cubans who want to shop in these special stores will need to use a dollar denominated bank card from an account opened with tradeable currencies consumers here are for the move. i think that it's been well thought out and its benefits will help the quality of life for the people here and yet. it's the state that benefits and that money can be invested by the state in other resources that we need. cuba's state run economy is facing a crisis because of the ongoing u.s. sanctions and the fact that longtime support from venezuela is dropping due to a crisis there still cubans one thing comforts of modern life and they're paying in dollars to get them. and now to some of the other stories making news around the world romania and bulgaria are pitching for folks like this new factory after the carmaker pulled the plug on a project in turkey according to media reports. to the $1300000000.00 investment over turkey's attack on kurds in syria the factory was due to make 300000 cars and would create $5000.00 jobs. north korea has opened a new rail routes to watch pyongyang hopes will become a ma

but wesley did have sam's bank card. >> all i said was, yeah, i think the name on the card was samuelhe had it? that was a very strange story. wesley claimed. he got the card from someone who told him -- >> that he worked for a bail bondsman agency and that he wanted me to withdraw money from an atm for legal reasons. that the gentleman skipped bail out of town and that they were required to withdraw the money. and so he was looking for a third party to withdraw the money. >> reporter: sound phony? like a con game? apparently, not to wesley. he said he knew the man who asked him to withdraw money, that he was a friend. >> he showed me paperwork. it looks legit. looks like federal police paperwork. so i assumed that he, you know, he was good. he wasn't lying to me. and i trusted him, so i said, yeah. you know? sure. >> reporter: so, wesley said, he took the atm card and agreed to withdraw the maximum allowed amount each day just as his friend had asked him to. his friend also said it was fine to order a couple of pizzas. >> your alarm's going off in your head. but you're hearing his vo

cubans who want to shop in the special stores will need to use a dollar denominated bank card from an account opened with tradeable currencies consumers here are for the move. and i think that it's been well thought out and its benefits will help the quality of life for the people here and yet. it's the state that benefits and that money can be invested by the state in other resources that we need. cuba's state run economy is facing a crisis because of the ongoing u.s. sanctions and the fact that longtime support from venezuela is dropping due to a crisis there still cubans one thing comforts of modern life and they're paying in dollars to get them to business with the. i'm secure in the they were not hard and in the end is a me you're not allowed to stay here anymore we will send you back. are you familiar with this. when the smugglers were lions of the what's your story 'd 'd. i'm working on was a women especially of victims of violence in. take part and send us your story you are trying in all with understand this new culture. you are not a villain. you want to become a citizen. in

her handbag containing her purse, phone and bank cards has been found on a beach nearby.celona, following the jailing of catalan dissident leaders. some of the 350,000 demonstrators threw bottles and fireworks at police, who responded with tear gas and rubber bullets. nine separatist politicians and activists were jailed earlier this month by spain‘s supreme court. it was halloween week on strictly last night, returning to one of our main stories this morning. the discovery of 39 bodies in the back of a lorry earlier this week has served as an awful reminder of the desperate attempts some will make to reach the uk. for some people, they can even become vulnerable to human traffickers. kathy betteridge is the director of anti trafficking and modern slavery at the salvation army, which provides support to adult victims in england and wales. kathy joins us now from our london newsroom. good morning to you. just awful circumstances that this situation presents, and as we touched on there, it really does highlight these cases. now, you provide support for people who find thems

her handbag containing her purse, phone and bank cards has been found on a beach nearby.iling of catalan dissident leaders. some of the 350,000 demonstrators threw bottles and fireworks at police, who responded with tear gas and rubber bullets. nine separatist politicians and activists were jailed earlier this month by spain‘s supreme court. celebrations will take place later to commemorate the introduction of a climbing ban on australia‘s ancient monolith, uluru. the site, once known as ayers rock, is considered sacred to its indigenous custodians, the anangu people, who have called for an end to climbing the stone since they took back ownership more than 30 years ago. this weekend has seen huge crowds descend on the area for the final time. it was halloween week on strictly last night, but among the vampires, ghostbusters and zombies you may have noticed a rabbit doing a tango. yes, our very own magic mike and his partner katya jones went for an alice in wonderland theme, with mike dressed in bunny ears and waistcoat as the white rabbit. find out on tonight‘s results sh

