investment and that is basically future growth, so when you have investment decisions being delayed and baddiel and in some cases, just forgotten altogether, it tends to lead to negative outcomes in the future. that is when people might not be able to pay their debt. i suppose one of the interesting things about all of this is the talk that there had been over a number of yea rs that there had been over a number of years about the importance of rebalancing the economy, particularly after the financial crash. that does not appear to have happened in the way that people like george osborne when he was chancellor were hoping would be achieved. yes, the rebalancing the shift away from the financial services into more manufacturing... on the march of the makers, i am not wearing a high vizjacket but you can pretend! it is not necessarily happening to the same extent and a lot of people thought that the depreciation of sterling that has fallen by 50%, that we would get that post, but big manufacturing firms that export globally, they do not necessarily know what they're trading emissions will be with