the bas did agree they wod try to beef up their sml business lending. thathey are going to take a look aloans they have rected and see if they can give them another chance f they are actually good loans. he ask them also to take a hard looat their executive compensation and make sure that they understand tha the american people arvery frustratedaving spent taxpayerollars to get the banks back on track. th don't want to see all ose dollar going out to pay executive bonuses. he also sa he is concerned aboumaking opportunities availablfor people to renance their homes and the banks said loo we want people to stay itheir homes. sohe president asked them to pusharder to more move spdly on home refinancing and finalland very importantly the esident asked for their support fo financial regulatory refor so that we can make re that we don't end back in the same extreme suation that we weren in the begiing of the year, and we were heartened to see thatll the banks unanimously pledgethat they wl support regulatory reform. they said 80% of what weut on the table, t

. >> ba about the germans. >> that is the thi. i think we trust the germans. think successful add american administratio have asked them toake more gressive roles he, use their por in former yuing laughia, et cetera, et cetera. but cultures jt movely. and the germans themselve does not seem to be ere, especially the ones who ar western rman. and so cultus, the 65 years ter a trauma like world war ii oworld war i that is the blink of aeye. and we shouldn't rh them tohere they as a people are t willing to go. an65 years is just not a a long time. >> lehrer: new subject e senate democratic compromise on alth-care rerm what do you make of it? >> as so as we know what it is. >> lehrer: a you really getting piy, aren't you. >> i was there wednesd after noon tryinto find out again what it is. and loand behold senators off e record would admit they didn't know exactly w was -- what was in i but you know - >> lehr: but no public option, is that at both of you have been told s tt real? >>ell, the left quite honestly itrying to hide its gl in many cases. i mean, the left

now that's expanded to peopl who design cloes or people who ba cakes. trepreneurs have a wonderful spirit about them and th fill really well io community banks but ere i grew uin western colorado predominantly you did two things. you built homes or y lent money to restaurants and bar so, you know, ifhat's what you do in your town,hat's wh you do. i think you ar from bankers who said thas what the woman in brighton, colorado, if you'rehe front range of colorado it'not surprising toear that. it's also economies of scale if you only have.... woodruff: is that the balance that ken petrou was ju describing? i think as you grow your institution ifhat was the only thinghat was going on in your ecomy, your economy wouldo that. noifferent than if you were a nker outside detroit michigan not surprising th you're probably concentring on peoe who build things in the car instry. >> woodruff:aren petrou, if that'shat's going on, if you do have cleay some banks doing well but otherin hot water, what ithe remedy here? the white house is sing, lend more. we'd le to see

there has to ba balance of civil libeies, privacy and curity. here i think the position is extre in terms of the ritancal view of the human body. people go to doctors. doctors look at their bodies. people skr- to balce on the one hand what individuals e trying to doo kill them while they go through thmundane process of goi from one place to anoth by airplane, and certain kindof technologies as jim hamentioned that enable screers t to detecthings hiddenn the human body. >> jfrey: just in the short time left i want to ask govern thompsonstarting with you. it possible if these things were donthere are still cases like this. we talketoday to paul pillar, a long timintelligence profsional. said we're seng a monstration. no matter w hard we try to fix thgs we have inherent challengesnd likely to have incidents like. this what do you think? >> se. that remds me of the argument of pple who say because cancer screenings only save twor three ouof a hundred people and promote false positis we should eliminate or down py screenings. if i'm going to be saved

. >> president oba has flowed richard nixon's great dictum, that a leader s to be challenging his ba at any moment to really be a leader. he was certain challenging his base. his candacy was launche on his anti-war position in 2002 against thiraq war, a position which i think has been vindicated and valated by the arguments made to vance that war -- weapons of mass destruction, wave of democracy sweeping across the islamic world, and no connection to 9/. that is where his base and enthiasm came from, and right now, disilsionment, and certainly at the best, lack of enthiasm. >>hold that thought. leme play the nger version of the sound bite we pyed at the beginning of the brocast. >> i definitely did notxpect it from him as our new president. thats something i wouldave expected from bush. it has tak me byurprise and i don't agree th >> it. >> we allnow about the youthful oma brigades that turned o during the campaign. how disillusioneof these people going to be as nsequence of this? as i said, i thinkast week, heas a window here. if they don't start to be some real resultsn afghanistan