bank card has more facebook profiles than inhabitants ties spend more time on the internet than any other people in the world an average of 9 hours and 38 minutes every day. few seem to be concerned about protecting their private data. and that can be big business. chips fall mung problem turns data into money all the data will be. used on the computer if these people. you need to understand that when you play when you like when you stop the sea you are to get all the data the best book that will go through whatever. we are the technology to help the brand to know how to talk the right way to the right consummate with information from the social media. and this fellow founders set up their company 5 years ago. today they employ 160 staff to analyze data from asian countries such as japan indonesia and vietnam their customers are government authorities and companies who work. to present the best possible image for example the data analysts track perceives the products of a large cosmetic company by evaluating comments posted online so yeah they have this crisis but there. were a lot of con

her handbag containing her purse, phone and bank cards has been found on a beach nearby.ilitary has conducted an operation against the fugitive leader of the so—called islamic state group vigils are held in vietnam by families who fear their loved ones are among the 39 people found dead in a lorry in essex. the liberal democrats and the scottish national party have joined forces in a bid to trigger a 9 december election. sport and for a full round up, from the bbc sport centre, here's olly foster. different match to the one we saw yesterday. england waiting for the winners of this one in their semifinal. it is all square. wales have had a couple of injuries as well. the second half is under way in that semifinal. england waiting, three for one player, two for another. biggar has just kicked another. biggar has just kicked another penalty. nine all but they have lost their wing. it looks like a hamstring problem. they have lost their front row forward. the welsh prop, he has got a shoulder problem but it is nine all. they are about seven or eight minutes into the second ha

her handbag containing her purse, phone and bank cards has been found on a beach nearby. ncy as wildfires continue to sweep through the area. some 180,000 people have been ordered to leave their homes, and roads around santa rosa were packed with cars as people tried to flee. the biggest blackouts in the state's history have already left a million people without electricity. mps have condemned the number of it failures at banks, warning that it's reached an unacceptable level. the treasury committee says far too many customers are being left "cut—off and cashless" by repeated disruptions to online banking services. the chief executive of uk finance says the industry has invested billions of pounds to ensure systems are robust and secure. a 13th century masterpiece that had been hanging above a cooker for years has fetched more than £20 million at auction. the painting, called "christ mocked", by the pre—renaissance italian artist cimabue, was found in an elderly french lady's kitchen earlier this year, and was apparently spotted just before it was about to be chucked out a

for example, they still do not own a single bank card. >> china is planning to release its own cryptocurrencyuld give it more control of its financial system. what do you think of the project in the future of cryptocurrencies in china? >> we believe all countries around the world will release their own cryptocurrency in the future, and they will roll out a very strict measures to supervise the industry. lies, toere our value help them clearly supervise the cryptocurrency industry and ensure stable, sustainable development. selina: both projects are both very theoretical at this point, but when they start ramping up, they will likely face similar scrutiny that libra has, especially when it comes to concerns around money laundering and privacy, but the co-founder also said they are learning from facebook's mistakes and planning to take a more conservative approach when they start rolling out, focusing more on regulatory compliance. thank you so much for that. fascinating stuff from really uncharted waters. you can watch us live and see past interviews on our interactive tv function. you can als

intellectual property, financial services going to be a massive boon to banks and credit card companies that all these companies, including ownership interests. before you had to do certain things that made it difficult for banks and institutions to go into china. china has really been opened up now for the first time to financial services, to the big banks and credit card companies and other types of financial services. so that is a tremendous thing. i think we have complete agreement on that. a lot ofual property, agreement, but we will have some of that included in phase two. agriculture should be done. i don't think the farmers can handle anymore than they are getting. don't forget, we signed a big deal with japan. that was a very big deal and a lot of that had to do with agriculture also, so the farmers are during well. currency, foreign-exchange, we are all set on that. that we have been able to do not only through simplification, but the importance of it is very important. and technology transfers. so we are going to have some technology transfer here and some in phase two. we th

her handbag containing her purse, phone and bank cards has been found on a beach nearby.g. the family are on their way. they have actually arrived on the island in cambodia. they are nowjoining what is obviously a more intense surge to try and find her. we know the local authorities on the island have been leading this for the last two days. the police have been posting photos of officers with drones. we know some divers along the main beach area have been leading the search. the area they have been focusing on, you would imagine, is between the site where emilio was last spotted, the spa which is popular with lots of people, backpackers in particular, and the hostel she never got back to. she was last seen at about half past three in the morning. her family are desperate for more information. we know that her brother has been updating people on facebook and on social media, saying that he is now on the island joining the search. but really five days into this there is a high degree of alarm for the family. the british foreign office is saying that it is in contact with t

