changes in the corporate culture of banks, which can contribute to the development of trusting relationships with clients. the conference was opened by the head of the bank of russiashe noted that the financial market in our country has already come quite a long way towards meeting the client, is becoming more and more advanced, going digital and offering people more and more convenient services, but at the same time, according to elvira nabiulina, quite large scales of misselling remain, that is , dishonest sales, and this is a situation where, on the one hand, the bank it seems to offer customers convenient products, but on the other hand, there are some hidden commissions or other unclear conditions. so how can you find a balance between customer focus and the desire of financial organizations to make quick money? in particular, the bank of russia offers create a system that will make it possible to pre-evaluate banking products before introducing them to the market. we believe that before introducing a product to the market there should be a procedure for assessing the customer value of this product, at a minimum such an assessment should be ... a complex prod

the explosive growth of mortgages in russia due to preferential programs leads to an unreasonable rise in housing prices, the head of the bankcentral bank of russia , over the past 12 months, the mortgage portfolio of russian banks has grown by 32%. developers cannot increase the volume of housing under construction so quickly; as a result, the gigantic mass of issued loans does not result in additional square meters, in additional tens of thousands of rubles, on average across the country, prices for new buildings over 3 years increased by 90%, that is, they practically doubled, this is twice as much as the increase in average wages over the same 3 years, if , for example, in in the twentieth year, the gap between the prices of new buildings and secondary housing was about 10%, then after the launch of preferential mortgages it increased multiple times, now it is already 40.2%. this cannot be explained by the natural difference between the quality of old and new housing. so, if you buy an apartment from a developer, say, for 10 million, then you can sell it on average for only 7 million. this is a glaring imbalance. nabiuli

of 1.3. the european commission notes that russia managed to redirect most of its exports, especially commodities, to china, india and other countries. the banke the key rate if we do not see a sustainable slowdown in inflation and a cooling of inflation expectations. this was stated by the deputy chairman of the cdc olga polikova. she recalled that at the last meetings. the regulator raised the key rate at a very noticeable pace; since july it has increased by 7.5% to the current 15% per annum. today the dollar exchange rate dropped below 89 rubles for the first time in 4 months. the euro was trading at 96.5. in favor the ruble is affected by a decrease in demand for foreign currency from the importer. the increase in the key rate of the central bank bank also has an impact. another supporting factor is the introduction of mandatory sales of export proceeds. and sibanthracite changed owners again. the company was bought by a bashkir industrial holding. he acts as a long-term investor and is interested in the intensive development of the group. the amount of the transaction has not been disclosed; after its closure, the seller , lc, will conc

according to the head of the central bank of russia, elvira nabiulina, the bank of russia now sees manythe economic situation two years ago, when the economy recovered after the pandemic and moved on to active growth, then the subsequent... rise in inflation, the ecb responded by raising the key rate, now, according to the head of the ecb, supply lags behind demand, as it is in the consumer, investment areas, and this of course affects inflation, and for further growth of the economy, it is necessary to increase labor productivity. we started raising the rate when it became obvious that the acceleration of inflation was not due to the direct or indirect effects of sanctions, but due to the obvious lag of supply opportunities from the rapid growth of demand. i want to emphasize once again that we are now in a situation where the economy has almost fully utilized available resources, this applies to both working hands and production capacity, unemployment is 3%, and in some regions it is even less. the key rate at the beginning of 2022 was reduced quite quickly in september from 22 to 7.5

in such in russia in completely unexpected forms, well, such an unexpected form has been going on for about a month, this scandal arose, for example, around the new banknotes of the central bankwhere i suddenly very strange, such as, as they simply believed, certain, again , patriotic russian, propagandists, that is, there were no crosses on these bills, last month a scandal suddenly flared up due to new bills presented by the bank of russia, on a 100 ruble banknote placed an image of the kazan tower of symbike with an islamic crescent and a museum of the history of the statehood of the tatar people, located in the building of the former church, without a christ on the dome in the russian orthodox church, such a design was criticized, the bill was called provocative in the federation council, in the state duma it was called, quote: think 300 times before taking on religious topics. we prepared babank , signed one, the second, the third, then word spread through our deputies, we already have i had to reprint the letter to give everyone who wants to sign the opportunity, well, that is, what is the scandal about, the scandal is about the fact that there really is a museum there,