thanks for the whole wk and welcome ba. >> suarez: good to bhome. >>fill: now the struggle to improve educion in washington d.c. a ory with national imications. a federal report card of 11 scol systems this month shed math scores in d.c. schos are improving. only washington recoed improvement among four and 8th graders in 2007 and 2009 but those scores are sti well below the natnal average. ny of the system's larger problems remain. john merrow, the newshour special corrpondent for education, has bn following d.c. schools cncellor michelle rhee's forts to tu the schools around for three years. we revisit the schools from rhee first month on the job. >> repter: in washington d.c. the new leader of t public schools iputting her house in oer. >> the bottom line is don't believe that you are gng to be the leadewho is going to take the schls in the direction that we ne to go in and have the hiest expections for the kids. >> reporter: miclle rhee spent the first weeks the schoolear meeting one on one th all 156 principals under her charge? >> in y other s

fully negotiated, d so far it hasn't been announced that y of the really toughtuff, whether it's the band forth between china and the united states er verification, or the amounand durati of the payments from the richest counies to the poort -- nothing has been settled in a final w that can be annoued to the public, so if positions a hardening, i can't say for sure b they certainly aren't softeni in a way that'seen allowing coosite. >> reporter: what about the one area where there seemso be someovement -- a plan to help preserve forests, particarly tropical rn forests? tell us about that. >> suarez:his is called the redd negotiations for reduction of degredation a destruction of the world fores, and dependg on who you talk to it's beingescribed as one of the few bright sts in the gotiations. forery has to be negotiated along withechnology transfers, and adaptation, and finance,nd sevel of the other big areas ofegotiation, and they have had a cole of breakthroughs, and they've real been trumpeting that progress but a lot of the n.g.o.'shat organize around forest issues say theris really

people, that's of rious concern to the united stes, especially becausehey can turn around and come ba the unitedtates and launch tacks. but they might ao be there to learn the ways of jihad. i thk there was some specation they might have gone to fig in afghanistan, casey kotchman, kashmir. ... kevin chia. ansome guys from long island, for instance. brown: there were also reports that they were ung facebook, youtube, tget in touch with jihad i groups. >> that's true and i thi this is not the first case where they'vbeen reports of people from t united states going to pakistan and tryinto hook up with these groups and beg rejected. i think these groups, espeally ones considered pipenes to al qaeda arvery, very concerned right w that these people might be spies f the c.i.a. or informanfor the f.b.i. or just wannabes that have no ace there. so, you know, there's...hey have their o operational security a they've rejected americans for not having the right references. >> brown: now how worrieare you and your community aut the potential for more cases le this? >> well, first of all, we ha to

. >> ifill: which takes us ba to the polics of it. is the essenal part political the debate, amy. >> what's interestg already in e house though, you saw that the pro-choi faction in the house was willing toompromise on this to say we e going to vote for aill that has restrictive langge on it on aboron. knowg that there's a deal that we're going tout it, when it comes back to us, it wilbe stripped out. so when the senate passed e that was morliberal, that really sent a sial that we're going to get wt we ask for. but bottom le is, the mpromises that need to be ma are going to be made individually and the ves taken on individl amendments are going to fintheir way price to price the campaign commercials nextime. rerdless how these members vote on the fil bill how they're voting ang is going to be taken into e equation of the re-election effort the y they're going to try to paint themselv as being advocas on this issue. all democrats, think, i would believe, want to g this thing done becau they do know that having a majority and t passing