her mobile phone, her bank cards, her purse, but simply no sign of amelia. how she died. and for the family, there is the dreadful realisation that they may never know. hong kong has gone into recession for the first time since the global financial crisis. the territory's economy shrank by 3.2%, year on year. the downturn is being partly blamed on the continuing anti—government protests and the us—china trade war. hong kong's chief executive, carrie lam, had already warned of a looming recession. british detectives investigating the death of harry dunn have interviewed the woman accused of killing him. the 19—year—old motorcyclist died in northamptonshire in august after a crash with a car driven by anne sacoolas, who left the uk claiming diplomatic immunity. our correspondent, duncan kennedy, is in new york. this was a very short statement saying simply that they have now interviewed what they called the suspect. they don't actually name anne sacoolas. and that the information they've gleaned from her has now been passed, along with other evidence, to the c

why do i see "merchant account fees bank card"? i thought i saw a sign downstairs that says "cash only"? norton: we do credit cards for catering. lemonis: you do take credit cards in half your business but not downstairs? -norton: not downstairs. -lemonis: how come? norton: by the time you put all the fees together and back it out at the end, you're looking at 1.5%. lemonis: i'd rather you spend more time figuring how to get your food costs down 3.5% and then worry about the credit card that's 1.5%. lemonis: norton is so fixed on the fact that a credit card charges 1.5%. on a single customer, 1.5% of a $13.95 adult meal equals 20 cents. what i'd rather him be focused on is the fact that he's turning away customers because they don't accept credit cards. on a given night, if he turns away 5 customers across 156 nights, the number of nights he's open, he would be losing out on $10,881 of revenue. that's a much bigger number. wouldn't you rather collect $10,000 than worry about 20 cents? come on, norton. -hi, guys. -lynn: hi. norton: h

her handbag containing her purse, phone and bank cards has been found on a beach nearby.ar now. a lot is happening. bring us up—to—date. a lot is happening. bring us up-to-date. i guess the first thing to say is that this is obviously a very difficult time for the family of amelia bambridge. she has now been missing for five days. as you say, some of her possessions were found last thursday morning. but, there has been no sign of the 21—year—old. she came out to asia about a month ago. we are told that she had been working in a bank in the uk for the last two years to put money together to afford this trip, described as something she was really looking forward to. her family say she meticulously planned everything, and for her to disappear like this is completely out of character. in light of that and the fa ct character. in light of that and the fact she has not been seen for five days, there is huge concern. we are told herfamily days, there is huge concern. we are told her family are days, there is huge concern. we are told herfamily are on days, there is huge concern.

her mobile phone, her bank cards, her purse, but simply no sign of amelia. there is the dreadful realisation that they may never know. we have had a statement from the foreign office regarding the discovery of amelia's boise seeing oui’ discovery of amelia's boise seeing our thoughts are with her family at this extremely distressing time. our staff are providing brief —— support and bereavement advice and remaining in close contact in cambodia. a fire has swept through a train in pakistan, killing more than seventy people and injuring dozens of other passengers. the train was travelling from karachi to rawalpindi — it's thought the blaze began when passengers used a gas cylinder to cook their breakfast — and it exploded. our correspondent in islamabad is secunder kermani — a warning you may find his report distressing. desperate bystanders watch as the flames burn. they engulfed at least three of the busy carriages. many of the passengers were heading for a religious gathering. translation: it was very difficult for us to get out of the train and save our li

her handbag containing her purse, phone and bank cards has been found on a beach nearby.ler stuck in a narrow well in india has gone into its third day. heavy machinery is being used to dig a second hole, parallel to the one the child fell into, in the state of tamil nadu. oxygen is being pumped to the two—year—old boy but layers of mud mean the rescuers can't assess the child's condition. that's our news summary, now back to victoria for the rest of the programme. molly russell was just 1a when she took her own life in 2017. when herfamily looked into her instagram account after her death they found distressing material about depression, suicide and self—harm. after a committed campaign by her dad, ian instagram has pledged to remove all posts about methods of suicide and self—harm including pictures, drawings and even cartoons. we'll talk to ian russell in a moment. he believes instagram is partly responsible for his daughter's death and he's taken his campaign to clean up social media to silicon valley. you may find some of the material in this report upsetting. i expe

