you want to borrow atever it is i think it's like a government who has like junk bond rating that can't borrow money. i don't want to say am i right? but am i right? mm hmm yup lourdes why are you making a face? she's right... because part of the... no she's not right i mean it's... is significant to i'm not saying it shouldn't and if you have to file for bankruptcy that's what ou should do but it's a big deal it is a big deal but what happens is that financial institutions and credit card companies make it seem easy for the simple fact you file bankruptcy two months down the road you will get a solicitation for another credit card from the same financial institution how can that be? it's... it is i've seen it you are a clean slate clean slate yeah cause you can't file for another seven years... right... and stastics show that if you go into this after bankruptcy you will pay on time yes because you are looking to overcome that bankruptcy and so you will pay and they're going to charge you 30 percent interest that's going to be... absolutely woah why 30 percent because i experienced ban

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northeast, theower heatg oil prices and will be able to spend more money in restaurants onovies or ateverlse they desire david: that's a good thing att thvery least. what about the domestic oil production, due primarily to fracking,orizontal drilling, all the new techniques that we have now that make us succeed the oil competitors, the saudi arabians and o production, driving down the ice, despite the glut they're pumping out more oil, are they tying to kilt u.s. domestic oil production? >> i think they certainly want to slow it down until world oil demand rebounds. the fact is up in north dakota as well as west texas we need about 70 to $80 a barrel oil to enurage new investment. ifil stays lower levels for a lonn periid of time, we're going to see that investment ow down and eventually the production is going to taper ofand start declining once again. david: today it did have a 70 handle. it wt down below the $80 mark, do you tnk it could go down to $70 or below that? >> well, i certainly don't expect it, however, given that the saudis and the kuwaitis have signaled they're not going to