. >> if i could just add to that, auchb, the commissioners do get involved in these kinds of cases. they work very closely with the insurance companies, as well, to the consumers, to try to make sure if it's determined to be insu efficient, to just resolve the issue. instead of just saying you've got to cover everybody, let's deal with this situation by situation. that's why the gree vens procedure is there. just to make sure everybody can resolve the issue. and it most often does. this one actually is also directed to you will you, brian. what's the naic bogs, if there is one, on mid network removals as we're seeing with the advantage plans. what happens when you sign up for a physician you want and they -- >> it's being notified of those changes and then, make sure that if there's an issue of continuing of care that is taken care of. this's been a change in the marketplace. where we go in and we do have a policy. we really didn't have that before. so we are going year-over-year. so we are looking at how that can be resolve d. >> did you want to comment on that? is there a general