when it comes to the investment banks, i would rather own goldman because all of the investment credit cards consumer banking, i think it's putting in more work to breed new life into the business i have to believe the malaysian issue is going to be solved in 2020 finally, what about american express? don't leave home without it, american express, what a core franchise, so fabulous after seeing -- when i saw the numbers come up, i thought they were fabulous. so many of the banks praise their credit card divisions. and it looked good to me, a solid top and bottom line beat but the market didn't like it. what did they see that i didn't with the stock being down 2% what was the fly in the ointment i think it was you had too high expectations the stock did run up $25 for the year going into the quarter, better than all the banks i've been talking about it's viewed has a financial technology stock, even though it's the one credit card company with genuine risk, these guys actually make loans. when the banks were out of style, the waut street fashion, the investors piled into all things that's a c

the financial services is going to be a massive boon to the banks and credit card companies and all of these companies including ownership interests. before you had to do certain things that made it difficult for banks and institutions to go into china. china has really opened up now for the first time for financial services and big banks and other types of financial services. so that is a tremendous thing and we have complete agreement on that. intellectual property, a lot of agreement, but we will have that included in phase two. agriculture should be done. i don't think the farmers can handle any more than what we are getting. we signed a big deal with japan and a lot of that had to deal with agriculture. currency, foreign exchange, we are all set on that. we have done it through simplification and the importance of it. and technology transfer. so we are going to have some technology transfer and some will be in phase two. phase conclude it with two, phase three. >> you have been saying as earlier as this week that you wanted one big deal. president trump: it covers so much territor

frankly, in great shape, intellectual property, financial services will be a massive move to the banks and credit cardompanies and all of these companies, including ownership interests. before, you had to do certain things that made it difficult for banks and institutions to really go into china. china has really been opened up now for the first time to financial services into the big banks and credit card companies and other types of financial services. so that is a tremendous thing. i think we have complete agreement on that. intellectual property come a lot of agreement, but we will have some of that included in phase 2. agricultural should be done. and signed a big deal with japan. that was a very big deal. a lot of that had to do with agricultural. so the farmers are doing well. currency, foreign exchange, we are set on that. that we've been able to do and only through simplification but the importance of it, it is very important. technology transfer. so we will have some technology transfer here. some will be in days too. we will be able to include with phase 2 but it may be phase 2, phase three

investment bank, at least if you're trying to get a job in investment banking it's also the bank behind the apple cardeven if apple in its advertising says there's no bank behind the card. technically, they're right in reality, i think it's a multi-million-dollar business for goldman. maybe worth as much as high-single dollar billions. eight times earnings is an ultimately low multiple. you can follow along while i do, by subscribing to the action alerts club. now it's anything but. but they just got a new ceo, charlie scharf, late of visa and bank of new york, who's known for his love of technology, discipline, and expense control. if you ask me, those are the three things wells has been the worst at i think both of these cheap bank stocks could be huge by the end of the year. yes, i think they're going to go higher, certainly into next year finally, there's the retailers kohl's elsells for nine times earnings macy's sells for five times earnings both strocks are trading like we're going into a recession, if not in the case of macy's, a retail brick and mortar depression i think the market is judging

property, financial service is going to be a massive boon to the banks and credit card companies and all of these companies, including ownership interests. before you had to do certain things that made it very difficult for banks and institutions to really go into china. china's really been opened up now for the financial services, big banks and credit card companies. other types of financial services. so that is a tremendous thing. i think we have complete agreement on that. intellectual property, a lot of agreement but we'll have some of that included in phase two. agriculture should be done. i don't think the farmers can handle anymore than what they're getting. don't forget we signed a big deal with japan. that was a very big deal. a lot of that had to do with agriculture also. so the farmers are doing well. currency, foreign exchange, we're all set on that. that we've been able to do. not only through simplification, importance of it, very important technology transfers. we'll have some technology transfers here and some in phase two. we may be able to conclude it in phase two bu

