ayako: sure. think you still take advantage of what the market gives you in terms of opportunities for the long-term. there are certain companies with very strong balance sheets, quality companies generating stable earnings and good cash flows, that we think can help investors survive over the next couple of years. haidi: can you give us some examples of the sectors you are looking at, or the types of companies? ayako: sure. we do like the technology sector as well as the energy sector. so, within technology, as everybody knows, technology was one of the first areas to get hit hard last november and has continued to get pummeled throughout the year. we do see throughout this earnings season there is a continued shift towards the cloud and there are several companies participating in that convergence to the cloud. so we continue to like companies that are benefiting there. on the energy side we know there has been massive underinvestment in energy and in crude oil production specifically. so, we th