the bank of russia may begin reducing the key rate next year. he central bank, elvera nabiulina, speaking to deputies in the state duma. but provided that inflation returns to the target level of 4%. maria slobodenskaya will tell you all the details. one of the central themes. in the report of the head of the central bank on questions from deputies there was, of course , the dynamics of the key rate, as noted elvira nabiulina, the latest increases were commensurate with the inflationary pressure that arose in the middle of the year. annual inflation has been steadily growing since june and now exceeds 7%. and in accordance with the target, according to the regulator, this increase cannot be called harmless. at the same time, during the period of low rates, the economy recovered well, growth continues now, this also applies to production and consumption, so lending to both the population and business has grown at a rate of about 20%, for example, over the last 12 months, the increase in the corporate loan portfolio amounted to 11 three rubles. mor

breaks out in russia in completely unexpected forms, well, such an unexpected form, this scandal has been going on for about a month, arose, for example, around new ones bills of the central banksia, where i suddenly turned out to be very. propagandists, that is, there were no crosses on these bills, last month a scandal suddenly flared up due to the new bills introduced by the bank of russia, on a banknote with a denomination of 1000 rubles, they posted an image of the kazan tower of symbike with an islamic flame. and the museum of the history of the statehood of the tatar people, located in the building of the former church, without the cross on the dome. in the russian orthodox church, such a design was criticized, a provocative note was called in the council. signed one, the second, the third, then the rumor spread to our deputies , we already had to reprint the letter in order to give the opportunity to everyone who wants to sign, well, that is, the scandal around what, the scandal about what is really there, there is a museum, there now not an active church and there is no christ there, i guess now, i understand. but this stirred up even the deputies of the state duma, w

according to the growth of wages, the peak of inflationary pressure according to the central bank of russiahe third quarter, in annual terms inflation will begin to decline in the spring of next year, by the end of the twenty-fourth it will reach the target level of 4%, when we see that inflation is steadily declining , then we will be able to move on to a gradual reduction of the key rate, if the situation develops according to our basic forecast, then the key rate will drop below 10% in the twenty-sixth year, in the twenty-sixth it will stabilize at the levels that we we assess it as neutral, our assessment now is 6.7%, that is, in 2020, amendments of almost 140 billion rubles to the second main financial document of the country were made by the united russia faction, the leader of united russia, vladimir vasiliev, announced this. in the work we have done, we have been able to create conditions for fulfilling the tasks set by the president, first of all , ensuring the security of our country, protecting the defenders of our national defense forces, their loved ones, family members, those

last month, a scandal suddenly flared up due to the new bills introduced by the bank of russia. on the 1,000-ruble banknote , an image of the kazan tower of simbyke with an islamic crescent and a museum of the history of the statehood of the tatar people, located in the building of the former church, without a cross on the dome, were placed. this design was criticized in the russian orthodox church. the provocative note was named in the council federation, in the state duma it was called, quote: think 300 times before taking on religious topics, we prepared an appeal to the central bank, signed one, the second, the third, then word spread to our deputies, we already had to reprint the letter to give an opportunity for everyone who wants to subscribe, well, that is, what is the scandal around, the scandal around the fact that there really is a museum there, there is not a functioning church there and there is no christ there, i guess now, i will understand, but it stirred up even the deputies of the state duma, who rolled out a whole letter with the fact that the denomination sho

such people in russia in completely unexpected forms, well, such an unexpected form, this scandal is already drawing close of the month, arose, for example, around ... bills of the central bankia, where i suddenly turned out to be very strange, such as, as some, again, patriotic russian propagandists thought, that is, there were no crosses on these bills. last month , a scandal suddenly flared up due to the new notes introduced by the bank of russia on the banknote. with a face value of 1,000 rubles, placed an image of the kazan tower of simbyke with an islamic crescent and a museum of the history of the statehood of the tatar people, located in the building of the former church, without cross on the dome. such a design was criticized in the russian orthodox church, a provocative note was called in the federation council, the state duma was called upon, quote: think 300 times before taking on religious topics, we prepared for forgiveness in the central bank, signed one, two, three, then the rumor spread according to our deputies, we already had to reprint the letter in order to give the opportunity to everyone who wants to sign, so what is the scandal around, the scandal aro