america to continue to lead in this effort, and america will lead i]in the economy and putting çpeople ba copenhagen yesterday and will continue in the efforts of weeks and months to come.ç thank you. >> [inaudible] çpublic option? >> the çsenate continues work the health care bill and here is how you can çfollow the debate. watch gavel to gavel, unedited and commercial free only on c-span 2, listen to the c-span radio and listen to the hub of video archives on the bills and amendments. leadership from other key senators. and now for iphone and itouch users, use the c-span new ç iphone ap, it's free and you can listen with c-span2 and c-span radio. up next live your phone calls and comments -aáe on "washington journal." with senator conrad and following that war contracting çin iraq.ç ç >> he çwas an imposing figure, he was not a giant of his time, yet he emerged as a nominee at a time when the country was marked with big figures. >> his manifest on the future, robert merry looks at the life and times of our 11th president, tonight on c-span "q & a." >> we will talk with drew armst

air marshal chnology, pilots have been trained to carry weaps, and we need to gback on some of the bas technolo. some airlis have marshals on every airplane, they don't jt rely on machines. they'vtaken out terrorists on ights with air marshals on t planes in flht. at's successful too. >> earlier reportsaid there was no air marshal othis particular fght. david schanz, what should be done short of putting thisind of high-tech machi in every single airport cckpoint? >> well, wit$100 billion you could buy a t of international cooperation. thbritish took this individual off of theist of the visa people that could get to their couny. so you'd need a t more international cooperation. anthat requires staffing, more people to review visa applations abroad, better watch liing procedures, more cooperation, intelligence. those in the long run will b more cost effective than screing devices. >> david schanzer and mary hiavo, thank you both for joining us. >> thank you. thank you. >> brown: now, more on t country that's bome the latest focus of terrism fears: yemen. we begin wh washington post repor

he e-mail me baed me back and hd sources from bloggers. was all meant in good fun. >> going back to your first book, when was the malcolm gladwell tipping point? >> it was getting the job that "the new yorker." the minute you start at that magazine and start getting -- your audience grows dramatically and people start reading you and you start getting taken seriously you have an opportunity to write about things that a leg and leisure that should never had before. i was anonymous and i got the job and everything changed. >> at some point, "tipping point" sold a couple of million copies and then "blank." people were anxious to get the next book that you wrote. >> people get comfortable with the way you look at the world. i love the book "o freaknomics." it was a distinctive way to look at the world. it was an economist and a journalist who have combined storytelling and academic rigor to shed light on stuff that you would never have thought an economist at the interesting thing to say about. i read that book and i love that but for the new

. >> therere many ways to achieve transparency thawould be credible d acceptable, but there has to ba willingness to move toward tranarency in whatever reform weinally deem is appropriate so if there n't even a commitment to transparcy, that's kind of aeal breaker for us. >> suarez:hat's a demand the chinese have resisted an reportedly rejected again day. but thisfternoon chinese deputy foreign mister he yafei fired back. he said chinis not afraid of monitoring anderification, but is standing on pnciple for itself and other develing countries. >> to increaseooperation go for cooperation. >> suaz: clinton also upped the ante by announcing t u.s. was willing to participaten a global fund to pay forhe transition to warmer planet, and promised an undefine american contributio if a deal could be reach. the united states is prepar to work with other countri toward a goal of jointly mobilizing $100 billioa year by 2020 to address the clite change needs of developing countries. >> suarez: the secretary sd, a hundd billion is a lot of money. and while thunited states is joing with other indust

my dad had a vietnamese counterparts in the green ba rats. his counterpart was nicknamed tiger because of his instincts. he saved my dad's life on a number of occasions. when vietnam fell they lost touch with one another, and i was born probably about a year and a half later. in honor of him, i was given the name. >> larry: have they ever heard from him? >> we found out actually the beginning of this year that he died of starvation in a concentration camp, yeah. >> larry: we'll be back with tiger woods. he's with us for the full hour. i'm larry king. don't go away. so, at national, i go right past the counter... and you get to choose any car in the aisle. choose any car? you cannot be serious! okay. seriously, you choose. go national. go like a pro. wow! [ grunts ] oh, no, no, no, no, no, no, no. aah! [ door opens, closes ] wow. what's the occasion? [ male announcer ] relax. pam helps you pull it off. female valve: hahahaha...i am whsfx:strong like the ox.ght. i crush you like tiny clown car. because you are... ...clown, yes? female valve: co