is a trend that is here to stay >> in answer to that question, yes, consumer banks are doing better coming through in cards, and autos. the investment banking parts of the consumer banks are doing well we've only had goldman sach report so far. they were down year-on year and perhaps reflecting a stronger q 3 last year than the q 3 this year >> they had a very weak third quarter in 2018. to go back to goldman sach and that hit, almost as much as $300 million. do you think that was a mistake, a bad decision making to get involved in the sector given such a late moment in the cycle and will they be able to give more in these quarters >> on those shares, they take the stakes in part of that i think the listings have been disappointing. you question those values out there. perhaps questioning some of those. perhaps the fundamentals of those stocks and perhaps they need to make money sooner. they need to hold on and take whatever hits to those in the long term. >> how should we think about those at the moment? >> the retail sales has come in much weaker than the previous data had shown suggesting that perhaps t

bank and credit card ceos in partular have painted healthy picture to the area. richard fairbanks, o of capitol one said the s. consumer is in good shape thanks to its strong labor market, rising wages and lt year's tax ts. home builders have also tauted strong consumer spending. stuart leonardusaidmers don't seem to be viewing it that way and the housing market in general seems to be strong. then there are the autos and industrials. that's a far less rosie outlook. sgraco's outlookd the trade slowdown in china is putting strain on a industrialivity across the board over there. unlikely a recession will become a self-fulfilling prophecy. ood news.ry the economicarrative has shifted from recession earlier in the year to slower but more stable growth, a far less dire scenario for 2020. for "nightly business report," i'm bob pisani at the new york stock exchange. >>> globa markets are also in rally mode. itpan, france, germany and italy allng new 52-week highs in trading today. so let's turn now to larry adams to talk more about this record-setting market. hes thehi

some rocks are very close to the shore and inside her bag was her purse, her mobile phone and also bank cardsled out here and we saw once again today her dad and her brotherjoin the search. they told us they would not give up in the search for amelia. they were making their way through thick jungle, search for amelia. they were making their way through thickjungle, they joined the team is out at sea who have been patrolling these waters for the past week or so, trying to spot any sign of amelia. and tonight, just an hour or so ago, they got the news they had been dreading. she wasjust they got the news they had been dreading. she was just 21 years old. she had been working in uk for two yea rs she had been working in uk for two years working in a back so she could save years working in a back so she could save up money to come to cambodia. it was a dream holiday, herfamily said. she was a meticulous planner and she had looked into everything about travelling alone here and it was clearly something that she was really looking forward to but it has endedin really looking forward to but it has e

and think they been doing -- you take the checkbook, that was crated by state banks, credit cards by national bank. in other sorts of payments. with regard to repeal of the glass-steagall's band banks affiliating with security firms. that allowed to eliminate inefficiencies in the financial market and allowed them for 20 years to provide a wider range of financial services to people throughout the united states of all kinds and all type of financial services and made them more competitive. and when i was working at the senate banking community in the '90s, there was a tremendous concentration of power if you will, in the security market. it was a very small handful in a very large security firm. when the banks got involved they got up a bit by bit and they got more and more involvement. again much more competition so the cause of being involved in the security market has gone down dramatically. i remember when you cannot price below a nickel on your securities, about security the other day, the price was .000013.000013per share. i can even tell you what that is. but the efficiency of

when someone calls and says they're with their bank or credit card company. and call them bank. call the publicly listed number just to be safe. if you have a consumer complaint to investigate, 888-996-tips or visit nbcbayarea.com/responds. >>> thanks, chris. up next at 6:00, what is she doing? this woman getting out of the car there accused of digging up plants in contra costa county. we have the details. >>> so that early retirement we planned. it's going ok? great. now i'm spending more time with the kids. i'm introducing them to crab. crab!? they love it. so, you mentioned that that money we set aside. yeah. the kids and i want to build our own crab shack. ♪ ♪ ahhh, you're finally building that outdoor kitchen. yup - with room for the whole gang. ♪ ♪ see how investing with a j.p. morgan advisor can help you. visit your local chase branch. . >>> a criminal attraction to the greenery in contra costa county. walnut creek posted this video on its facebook page. take a look here. you can see that woman get out of her car, bend over a bit and rip up plants from

