. >> one of those suppliers is start-up baker lisa fowler, owner of little blue stem. >> english muffins. three cinnamon raisin. >> we work with companies like little blue stem, small, artisan producers, and the role we play is a flexible, consistent demand that allows them to ramp up production using commerce, rather than going out and trying to obtain a bunch of debt. >> there are so many businesses that are percolating and ready to explode, they are ready to take off. but what's missing is being there. >> farming, come on. if it doesn't rain, you don't have a crop. so if you're a banker and you get to like loan to someone who is making software 365 days a year, you know, or chips or something, versus a farmer who if it doesn't rain he doesn't have a crop, which one are you going to lend to. >> that's woody cash, a former venture capitalist. he understands why investors shun local small businesses like green gate, greenling, and little blue stem. >> if you're using financial speak, most of the things that we actually want to preserve in our communities don't make the grade. >> that's w