british home office here, reporting that say abdulmutallab applied for another student visa to come ba to britain in the past year and was turned down. the british home office won't confirm or deny this report. they won't knock it dunown. his teachers had concerns about his, his family had concerns about him, and now british officials had concerns about him. while police are still investigating the apartment that he lived in here for three years, we understand that security services in britain are making sure he doesn't have any colleagues or former friends who might be about to perpetrate similar terror attacks. the search of this apartment goes on, but the picture of a man getting moorad callized is emerging here, larry. >> larry: i understand the government wants a dna sample the suspect. why? >> we're not clear on that, larry. the government wants to go forward. in fact, they'll be in court tomorrow making that specific request asking to get a dna sample from the 23-year-old. why they want it, we don't know. we anticipate in the court documents we'll get an answer to that tomorrow.

speech in the joint sessioof congress, i set out me criteria for what in my mind would quafy as reform basthe conversation theyay had with families all acro the country, and the leeres that i was refugee -- receing about people going throh a tough time in the alth care system. i said we wanted tmake sure the pele who didn't have health insurance cld get health insuranceand this bill cove 30 million people who don't have it. i said for people whhave health iurance we have to end inrance company abuses where they ban yourom getting health insurance becausof preexisting conditionsr they've got fine printhat sets up lifetime limits on what youan spend so if you really get sick youay lose your use, even though you thinyou have health insurance. y we have the strongest alth inrance reforms we have ever seen. e argument about the patient bill of rights in the 19 90s this ithe patient bill of rightsn steroids. i said it had to be defici neutral. it doesn't just meet tt criteria. it actually reduces thdeficit. i said we had to make su we were starting to g a better bang for our bk so doctors, hospa

and i think there will ba tax on the hher -- the real cadillac plans -- think to callhe plans that many ornized labor workers have negotiated called cadillaclans is a misnomer and an embellisent but i also think the will be a fight over the trigr on public options and there will be -- and ihink ere is a great chance they'l come out of it wita hard trigger. if, in fact, thexpenses of health care exceed the.b.o. estimas, i think theres a very good chce that that is acceable to both sides. >> republicans a quite clear they're not for anything so e fit is among democrats. >> t fight is among democrats and mpeting visions. the hoe bill covers more. it'sore democratic with a large d traditiolly speaking -- it was a consensus coalion -- you saw it put togethern the senate. nancy pelosi was truenough as speaker of the houseo keep it all in her oice -- in the senate, it was pretty open, pretty visible androbably not what our teachers in decracy and civilization h in mind in high school when ty taught us. >> some of the tngs in the house billre better than the senate bill. >> i agree. >> the excn

which leads to me the gird gear that you have which is bipartisanship but it's not easy, casual, kum-ba-yahity knows they have to negotiate with the minority and this is very hard and it approaches grid lock. frances did a good job of mentioning mahieu who says we get through it, but it's slow. we have negotiated bipartisanship, not easy bipartisanship. and in closing, i would just say i think you have to be realistic that we are in aÑi long budget war. this has been going on for a period and social security went bankrupt in 1983 and had to be saved. medicare went bankrupt in the late 1990's and we threw general revenues at it. we were bankrupt and threw general revenues at it. we're in it because of the recession and the boomers and it's more intense than ever, so the game's afoot. my feeling is we go through a variety of the options but the default option if we don't get a presidential program coming around in early 2010 that gives us a strategy for the future and something along the level of commission that has teeth, we're going to default toñr partisan politics, and i would see that as

it's only gotten worse since the recession says a labor advocate who sitsn the board of the city's job bas. >> you are told ou have to be retooled and reilled to enter the job fce. th is a big delima so not only do we have young african-americanales out of e but we have middle-aged people out of work. >> suarez: the city shed 80,000 jobs sin last fall. unemploent is at 11% and in some fiel like the construction trades, the rate is clos to 50%. let'be clear. philadelphia problems din't begin with the rrent recession. it's been losingindustry and populaon for cades. and has in comn with many big, older cities, problems withcrime and failng pubc schools. what the current recession ha done has gi the city a loer walkack to where it widelyagreed it needs to go. one attempt is th the redevelopment of the city's thsand acre decommissioned navy yard. at its height thsite employed 40,000 people. todayhe navy us the area to store thballed warships. but over theast several years, many corrations like the cothing company urban outfitters have moved in. last weekhiladelphia's mayor michael nutter with