almost 60% forfeited hotel points, 50% airline miles, and 44% credit card rewards. bankate says those points and miles have value just like money and you can extend expiration. that includes donating your clubs or miles to charity. >> i've been pretty bad about that but my husband watches like a hawk. >> i watch mine, too. >> good. we all need to get away once in a while. thank you, contessa. >>> back to that breaking news, that deadly crash on highway 101. mike? >>> highway 101 is closed down as you travel north into san francisco. the surface streets are your alternate. look at this. there are four people who died as a result of this deadly crash shutting it down. we'll try to talk you into a different way to get to san francisco. >>> and let's get you out the door i a look at how the morning shapes up. another chilly start with upper 40s but will be another really pleasant afternoon. we'll talk about this and a hotter weekend ahead up next. >>> plus, taking action amid growing concerns over threats. a live report on the movie theater chains that are banning several it

elizabeth: age 26, while joe biden was senator working on banking and credit card issue, hunter biden senior vice president job with credit card company. joe biden got thousands of dollars in donation. i think that legitimate to ask for press to ask these questions. you wonder if cnn moderators will ask. >> i hope they do. but one thing for sure, if joe biden is nominee, the questions will be out in the open, they are not a conspiracy theory, this has been go ocea -- going r 30 years. and joe biden also profited through serious political donation from mbma . >> custom and border patrol, acting commissioner morgan, on president trump's border crisis, building the wall, what is going on there, his take of accusation on abuse at the bored irk that y coming up. mom you've got to get yourself a new car. i wish i could save faster. you're making good choices. you'll get there. ♪ were you going to tell me about this? i know i can't afford to go. i still have this car so you can afford to go. i am so proud of you. thanks. principal. we can help you plan for that. start today at principal.com.

us not only has he lost accounts for dispensaries but his employees have lost personal bank accounts and credit cards. spouses of employees have lost personal bank accounts. many employees are fearful that as a result of the changes, they will lose their credit rating and perhaps even have mortgages or loans canceled. so to sum up, thank you for holding this hearing, a chance to present this conversation. there is nothing good about forcing the world to operate on cash. it is an invitation to money laundering. it is an invitation to organized crime. it is an invitation to robbery. it is an invitation to cheat on your taxes or employees. let's fix this. let's honor this state's rights vision of all of the state to have said this makes sense here in our location for our citizens. thank you, mr. chairman, for providing this forum for this conversation. chairman crapo: thank you, senators. we jointly appreciate the work with of put into this issue. you may be excuse we can move to the second panel. >> chairman crapo: welcome to our second panel. we appreciate you being with us to share your knowledge and

card. a state owned brazilian bank is reportedly asking courts the liquidate construction giant or debray or direct is at the center of a corruption scandal that has wiped across latin america the company has acknowledged enormous bribes to politicians across the continent leading to the downfall of many political and business leaders if ordered by collapses 40000 jobs could be lost. it's enough to make one cry onion prices have shot up in india after droughts hit harvests hard it's prompted the government to impose an export ban causing shortages across the region. is an ingredient in several recipes across south asia and in almost every dish in india but much of the crop was destroyed during the monsoon season. lot of progress going with a going prices were $10.00 to $15.00 rupees a kilo 50 rupees a kilo i can't afford. or. more than tripled in prices hitting consumers where it hurts most everyone here is affected. we have stopped serving on us to a cost him was due to high prices maybe they're never going to. the indian government solution has been to place a ban on young exports as of la

great shape intellectual property, financial services is going to be a massive movement to the banks and credit cardese companies, including ownership interests. before you had to do certain things that made it very difficult for banks and institutions to go into china. china has really been opened up now for the first time to financial services, to the big banks and credit card companies and other types of financial services that's a tremendous thing. i think we have complete agreement on that. intellectual property, a lot of agreement, but we'll have some of that included in phase two. agriculture should be done i don't think the farmers can handle more than what they're getting. don't forget we signed a big deal with japan, that was a very big deal and a lot of that had to do with agriculture also. so the farmers are doing well. currency, foreign exchange we're set. not only simplification but the importance of it technology transfer. so we're going to have some technology transfer here and some will be in phase two. we think we'll probably be able to conclude it with phase two but it may be phas

also, when someone calls and says they're with your bank or credit card company, tell them, you'll hangnd their publicly listed number, and call that one. just to be safe. if you have a consumer complaint for us to investigate, give us a call 888-996-tips, or visit nbcbayarea.com/responds. >>> 7:54. we have much more ahead on "today in the bay," coming up, the clear the shelters segment, featuring our friends from tv just keeps getting better. how you watch it does too. this is xfinity x1. featuring the emmy award-winning voice remote. streaming services without changing passwords and input. live sports - with real-time stats and scores. access to the most 4k content. and your movies and shows to go. the best tv experience is the best tv value. xfinity x1. simple. easy. awesome. xfinity. the future of awesome. >>> welcome back. it is time for our clear the shelters segment, featuring our friends from pets in need, and my friend marcia hollander is laughing a little bit too much, i am laughing to much during the commercial break with valerie and you just melt how cute this little chihuah

