want you to take a look at this clip here. that's going to show you this important call to action. i just love that music. it makes me feel like i need to be productive or something. i want to thank uplink

associated with spring field work and scheduled repairs at refineries with summer holidays. exchange prices for gasoline have increased by 25-35% since the beginning of the year, which, according to rosstat, did not greatly affect retailalf a percent. january 4 at an accident occurred at the lukoil oil refinery in nizhny novgorod, due to which one of the two units completely stopped working, as the kommersant newspaper wrote, foreign equipment broke down, which could not be repaired quickly. the ministry of energy said that this could take several months. at the end of january, alexander novykov called the situation with the supply of gasoline in russia stable. the last time the government introduced a ban on the export of gasoline from russia was in september last year, before that there were exchange prices for gasoline. they waited for several months due to the fact that the authorities decided to reduce subsidies to oil companies for fuel supplies to the domestic market, then the ban on gasoline exports lasted for 2 months. the number of russians living below the poverty line has decreased by almost three times since the beginning of 2000. first deputy prime minister andrei belousov spoke about this at the entrepr

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of the best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014, the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to th

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of the best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014, the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to th

retailers are seeing some pushback on the high prices of consumer goods that may lead to easing inflation. prices on store shelves averaging 19% higher than they were before the pandemic. the associated press reports that that is prompting consumers to now shift away from name brands to store brand items, switch to discount stores or buy fewer items and that has led some food companies now to lower prices. and economists say the slow decrease in those prices will help to cool overall inflation. it appears that high inflation is also affecting everyone, even the tooth fairy. new figures show that she isn't paying as much for teeth this year. dental, dental delta did a survey and found the tooth fairy gave an average of about $6 a tooth last year. it's down, though, to around five bucks. past numbers show the amount paid for teeth usually mirrors economic trends. all right. >> when i was a kid, tooth fairy was $0.25 a good haul. that was a while back. all right, so as we look outside, we've got the long range model. i'm going to start with that. and we're going to kind of decide what the five day will look like based on this. five days is going to be at the end of the weathercast. so h

pay and working conditions, the association of flight attendants president sara nelson will join us next. take a look at the futures ahead of some key economic data. retailalstant market reaction. don't go anywhere. we're coming right back. you can make money the hard way as a bullfighter or a human cannonball... or save money the easy way, with xfinity mobile. existing customers can get a free line of our most popular unlimited plan for a year! not only will you save hundreds but you'll also be joining millions who have connected to america's most reliable 5g network. sure is a lot safer than becoming a stuntman for money. get a free line of unlimited intro for a year when you buy one unlimited line. plus, get the new samsung galaxy s24 on us. >>> thousands of flight attendants pushing for new contracts and higher wages pictured as airports around the world tuesday. our next guest was there. brin in sarah nelson international president of the association flight attendants representing nearly 50,000 flight attendants. her union one of three who pictured tuesday picketed tuesday. >> this is showing the airline industry flight attendants are standing togethe

retail employees. >> so joining us now is the chief executive of the association of convenience stores, james loughmanut what retail workers are facing on the day to day. >> yeah. in terms of the statistics, i think two things are happening. >> firstly, there more crime. >> firstly, there is more crime. there than there there is more shock than there was. also retailers are was. i think also retailers are getting reporting it getting better at reporting it and certainly these are british retail figures and retail consortium figures and now coming out soon. and now are coming out soon. and that certainly reflects what's coming significant coming out here. a significant increase. so it's good news. retail better retail is getting better reporting still reporting it. but there is still this of more more thefts this trend of more more thefts from stores . that theft is from stores. that theft is becoming more brazen in. and . becoming more brazen in. and. often now is leading to incidents of violence as well. so unfortunately this is pretty grim reading. and unfortunately it does tally with with our membe

retailers three for one stock split going into effect this morning. the company said that the split is part of the ongoing review of optimal trading and spread levels. and their desire for associatesis easily within reach shares, now up about 2%, as you see there at 69 68. you did not get more poor this morning, what happened to my wallet? >> you definitely didn't. and walmart is just darting in a program where they are giving store managers gifted stocks in addition to the employee purchasing. >> what's interesting here as you certainly know, the dow is a price weighted average. walmart at 175 this year, 178 a share, they have more influence on the dow than walmart at 57 or 58 a share. not that they care. >> of course, amazon is going in and replacing walgreens as well. >> definitely. intuitive machines, odysseus returning their first images from the moon surface over the weekend. an update late on friday, company executives say that they believe they caught the landing gear sideways, and it tipped over while touching down. they say they are still sending data. i find a space stuff fascinating. >> they turned an ankle there, i guess you can turn it. i believe the japanese lander

retailers association. partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of the best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014. the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to th

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014, the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to the re

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one oft examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014, the law change certain nonviolent crimes from felonies to misdemeanors, including theft. when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment. please listen to the reta