of yemen said s, he traveledto our country and we hav heard that the al qae, this offshoot of alaeda basappently in yemen has claimed reonsibility. how ch of a proem or threat or worry is yemen e trainingrounds for people li this? >> this is a huge concern, gwe yemen has been on the radar scen for counterterrorism ficials for some time as a potential new safe haven fo al qaeda op rives. we know al qeda s high lel individuals who have set up shop thereith compounds and training. in general they haveeen local in the focus attacking terrist sites, taking hostages, but now i think the worse nightmare hasmerged which is a platform other thanockets on an afghanistan serving as sort of lilly pad from which al qaeda can th try to attack t u.s. and i thinthis now is kind of the straw that bke the camel's back. because we've h other concerns a incidentwith respect to yemn. i think this is the one that will garner the attention of s. offials re than any to date and i ink we're going to see more intensive focus on yemen as we have seen over the last couple of weeks with rds in yemen agnst qaeda sa h

new federal spending that relies on medicare cuts which are unlikely to be sustainable on a permanent bas basis. we all over here agree with that. the appetite for the congress, the willingness for the congress to cut reimbursements to hospitals and to nursing homes and to home health agencies and to hospices i find very suspect. and so at the end of the day, if you cannot sustain those -- and let's say, for example, for a minute that you can. let's say that these medicare cuts take effect. if they take effect and if the democrats have their way and they expand medicare, you're going to put more and more people on to a sinking ship because you've got a program that's going to be bankrupt in 2017, we're told by the actuaries, you're going to cut a trillion dollars out of it over the next ten years that it's fully implemented, and you're going to put more people on to it. and so medicare, mr. president, if those cuts occur, you're going to have more and more hospitals going out of business because they flat aren't going to be able to make ends meet. and so you -- and that's the other thing,

. >> the know where we're located and barki ba -- do you know where we are located in baraki barak?intelligible] >> you called travis. do you have is #now? -- you call travis. to had his -- do you have his number now? >> [unintelligible] >> the shrapnel got into his home. >> i will bring that up to our commander. it was not our intent to get anywhere near the local population, i am sure. >> [unintelligible] >> we've forgotten the russian regime, but whenever we get ahead, we are remembering that situation again. >> i apologize for that. it was not our intent. we are not perfect but i will bring your concerns up to my commander and make sure that they are addressed. very quickly. could you do me a favor? any time something like this happens, do not wait to inform us. you can inform us right away by coming to a checkpoint and talking to the police or the army, are coming into baraki barak and informing us correctly. you can call travis or any of our hot line numbers and tell us that this is happening. >> [unintelligible] >> again, i offer my apologies. >> [unintelligible] >> it was so

in wartime the rule of law for terrorists and for enemies is war crimor * in wartime trial ba military tribunal. it's not to bring them to a federal courts and give them all the rights of the americans that want to kill. the rule of law for wartime enemies has been military commissions since the beginning of this country. it was the right thing for george washington. it was the right thing for andrew jackson. it was the right thing for abraham lincoln. it was the right thing for franklin delano roosevelt. it is the right thing now. it has always been the right thing. it never told be the right thing. f-word is a war. the war is not a crime. you don't bring your enemy to a courthouse. -- a war is a war. come away with one thing today. the people who made this decision are not your rulers. the people who made this decision are your representatives. the justice department is not eric holder. the american government is not barack obama. the government and that court house belonged to new -- b elong to you. we have to light a fire under congress because they work for you as well. congress i

