but you look at ataska in minneapolis and you look at how business government and a social sector have come together for big issues, there are places like that that actually really want to move and i think we should really push on that. >> that's great. questions right over here. and can you identify yourself? >> my name is keith roger and my question is for tom connelly. if i understand, dupont's harvest business relates to the industry and harvard relates to lower-tech grassroots industry in terms of suppliers. my question is, are those types of local grassroots industry actually having a tough time these days because banks have gotten bigger and internationalized and investment firms are big and internationalized and at the local level, to get financing for their peculiar local enterprises, you know a. home builder, the bank meet certain underwriting criteria, however sound or not, and that mortgage can be sold on a secondary market. but if you have a local enterprise, it's a very localized specific characteristic. it's probably not going to insight a big venture capital firm. may i