forms in such people in russia, and so on such an unexpected form, this scandal has been going on for about a month, arose, for example, around the new banknotes of the central bankdenly there were very strange ones, as some patriotic russian propagandists thought, that is, there were no crosses on these banknotes. last month, a scandal suddenly flared up due to the new bills introduced by the bank of russia. an image was placed on the 1,000-ruble banknote: criticized, the bill was called provocative in the federation council, called in the state duma, quote: think 300 times before taking on religious topics, we prepared an appeal to the central bank, one, two , three signed up, then word spread among our deputies, we already had to reprint the letter to give everyone who wants to sign an opportunity well, that is, what is the scandal around, the scandal around the fact that there really is a museum there, there is now a defunct church, and there is no christ there, i guess now, i will understand, but it stirred up even the deputies of the state duma, who wrote a whole letter about the fact that must be changed denomination, well, this picture of this banknote, b

budget expenditures, since all transactions will be carried out under the control of the central bank of russiand this opens up opportunities for their complete control. in the case of a digital ruble , it will be impossible to spend budget funds to avoid needs, as happened before, the deputies explained. for example, instead of a school they built a hospital, instead of a hospital a bridge, since the digital ruble will be controlled by the central bank, they will know about the purpose of payments and spend them. for other purposes not seem possible, that is, if they are allocated to the school, they will have to be spent exclusively on its construction or repair, and this is all the economic news for this hour, have a productive day and see you. the morning broadcast on tv channels belarus 1 and belarus 24 continues. zone x, i, karina pashkova, hello.

of law enforcement agencies and the central bank works, scammer number one calls, under the guise of a police officer, interrogator or investigator, name credit. i inform you that the central bank of russiaersonal data by commercial banks. a criminal case has been initiated under article 159,

main the head of the central bank elvira nabiulina spoke today in the state duma about the directions of monetary policy for the next 3 years. she noted that the outflow of capital from russia this year has decreased by six times compared to last year. the economic situation is generally positive. here's what concerns the key rate: the bank of russia has raised it several times over the past few months, the last time in october, well, now it is... we understand that many are concerned about the increased key rate, but believe me, all calculations and all our experience shows that if we had not done this, if we had not responded in time, then the loss from this for citizens, and for business, and for the state would have been much greater. the scenario shows that next year we will return inflation to the target of 4% , and accordingly we will be able to start reducing the rate, but some time that is needed for the inflation flywheel to slow down, for the economy to digest the record volume of credit already created over the past 12 months, is key the rate will be high for some time, but in order to housing loans have become more accessible, the central bank together with the

at the same time, i once again draw the attention of the government and the bank of russia to the importanceinated, including the need to carefully monitor the dynamics of prices for socially significant, most in-demand goods and services. should help slow inflation stabilization of the foreign exchange market. here the mandatory decree came into force. sale of foreign exchange earnings, well, we know, there were many questions about this, whether it will play some positive role, including external ones, i repeat again, i emphasize, we must be prepared for the fact that the sanctions pressure from the west will increase, and in the past years they , our so-called partners, have already adopted countless packages of sanctions, they themselves are practically... entangled in these sanctions, sanctions, they tried to punish us, in the end, as we see, this is perfect, and so further, but the less junk, the better, perhaps, the less chance that bed bugs will be exported to us from large european cities, but this is what really worries us in conditions when the potential for sanctions aggression a

also, according to chakhanchin , together with the bank of russia , the withdrawal of 320 billion rublesector was prevented within the framework of the anti-money laundering platform know your client. the head of rosfinitoring touched upon the suspicious. work continues on the circulation of cryptocurrencies, taking into account the fact that the system is still under-regulated, the growth of suspicious transactions is approximately doubled and mainly... this is related to drugs, machinism, corruption, money laundering from the sale of drugs, and yes, yes, yes , unfortunately, terrorism is also used here, but thanks to the software product that you approved, we, together with the bank , launched the so-called transparent blockchain, it still makes it possible to investigate carry out these cases related to cryptocurrencies, moreover, about 700 people are now connected to the transparent blockchain, these are employees and we have already connected six countries, that is, they also use it, this makes it possible to initiate criminal cases, holograms with the courts, they are in this year