it is about the consumer hanging up richard fairbank, credit card bank, i think the u.s. u.s. consumer is in pretty good shape that's what most ceos are talking about. we scanned for recession talk. didn't see it. zion bank corp we don't see any indications of a broad based recession on the horizon. that's very typical of commentary we saw concerns about slowdown in 2020, particularly on the industrial side, on outright recession, it is just not there. with the consumer holding up, trade talk good, fed cutting, this is why we have new highs. >> we are in the middle of earnings season, you didn't cite earnings as a big factor what does it say guidance is about q4. >> good point. very good point. the corporate earnings are flattish that's the word i have been using all year i think it is fair to say going into 2020, there were hopes for 10% gains, now closer to 5%. now the bulls are saying can we still advance the market with 5% gains. that may be tougher now. that's why the reisk to the market is down side. you're not seeing a lot of volume, as we hit new highs, old days,

. >> remember how afraid we were to put our credit card information and bank account information onlineconvenience over everything >>> thank you for waking up with us on "earlied today." i'm dara brown. >> i'm phillip mena. before we go, the albuquerque balloon festival has come to an end. hundreds >>> president trump orders all u.s. forces out of northern syria. a thousand troops to depart as psorsegin escaping during turkey's assault. we're live in the region >>> growing anger and demands for answers after police officers shot and killed a 28-year-old woman in her home. >>> the school bus driver has been arrested for child abuse after a profanity-laced tirade over kids throwing paper in the trash. >> you better get your [ bleep ] down there right now and pick up. i'm going to knock -- >>>

a new survey out from bank rate shows millennials are the most likely generation to lose rewards. almost 60% have forfeited hotel ints, 50% airline miles and 44% credit card rewards. bank rate says those points and miles have value just like money. it's easy to extend the expiration if you show some account activity that could include donating points or miles to charity. >> if you don't know what to do with them, donate them. >> millennials are activists and very generous. thank you. >>> 5:15:. you want to go far, far away, perhaps halfway around the world. launching new nonstop flights to rome from sfo starting next year. three days a week on mondays, thursdays, and saturdays. the roundtrip ticket starts around $1,500. sfo is holding a contest for free tickets on its facebook page. >> how about bigger than sams g samsung? more than $4 billion for the south korean economy. bts is a music sensation. they are the first band to do that since the beatles and more than 11 million monthly listeners tune in on spotify. bts is a huge hit here in the bay area as well. we have video of those long lines at oakland arena. we didn't even know. now we know. >> a lot of

in her bag was her purse, her bank cards, her phone, but there has been no sign of the 21—year—old, andor two years working ina bank been saving up for two years working in a bank so she could follow her dreams, come out to asia and travel around here. she had been here a month, though, when she disappeared. the last sighting was in the early hours of last thursday morning. she was at a beach party. but since then there has been nothing. now, there is some speculation among locals here that she could have drowned. herfather here that she could have drowned. her father has here that she could have drowned. herfather has said here that she could have drowned. her father has said he thinks may be something sinister has happened, but really, for now, there are no a nswe rs , really, for now, there are no answers, but tomorrow morning the search will continue once again. returning to the election. december 12. the city of liverpool — world —famous for its music and football — was named european capital of culture in 2008. it's outward looking, and home to more than 37,000 businesses and seve

try to make this digital currency a reality here companies like uber, pay pal, visa, master card, spotify no banks are a part of that founding group now it looks like at the geneva meeting, the plan is to vote on a board. a step closer to bringing this together which is planned for 2020 all of this on the reaction we get from regulators. we've heard no shortage on feedback from europe and u.s., politicians, the head of the project at facebook had to face some pretty tough testimony. it depends on how much pressure and feedback will affect those plans moving forward still >> what are the concerns >> we have heard a lot about money laundering and more concerns whether the transmission of monetary policy. is it going to replace other sovereign currencies facebook says they will continue to work with regulators. they are dead set they have the required approvals but they want to continue to move forward with this innovation. we are continuing to hear those concerns probably not simmering downey time soon. likely the effect it will have is a decision on the time line that's what we are looking forward