host: çyes ç, after that they will go in recess çand come ba in january.k cake -- çcare of the matter a moving on. no, we are rushed in this and it's not right. that's my opinion, and i t( believe that people deserve the right to know what is in this bill. and in my opinion make it very clear çand understandable. and xdthat's it. host: larry, democrats line in ç new york state.çw3 caller: hi, we have to have a ç little perspective on what is the meaning of rushed. the history goes back almost 100 years, the republicans have opposed from the great depression to medicare to today. it seems to me that ted kennedy had it right when he said, a half a loaf is better than none. it's çnot a perfect bill but i will help with the problems that myçthe american people ar facing.ç it's time çthat the american people see that they i]are tryi to do the best they can, and the republicans are an obstacle since day 1. i say put this full steam head and move this thing on. host: looking at larry's comments, there was an article in the "post" of çmrs. kennedy and t(q

reduces payment updates to health care providers which are unlikely to be sustainable on a permanent bas basis. as a result, providers could find it difficult to remain profitable and absent legislative intervention might end their participation in the medicare program. well, it is happening. doctors, providers, physicians are making those decisions as we speak. they are opting out. so this is not just some theoretical approach to the problem. this is happening, madam president. madam president, how much time do we have on our side? the presiding officer: 17 minutes. ms. murkowski: okay, thank you. if i may ask my colleague from kansas, do i understand that you're seeking about ten minutes? is that correct? okay. so that i know what we're doing here in terms of time. thank you. i want to speak just a little bit about small businesses because we've all been talking about the impact to small businesses. under this bill as we know, small businesses are going to be penalized $750 per employee if even one of their employees seeks governmental health care whether through medicaid or the federa

recommendations but they go on to say that even these guidelines must be held to a standard of being evidence bas based. i might say that this is -- i run across this over and over and over again in the medical profession and medical experts, that we just need to keep moving more and more and more toward evidence-based medicine. this statement from the american heart association, the american stroke association goes to say, "in addition, we are concerned that senator murkowski's preventive health services amendment would take a step backwards by substituting the judgment of the independent u.s. preventive services task force with the judgment of private health insurance companies." that's a frank -- frankly, that's a point i very much agree with. i don't think we want the judgment of private health insurance companies making these decisions. and i'd like now to -- to defer -- to recognize -- i don't need to recognize, i just think it's appropriate the sponsor of the main amendment finish up. she's doing a very good job. a senator: mr. president, i'd yield our final minute to the senator from wyom

china is doing adds up to about 25% on the 40% improvement in emissions intensity and 30 percent on the ba of announces it will do more than my an arithmetic assumed. the u.s. is doing less as barbara mentioned. 17 percent from 2005 is a very small reduction from 1990. other developed countries have committed much more. japan, europe, australia and new zealand. korea. about - but nevertheless, that announcement is a huge shift intra jek try for the united states and bedding that down and getting legislation through the senate network, i think is a first step and then, as confidence grows that you can do that without knocking the staffing out of the united states economy, then greater ambitions can come into focus. i wouldn't give up on a good plan apartly because there's no plan b that's any good at all. >> i'd like to just, follow up on that with a different take on what plan b might be in the united states the analogy would be the clean air act a meants of 1990. cap and trade from. my organization worked 10-years to get those in place. the reason it took so long is primarily because indu

which leads to the third gear which you have which is bipartisanship but it's not easy, casual, kum-ba-yaipartisanship. it is bipartisanship comes because the majority has to negotiate with the minority and this is very hard. it approaches gridlock. frances did a good job of mentioning those who in fact said we'll get through it but it's slow. it's slow. so we have negotiated bipartisanship, not easy bipartisanship. in closing, i would just say i think you have to be realistic that we are in a long budget war. this has been going on for a period. social security went bankrupt in '83. and had to be saved. hogan won't take credit for it. medicaid went bankrupt in the late 1980s. we threw revenues at it. we're in it because of the recession and the boomers, this is more intense than ever. so the games afoot. my feeling is that we can go through a variety of options but the default option, if we don't get a presidential program coming around in early 2010 that give us a strategy for the future, something along the lines, let's say john has, we don't get a commission that has teeth we will def