whoever owns the data and has the tools to analyze it, in principle, owns it, says the head of the bank of russiathere is no need to go attack them with fire and sword, incentives must be given for the development of these technologies at the same time protect citizens from possible risks, this is the golden mean, after a little advertising , the investigation into the murder of depzhe made an investment service 24/7 on the weekend . go to bcs and get more. one of my friends really needs mega powers, but why? megaforces will make your internet unlimited , free of charge, only for megafon subscribers, where they love, there are prospects, with ural sib banks, they become a reality, ural sif, prospects are where you are. samolet plus, we solve various real estate issues from transaction to... finishing. for example, design, renovation and furniture selection were done here. simply put, improvement. over there, you see, plane plus, over there, get on the plane , service of apartment solutions from transaction to renovation, for 6 months , where it is convenient for you, online, download the financia

the bank of russia may begin lowering the key rate next year, the head of the central bank , elvira nabiulinaounced this while speaking to deputies in the state duma. but provided that inflation returns to the target level of 4%. maria slobodyanskaya will tell you all the details. one of the central topics in the report of the head of the central bank on issues of deposit dynamics is key. has been growing since june, now exceeds 7%, in accordance with the target , according to the regulator, this increase cannot be called harmless, while during the low rate the economy has recovered well, growth continues now, this applies to production and consumption and investment in the main capital all this time, loans were available, and business grew at a rate of about 20%, for example, over the past 12 months, the growth of the corporate loan portfolio amounted to 11 trillion rubles , mortgages are showing very high rates, but the regulator is concerned that the preferential programs for them are offset by the rising cost of housing; over the past 3 years, prices for new buildings have increased by 90

and so, the bank of russia has developed a rule for calculating the cost of so-called short osaga policiesiod is from one day to 3 months. the draft directive of the central bank states that the insurance premium for such contracts cannot be more than the price of an annual policy, and a reduction factor must also be applied, since the insurance period is shorter. other parameters will remain unchanged, such as driver experience and age, accident statistics, region and vehicle power. the new type of law will come into force in march next year, while the minimum validity period of a short-term contract is 3 months, insurance for a period of one day may be in demand by car owners who , for example, rarely use cars, say, owners of vintage cars; this will also be useful in the case of temporary transfer of control to another person. the main part of the atc summit opens today in the united states - this is a forum for asia-pacific economic cooperation. its main intrigue is that the leaders of the world's two largest economies, american and chinese, will meet there. siding ping has already arri

earlier it became known that the bank of russia and the ministry of finance are working on a mechanismwill create conditions for the possible exchange of securities blocked by deposits. the head of the central bank elvira nabeulina expressed hope that such an exchange mechanism will work soon. the ministry of finance and i have developed a proposal for this mechanism, we expect the actual adoption of the relevant regulatory documents, we hope that this will be done in the near future, in our opinion, the mechanism that we have developed. it makes it possible to protect the rights of primarily small retail investors, but let me remind you once again that this mechanism is voluntary, not only on our part, but on the part of foreign participants who have funds in tips accounts. general the volume of foreign securities of russian investors frozen as part of anti-russian sanctions was estimated by the central bank at the end of autumn 22 at almost 6 rubles. well, first of all, special operations, the eu and... the g7 froze almost half of russian foreign exchange reserves worth more than 300

to you that you are on top of the world, you got up, dusted yourself off and went, is russia ready to change, is evolution taking place in any structure? one of the largest banks in russia, vtb, will show record profits this year. he successfully restructured his work after the imposition of sanctions; in october of this year, vtb placed shares in usc, a strategically important asset for the development of the entire shipbuilding industry in the country, into trust management. read more about alena logovinova will tell everyone. btb this year can earn a record profit - 420 billion rubles. the bank managed to quickly rebuild after the introduction. precedent-setting sanctions last year, focus on russia and on friendly markets, vladimir putin was told about this by the head of vtb, andrey kostin , a very successful year, not only for vtb, but for the entire banking sector, and you know, i reported to you in the past year, the bank suffered greatly from the fact that, well, against us, i just don’t know, there was absolute chaos, we foreign banks were taken away, we are now liquidating them, we suffered, of course, serious losses, but this year we have seriously