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of the best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014. the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to th

retailers association. a partnership that since 2019 chp credits with 2,300 investigations, more than 2,200 suspects arrested and 750,000 stolen items recovered worth a combined 41 million dollars. this is one of the best examples of private public partnership as we tackle this together. the hearing comes just months after the public policy institute of california released data showing retail crime overall is up in recent years. but shoplifting actually is 8% below what it was pre pandemic levels. still many small business and retail shop owners who spoke at the meeting say they believe the latest statistics are simply not accurate. due to one major reason that he's become normalized. so we've just stopped reporting it. many blame prop 47. >> passed by california voters in 2014, the law change certain nonviolent crimes from felonies to misdemeanors, including theft when the items stolen are valued at less than $950. >> while supporters have long argued the law will help reduce california's prison population and lead to criminal justice reform opponents to this day say prop 47 emboldened criminals to take part in certain crimes like retail theft, with little to no punishment least. listen to th

of mayor london breed and our business association business association peers, we've helped push policy forward to make wins and make key investments in public safety, cleanliness, tax relief for restaurants, retailality, the arts and changing some of the city code that allows changes in the widest possible range. permitted uses. in the downtown. these milestones will help the foundation to attract innovative businesses to san francisco, and we are positioning all of us san francisco to become a yes city. yes to economic prosperity. yes to renewing our city and yes to our environment. so everybody has a future here in san francisco. last june, we worked with some of our partners, deloitte, salesforce, citi, and the world economic forum to put out a call to action inviting innovators from around the world to contribute to shape the city's future for an even greener future, starting here in san francisco. and just this last month, these partners unveiled the yes sf initiative in davos. i want you to take a look at this clip here. that's going to show you this important call to action. i just love that music. it makes me feel like i need to be productive or something. i want to thank uplink in the w

of the most iconic retail spaces in the city. generations san franciscans and visitors macy's is associated with union square and tree lighting andho could lose their livelihood, there is more about feeling nustajic it is about a pay check and way of life and pay rent or mortgage and put food on the table for families. many represented by the united food and commercial workers union. today macy's closeier feels like a gut punch and pledged to stay open until sold to a new owner but we should use the time to work together to think about a bolder vision and future of union square less dependent on retail, more interested in active use that attract people because retail only is failing to attract them. add entertainment night life use, universities colleges, multimedia art to draw visitors outside the holiday season, performance art in the square, potentially streets being reconfigured or shut down like during the holiday season or restaurants with use that attract all ages. mini golf, ping-pong, karaoke to name a few. we should examine whether we provide free parking like they do during the lunar new year and portsmouth square duri

of the most iconic retail spaces in the city. generations san franciscans and visitors macy's is associated with union square and tree lighting andould lose their livelihood, there is more about feeling nustajic it is about a pay check and way of life and pay rent or mortgage and put food on the table for families. many represented by the united food and commercial workers union. today macy's closeier feels like a gut punch and pledged to stay open until sold to a new owner but we should use the time to work together to think about a bolder vision and future of union square less dependent on retail, more interested in active use that attract people because retail only is failing to attract them. add entertainment night life use, universities colleges, multimedia art to draw visitors outside the holiday season, performance art in the square, potentially streets being reconfigured or shut down like during the holiday season or restaurants with use that attract all ages. mini golf, ping-pong, karaoke to name a few. we should examine whether we provide free parking like they do during the lunar new year and portsmouth square during t

one of the things that was made earlier is the transition from the retail channel, the banks to nonbanks mortgage servicers. this way we can look at the losses associated with them and then have capital reflect with the performance has been. " they should be permitted flexibility -- i don't believe they should be permitted to implement pricing. you noted in your testimony, the statutory mission of the regulatory entities for affordable and stable housing includes first-time buyers in underserved communities. i applaud you for that. i am a former licensed realtor. when i got my real estate license, i was taught one thing. everyone is green. it doesn't matter where you are from, what language you speak or what your religion might be or anything else. can you afford it or not afford it? do you believe the reports of third-party organizations are a departure from the core level playing field principal that they have established? >> i don't know what the loss experience has been so we have to appropriately account for that. the data would be helpful for me to answer the question. >> ok. moving on. your appearance before eric committee last july, i submitted

one of the points made earlier as a transition from the retail channels which show the experience on loans originated by channel so we can look at the losses associatedith it and roll to reflect what the performance has been so we can price it appropriately be helpful to have data. >> will he should be permitted flexibility to adjust the pricing frameworks to meet their mission and the safety and soundness i don't believe this should be permitted to implement pricing that violates principal or equal access the secondary market. you noted in your testimony statutory mission of ensuring the safety and soundness of that right related entities and inproviding access to affordable and sustainable housing" first-time homebuyers in underserved communities and i unapplaud you for that i am a former licensed realtor. when i got my real estate license i was taught one thing everyone is green. it doesn't matter where you are from what language you speak or what your religion might be or anything else can you afford it or can you not afford it? i am curious you believe the reports disparity pricing for tsthird-party organizations area departure from the core lev

threshold, threshold levels of significance that are different than what a planning evaluation would be for traffic. large scale retail, uh, for example, also has analysis associatedith it far beyond, you know, the traditional we'll just let sequa substitute for that analysis. it's specifically on on. i thought it was interesting because we were talking about tobacco earlier this, uh, meeting the tobacco paraphernalia stores. okay. when they seek see you approval. have to provide in their application the impact tobacco paraphernalia stores will have on congestion. okay. so that's that's required for that. how can it not be required for parcel delivery service use and economic study is required for large scale retail and formula retail. okay that's that exists in the code right now. it's a suggest that it's onerous or it's in that we don't have staffing that's adequate. i get all that. i'm not you know, i work very closely with the planning department. i appreciate their concerns about staffing. but the fact is the planning code already allows for economic studies, in fact, requires them for certain uses and particularly large scale retail. thank you. thank you. yo