the great pandemics law-- a stocks, will they be able to turn it around or is it more bad news for balaton? >> i hope so because i own some. i own some so that's okay. what an interesting tale for peloton. when you think you hit rock bottom when the girls from sex in the city take shots at you and then you get downgraded after that so i think the bad news i mean like the bad news is pretty much everything has happened to peloton that can possibly happen i mean the girls of the view might attack them or something. there's bad news and a lot of stocks right now to victoria's point same with the cruise line and at some point the airlines also, you have to pick these up because it can't get much worse. feels horrible, but i think peloton is a buy here. ashley: victoria, very good. victoria, treasury yields dipping today, a bit of a yo-yo the 10 year do you still like financials? >> we do like financials. one of our favorite sectors going into 2022, we think the longer end of the curve had been probably mispriced a little bit when you look at where inflation has been, where credit spreads are a