bank that it is necessary to consistently pursue policies aimed at... containment reducing inflation so that it is at the acceptable level, which we have determined to be 4%. parliamentarians noted the effectiveness of the bank of russiaomic realities. let 's imagine some kind of virtual scales: on one side there is a rate increase, on the other there is an incredible increase in inflation every month, which the collective for is trying to push us towards. and this problem is not only being successfully solved, it has already been solved, the absence of hyperinflation, the normalization of the ruble exchange rate, this is a direct result of competent actions government and the central bank, what happens when they act illiterately and not in a timely manner, we see in turkey they lowered the rate, it didn’t work, now they started raising it, but it’s too late, or in argentina, where due to weak monetary policy, inflation has already exceeded 100 %. the deputies expressed their vision of the priority... directions of the state's monetary policy. national projects, digitalization, import substitution, reaching the level of average world growth rates, and maybe higher, increasing real incomes of the population. in during

once again i draw the attention of the government and the bank of russia to the importance of effectively significant, most popular goods and services. stabilization should help slow inflation. foreign exchange market, a decree on the mandatory sale of foreign currency earnings came into force here, well, we know, there were a lot of questions about this, it collects how it won’t play any positive role, it did, but monitoring and analysis of the activities of individual companies and banks is being carried out , french president emmanul macron arrived on an official visit to uzbekistan, at the international airport of samarkand he met prime minister abdul aripov; the day before, the head of the fifth republic visited kazakhstan, where he held negotiations with his colleague. according to him, europe needs a stable system of relations with russia, since it is part of europe, and architecture. security on a common continent cannot be built on escalation and conflict. emmanuel macron also expressed france's readiness to contribute to the development of the trans-caspian corridor. following

qualified investors, they account for about 80% of the total volume of securities, but today... the bank of russiakely investors will still be able to sell their foreign securities. dmitry morocco, maria basova, maxim bragin, alexey trofimov, lead. the federation of television and radio actors today officially suspended the strike, which will honor their rights from the threats of artificial intelligence, with details by anna voronina. 118 days to force hollywood to play by the rules and fork over $1 billion, left without writers and actors for 4 months, something that hasn't happened since 1960, and having lost over $5 billion in profits, the major studios were, which the studios presented as their, quote, best final offer to the artists. the writers were the first to start a rebellion, announcing a strike back in may against the backdrop of declining wages - affected by the pandemic and the growing popularity of streaming services. also , the connection to the artificial intelligence industry spoiled the picture, which is why people already joined the strike in july actors. at first they didn’t

in this situation, and here is a subtle point, because when you quote the head of a russian bank, head of the bank of russian, this is not the main threat, of course, for the west, the main threat, of course, is that such measures could finally ruin everything. and the west, oddly enough, understands this, because a year and a half has passed so far, if complete reign really reigned, this same money is invested in securities, interest is paid on it, this interest, which is also of course it’s debatable, but they will come up with the idea that billions, yes there are billions, 300, 300 billion , as you understand, the interest is good, they came up with the idea that we can spend this interest, yeah, but the main thing is that it’s frozen , frozen, well, because both the united states and other countries are aware of the g7, that for example, saudi arabia, it looks at all this carefully, it understands that if this is possible with the russians, tomorrow it will be possible with them, they ask questions, so the ceiling seems to be would be, on the other hand, us, here is the average price for october 81 to.

of russia. it is planned to open about thirty stores by the end of the year. stores will open gradually as the assortment of goods becomes available. banks arab emirates have tightened conditions for russian companies, reports bloomberg. according to the agency, this is due to us pressure. the deadlines have grown. both to russia and in other directions. sometimes funds are blocked until transactions are substantiated or the money has originated; some financial institutions have stopped accepting payments from our country. as a result. large enterprises close their accounts in the united arab emirates and move to hong kong. the radio segment of the advertising market has grown by 35% over 9 months. for the first time since the beginning of 2000. this was reported by the association of communication agencies of russia. by the end of the year, growth could range from 20 to 30%. this year, the russian media industry experienced its own black swan, with significant growth in the radio advertising market. over the past few years, the main marketing tool that we studied digital and everyone learned to work with it quite successfully; radio tur