i don't see a crash in the cards right now. banks have tremendous amount of capital.o 10% of capital six to seven times the amount in '07. is there reaching on credit and issues particularly on the big banks? yes, i think we'll see earnings today and the rest of the week that will surprise people. >> you think the bank underperformance is over >> i don't know that the public market, it is hard to tell fundamentally, the banks look really good. i'm not worried about a lot of margin pressure unless rates go down to 150 basis points short-term pressure, i'm not really worried about on the asset side like co-america >> dory, thank you for joining us >>> when we come back, a day in court for the maker of oxy con continue and what is in the works to put an end to the 26-day worker strike and an attaconk an iranian oil tanker a busy day more when we return. woman: what gives me confidence about investment decisions? rigorous fundamental research. with portfolio managers focused on the long term. who look beyond the spreadsheets to understand companies, from breakroom to boar

i got an e-mail this morning from one of the big banks talking about my credit card is in arrears and need to call, i need to send information. i don't have an account with that bank. this happens all the time on the telephone, e-mails. it's constant. we need to be more vigilant. if you're a victim or if you think this is a scam, please, please don't be afraid to report it. i think that's one of the messages that the justice department is trying to get out there this year. >> dana: thanks, joe and dwayne. ya'll come back saloon. i know that song. >> that was good, dana. >> thank you. >> dana: we appreciate all you do. thanks so much. next, the hug that has the world talking and the man that for gave his brother's killer speaking out. tyrus is here to talk about the most powerful moment of the week. 300 miles an hour, that's where i feel normal. having an annuity tells me my retirement is protected. learn more at retire your risk dot org. (bobby) you're concerned that it's going to cost you money.ouble, (ben) to this day, i only paid what i had to pay for the device. when i go back, ev

within financials, a lot of big banks are making good profits, because they don't pay a lot on deposits, as we all know. on top of it, they charge a lot on their credit cardsnd fees. banks, many of the big for example. i can't mention any names because i manage money. , what we would have to say is -- we would stick with the cyclicals. the defensives have not had a remarkably good year. all the way back to september thethey outperformed cyclicals, the defensive's, although they have been fairly even this year. guy: john, when does value come back? john: that is the "waiting for godot" -- "waiting for question. value will probably have to wait in the wings until we get a that cantion of growth lift it to probably overvalued levels, and investors will widen their exposure, diversify it within the area. the other thing is, within the value space, some stocks are value traps, and will be forever, because they have been left behind by technology, or their management has not grabbed it. there are many value propositions that are very good. own and be patient with them in a diversified portfolio. guy: what do you make of recent ipo failures and the pulling of ipo

card for everyone. it's amazing that no one protesters it regarding banking and buying alcohol and all those things, that requires an i.d. card. yet when it comes to voting, there was a huge outcry. if one of our citizens cannot afford an i.d. card i think maybe we can supplement one for them, help them buy one. the democrats just seem to can't get over losing the election. they're afraid president trump will win again so they're doing all they can to impeach him. the sad thing is they aren't doing anything for the american people. president trump has been able to accomplish some of the things while being attacked in every way. i'm very pleased with the construction of the wall. the democrats hate it when the president supersedes the laws of our country and it's very sad. thank you for taking my call. >> david becker, talked about voter i.d. does your group look at that at all? >> we don't work in that area. a couple of things i want to say about the idea of voter i.d. and fraud. it's been study extensively by the bush justice department part-time while i was there. it was studied by president trump's el

whereby just as you have a credit banking on your credit card refinances, they have a credit card for your politics. a friend of mine told me in beijing, where people normally cross the street, a person refused cross the street when i was in a proper crossing signals because automatically, he would be identified in his social credit would be diminished. there are also stories that people have done things that are perceived as if a regime or anti- communist party, they are limited for travel. they can't take trains, they can't take aircraft, the people in china, or actually even going to the remote parts of the country and trying to buy credit from people there that don't have this problem. china is also a lot of this technology there on the surveillance cameras was stolen from the united states. they've even developed a addition to facial recognition, they have something that can actually measure the gate the walk. so they can't see a person his face, they can use a massive database and high-speed computing to be able to identify individuals through the gate. >> learn about chinese so