shaun holds a ba and masters degree in public administration and architecture from harvard and the harvardool of business that i hope you join in giving him a warm cfa welcome. [applause] >> wow. i wish my mother had been here to hear that introduction. i'm glad my wife wasn't, but i wish my mother had been. and i think the real person we ought to be talking about on late-night television is barry zigas. so let me just start out by saying first of all, thank you, barry, but also to say to all of you, you could not have found a person with a bigger mind or a bigger heart when it comes to housing policy issues in this country. i worked with barry zigas now in a range of roles. i have seen him privately and publicly, and he is just a remarkable, remarkable leader for your efforts at cfa. so thank you, barry, and thank you for leading these efforts when the country so needed them. [applause] >> i also want to say thank you to steve for his leadership as executive director of the consumer federation of america, and to tell you what an enormous honor it is for me to be here for the 21st annual f

so people are i have baing in the real world based on asymmetric information as mentioned in the previouspanel and that in of itself is not giving us exactly the date that we want here. we have in some of our work at carnegie mellon tried to facilitate some experiments where we could actually measure people's behavior in a controlled experiment. this is very hard to do in a way that you have, very, valid data but we have been able to show, for example, if you annotate search results with information about web site privacy policies people will actually pay a little bit more to shop at web sites that have better privacy policies. so i think, these kinds of experiments, and i would love to have some of the search engine companies actually work with us so we could do this on a very large sample of users instead of small ones we can do as a university. >> alan, do you have any response to that? >> we'd love to work with you on something like that. well, and i was just going to comment, in terms of these experiments that are happening in the marketplace just to give an experience much our own r

the financial institutions accounted for two big a share of our markets -- a 4 toofor too ba share of our market here. all they were doing were creating products and selling to each other. and i saw a headline that said that banks would not lend to each other and i thought, wait a minute, what's happened to lending to the consumer? on the manufacturing side, we do a lot of manufacturing here. i think manufacturing output is a share of gdp and has been pretty steady. and of course, fewer people all the time because productivity is so high in manufacturing. . . ed overseas in china because it is very simple, and it might be worth $20, but the thing that makes it valuable is the chip that goes in it, and that is the kind of stuff that we seem to do here in the u.s. it is different kind of manufacturing. we did a lot of the ingenuity side of it, the innovation, and that does have a very big pay off. that is the value added. that is the value added. what worries us is that now, a lot of that can be done in china and india, because for years we have been training lots of their people in our

and business owners can get ba back, if they're making shoes, they can get back to making shoes, mr. president, not running around looking for insurance that they can't find. and if they could, it's too expensive for them anyway. if they're building high-tech equipment or electronic equipment, they can get back into the business of doing that instead of being in the business of figuring out insurance actuarial tables. so reduce administrative costs for small business is important. 22 million self-employed americans have even more unpredictable costs. their premiums have risen 74% since 2001. these exchanges will help them also reduce administrative costs. and i'm proud that one of the amendments that i have pending on the senate floor would give the self-employed a 50% tax deduction so that they can be on a similar playing field, if you will, for the small businesses and large businesses that enjoy favorable tax treatment under the current tax code. it's been mentioned before, but insurance companies will no longer be allowed to arbitrarily raise rates or drop coverage. instead, comp

recommendations but they go on to say that even these guidelines must be held to a standard of being evidence bas based. i might say that this is -- i run across this over and over and over again in the medical profession and medical experts, that we just need to keep moving more and more and more toward evidence-based medicine. this statement from the american heart association, the american stroke association goes to say, "in addition, we are concerned that senator murkowski's preventive health services amendment would take a step backwards by substituting the judgment of the independent u.s. preventive services task force with the judgment of private health insurance companies." that's a frank -- frankly, that's a point i very much agree with. i don't think we want the judgment of private health insurance companies making these decisions. and i'd like now to -- to defer -- to recognize -- i don't need to recognize, i just think it's appropriate the sponsor of the main amendment finish up. she's doing a very good job. a senator: mr. president, i'd yield our final minute to the senator from wyom