money podcast, and i’m its host, mikhail khanov, today our guest is the president of the association of russian banksgarigin tasunyan. hello, gorigin ashotovich, thank you very much for agreeing to take part in the conversation. we'll have enough conversation. is an academician of the russian academy of sciences, so his words have special weight, first of all, since almost all of our audience, our readers and listeners, one way or another work with banks, either they have accounts or have deposits, now a burning topic is fraud, this is how to protect your savings not from market losses, but from losses from attacks by scammers. how effectively are banks able to deal with this kind of aberration that keeps cropping up year after year? yes, this is a very serious problem for banks, and for clients, and for regulators, because this is the very topic around which we are all united, we are allies, because usually with regulators market participants are more in the mode of opposing direct or or unspoken, but... but you know, the psychological effect becomes so amazing when people continue to work with a sc

today we have president of the association of russian banks gorigin tasunyan is visiting. ion will be quite capacious and rich; first of all, for our audience, i will say that i am an academician of the russian academy of sciences, so his words have special weight. and first of all, because almost our entire audience, our readers. this is how to protect your savings not from market losses, but from losses from scam attacks, that’s how banks effectively able to combat...

thank you very much, our questions were answered by the adviser to the chairman of the association of russian bankse graves of famous speakers, all the secrets. malakhov, today at 16:30 on the russia channel. you know, what we found out is that russians are in a golden age; citizens have more of this metal in their personal use than in the basements of the central bank. sociologists have calculated, ho-ho, on average , each of our residents stores about 20 g. considering that there are 140.6 million people in the country , we get almost 3.00 tons, spread out over boxes, and according to the data for this year, the central bank has 2.336 tons, that is, there is another gold reserve on hand, the reserve is not enough, as they say, in general it is impressive, let's talk about one more metal, about the steel from which the rails are made, ours scientists have proposed a new technology that will help identify damage to the railway track, on the trolley there is a strapdown inertial navigation... with which we can measure the geometric parameters of the rail track, it sounds complicated, it looks simple

discuss the topic with our guest in the studio, advisor, chairman of the board of the association of russian bankslation. situations that are conditional saying, godfather, brother, matchmaker, there, yes, a son or grandson can, here is some close, acquaintance, neighbor, or maybe another person has no right, well, until the legislator undertakes to determine a closed list of such proxies, yes , now about the list of transactions, the list of transactions, it is very short and understandable, you know, we are still talking about the transfer of funds from an account, all thefts of funds occur... occur as a result of the transfer of funds from your account, no matter how the money is there got caught, the scammer's account, where is he trying to send, therefore, this is the most important filter there, the most important barrier, on which this trusted person stands, which does not allow sending money received to pensioners as a result of any and all banking transactions, where there is a guarantee that the pensioner will clearly understand what he is doing in moment of these manipulations using a m

and the, the freezing of all the guards and organizations asset us by 6 though i think, but also sanctions targeting specific sectors associated with export import bank, the russian product, see the shape luko the functional mooney could be aimed to hit the economy and the activities of the russian military industry at its hearts. the goal is to exert pressure to end the war to disrupt my struggle for it. i guess i'd the for neutral switzerland. it wasn't easy to accept the sanctions imposed by brussels . according to d, j. a rind us for days of uncertainty and secret negotiations were needed to prevent switzerland from becoming the weak link in europe. the assume that the lo locate is completely normal for an independent states. yeah, not just simply copy your opinion. the sanction the he's, the biggest risk is that the implementation would be severely delayed. but fortunately that didn't happen. you know, despite everything switzerland impose the sanctions quickly. also the fact which is that he, that the 2nd challenge was to prevent many players such as lawyers, notaries, and banks. so from helping circumvent sanction is all by having a legal text to a nice pi

bank for business. send all payments and transfers without commissions. open a business account. the internet, as the association considered it , is the size of the economy of the russianectronic communications. the twenty-eighth russian internet forum traditionally opened in moscow and traditionally opened with a large report on the state of affairs in the industry, well , in fact, this is the largest study of the subject, at least in the sense of covering various elements of the runet from games. to cybersecurity and from government regulation to advertising, but the most significant, at least in terms of money, part of the russian network is almost e-commerce 16 trillion rubles, that is, more than 90% of the entire runet economy, was presented by alexey minaev, deputy managing director of azon, who presented this part of the report and cited several more figures that were not included in the published part of the document. for example, according to him, online stores processed 5 billion orders last year, which is more. orders on average for each resident of russia or, according to various estimates, from 17 to 19% of all retail trade in the country. if we take every

associated with the central bank’s cooling measures. and also with rising rates. the european port may be prohibited from servicing russian lng supplies to non-european countries. such measures are planned to be taken as part ofckage of sanctions, writes the publication and its observer. in addition, they want to tighten restrictions on russian aviation. according to bloomberg, sanctions may also affect the import of russian helium, the transmission of financial messages from the central bank and four russian media. and income. from blocked russian assets since the beginning of the year exceeded billion 600 million euros, the new general director of the site, valeria urben, announced this in an interview with the leko newspaper. she said that these funds are difficult to manage; more than 100 depository employees are working on this. urben also opposed asset confiscation. according to her, such a move would open a financial pandora's box and the credibility of euroclear would be undermined. it was economic news. short. customers' love is the main reward for any entrepreneur. you don't just prepare cakes, you give unforgettable emotions. you don’t do fashionable haircuts, but you help to be closer to each othe

of repatriation is associated primarily with the west’s decision to confiscate russian assets totaling approximately $300 billion. this move undermined confidence in the united states. another reason is the signs: first, that central banks purchasing gold in record volumes in recent years, including china, india, russia and poland. these countries responded to doubts about the value of dollars. perspective, the fears signaled a perceived decline in america. the second sign is the popularity of cryptocurrencies. stradas are beginning to lose interest not only in storing gold in the united states, but in investing in american government debt. last june , the saudi arabian treasury divested $3 billion of united states treasury bonds. in total, since the twentieth year, he has reduced investment in them by 40%. american securities are also being sold in china. last year, beijing sold $11 billion of us government debt. investors are alarmed by the constant growth of american borrowings and, as a result, the loss of the highest credit rating by the united states. last year, the fitch agency lowered it for the first time in 30 years and changed the forecast to negative. where are you from from the eleventh b? no lie, i’m from

sanctions that banks have been implemented accordingly, the implement, the liberal kick you all, most of the associated with the bankers who quoted this figure calculated all the russian assets for the lakers sold or to me then of 20 you have to bear in mind that not all russians are criminals, visual and not all russians are on the list for the actual series is honest. people also have money in switzerland, the store, and that might be where the misunderstanding comes from. it went off with type of foster. people have talked about sums of 100000000000. it'd be 150000000000 people fed next. even if we do excellent work, we will never reach those numbers. he said, hey, you know, this will ensure some are disappointed and think that we haven't done our job for know to come by itself. but i also find that a little frustrated with the com. that's all followed of the frustrating but for some, just the tip of the iceberg. switch politician by the cheese. tony knows the situation. well. he's a lawyer and member of the legal affairs committee and is angered by the lack of controls due to please on. i am not at all saying that the people who work are the state secretary and fo