bank at the end march was approximately half 3 rubles. let me remind you that the united states and the european union decided to block the assets of the bank of russiaatory sanctions, the central bank froze money in non-resident type c accounts . the european economy may slide into recession before the end of the year, this forecast was presented by the former head of the european central bank , mario draghi. this recession will start at a fairly high point. we have never had such a low unemployment rate, so while a recession is possible, it may not have a destabilizing effect. mario draghi also stressed that the worsening situation in the middle east is causing extreme concern in european countries. they. a new round of the migration crisis. according to the politician, to solve this and other problems, the european union must transform into a more cohesive and effective structure. he also believes that the eu should stop depending on the united states. small and medium-sized enterprises may receive twice as much subsidies for exporting goods abroad. according to the news, such a project was developed in the ministry of economy. if it will be accep

of the central bank. at the last meeting , the regulator immediately raised it to 15%. another supporting factor is the introduction of mandatory sales of export proceeds. russiastry of finance and the bank of russia agreed to conduct pilot transactions next year. the minister stated this finance anton siluanov. he also commented on the payment of taxes on spheres. profit, of the expected 300 billion rubles, the budget has so far received 40. the main influx of funds is expected in november-december. vkusviil bought the brand and assets of cafe anderson. the transaction amount , according to experts, is from 600 to 800 million rubles, a businessman writes about this. according to the building's information, vkusvil has long been looking for assets in the restaurant market to purchase; the chain of 40 cafes will continue to operate under the same sign in the existing ones. no changes are expected in the brand team either. this the niche is not new; in 2019, more than 300 cafes were opened, as well as bakeries and delivery service ready blues is hot, so we know what value needs our customers have in this segment, the acquisition of such a valuable asset as the a

how the funds in the accounts are filled. developer will not pay more than the key rate of the bank of russiaam will work in thirty constituent entities of russia. it allows you to reduce the financial risks of developers, due to this, lenders do not stop financing such projects, and this , accordingly, has a positive effect on the timing of the project’s commissioning, the transfer of apartments to citizens and the improvement of their living conditions. even more attractive conditions within the framework of this program will be received... projects are built according to a special standard, which began working in russia last year, so far in the form experiment. the most important criterion is energy efficiency, it must be very high, in general, the program of support and subsidies for individual regions will include only those green facilities that have energy efficiency class a, this is for an additional reduction of the rate by 1%, or plus is for rate reduction by 2%. on projects in 39 regions. now all developers indicate in the project declaration the energy efficiency of their projects

the use of new technologies, in particular artificial intelligence, well, as the head of the bank of russiaelieves, there is no need to go at them with fire and sword, we need to give incentives for development. these technologies at the same time protect citizens from possible risks, this is the golden mean. natalia. yes, dim, well there was such a golden mean. thank you, ekaterina lyakhova will become svenkova directly. at the same time, she will retain her position at the state corporation rosatom, where she works as director of business development. mikhail kantserev, who also worked in rosatom structures, will be appointed president of pao transcontainer. he will succeed in this post. in the transport and logistics holding, they noted their role in the implementation of national and industry projects, including the construction of nuclear power plants in russia and abroad. in ukraine , martial law and mobilization have once again been extended. they even take them to the front from hospital beds. at the same time, the mood on the front line is as decadent as possible. the ukrainian mil

earlier it became known that the bank of russia and the ministry of finance are working on a mechanismble exchange of securities, blocked depositories and belonging to persons against whom there are no sanctions. finance minister anton siluanov estimated their volume at 100 billion rubles. the head of the central bank, elvira nabiulina, expressed hope that such an exchange mechanism will soon become operational. the ministry of finance and i have developed a proposal for this mechanism, we expect the adoption of the relevant regulatory documents, we hope that this will be done in the near future, in our opinion, the mechanism that we have developed makes it possible to protect the rights of primarily small, retail investors, but once again let me remind you that this mechanism is voluntary, not only on our part, but on the part of foreign participants who have funds in tips accounts. the central bank estimated the total volume of foreign securities of russian investors frozen as part of anti-russian sanctions at the end of autumn of 2020 at almost 6 trillion rubles. well, since the beg

by the former general director of the company, the grandson of the ex-chairman of the central bank of russiaad of the st. petersburg office alexey golubev and lawyer evgenia rasieva, they were once united by a common cause, now they have a common cell. stanislav, do you have something to say about the accusations? don’t you feel sorry for people? another expert in the field of pyramid building, director of the network of regional branches of qbf, vladimir pakhomov. unlike kolik, he has been under house arrest all this time. he appeared in court accompanied by a lawyer. hello the television cameras immediately turned away, although a couple of years ago he loved to perform. in public, came to the regions, organized training meetings with potential clients, assured that he personally carries out collections, now it’s a shame to show your face, do you have anything to say about the accusations, the qbf company worked in the market for 10 years until its license was taken away, during this time, managers extracted more than 3.5 billion rubles from investors, the financial web stretched from mosc

a rate higher than inflation, while once again i draw the attention of the government and the bank of russiathe importance of effective, coordinated actions on the social sector . it directly affects the well-being of russian families. socially significant, most in-demand goods and services. the stabilization of the foreign exchange market should help slow inflation. a decree on the mandatory sale of foreign currency earnings came into force here, well, we we know, there were a lot of questions about this , it is not going to play any positive role, it did, but monitoring and analysis of the activities of individual companies and banks is being carried out, and the relevant ones are also being adopted according to the situation, while all objective factors are taken into account, including external ones , i repeat again, i emphasize, we must be prepared for the fact that the sanctions pressure from the west will intensify, and over the past years they, our so-called partners, have already adopted countless packages of sanctions, they themselves are practically entangled in these sanctions ar

the increase in the key rate of the central bank also has an impact. at the end of october, the bank of russiam. another supporting factor is the introduction of mandatory sales of export proceeds. by the end of the year, russian railways plans to receive 12 swallows entirely of russian production. this was stated by the deputy general director. holding ivan kolesnikov. the electric train is currently undergoing certification, new trains will run on commuter routes in the perm territory and the sverdlovsk region. let me remind you that the swallow was presented on july 10 at the inoprom exhibition; it was produced at the ural locomotives plant without the participation of siemens. sibanthrocyte again changed owners, the company was bought by a bashkir industrial holding. he acts as a long-term investor interested in the intensive development of the group. according to businessmen, the financial position of the holding is characterized by losses, but this did not prevent the company from acquiring an asset that was worth a billion in the twenty-first year dollars. and the russian developer of d

as for the bank of russia, we are going to use what is called fire and sword against artificial intelligencedle ground here, between creating incentives for the development of this technology, but emerging. some of the risks, especially at the first stage, will be dealt with by the market itself through self-regulation, including these principles. moscow is one of the successful examples of the widespread implementation of artificial intelligence; recognition of faces and cars in the capital has reached almost 100%. there were dozens of times less thefts and robberies. all medical records have been digitized, and diagnoses made by artificial intelligence are becoming more and more accurate. by the end next year, we will already reach the level of 80% correct diagnoses. in the future, this will be a digital twin of a person, when we will diagnose not by exacerbation of some diseases, but by predicting future diseases. people and prevent them based on an array of data, this is also not some kind of science fiction, this is the near future. the main proponent of the use of artificial intelligen

out to be noticeably higher than the forecasts given to economic development and the central bank of russia contribution to the positive dynamics was made by wholesale and retail trade turnover, processing, construction, passenger transportation , and agriculture. based on these data , the ministry of economics has already adjusted the forecast for gdp growth upward. gritting their teeth , the european commission also sharply improved the forecast for the russian economy. if before that they predicted a decline of almost a percent for our country, now there is already a two percent increase. for the next 2 years, similar. brussels notes that russia has managed to redirect most of its exports, especially raw materials, to china, india and other countries. the chairman of the people's republic of china, during negotiations with us president joe biden, demanded the lifting of unilateral sanctions against china. the republic media reported this. the leaders' meeting took place in san francisco away from the atc summit events. beijing's decisive attitude became clear even before the closed part

the bank of russia may begin reducing the key rate next year. this was stated by the head of the central bank, elvira nabeulina, speaking to the state duma. my colleague maria slobodyanskaya now works in the lower house of parliament; she communicates directly in our studio. hello, under what conditions is it possible to reduce the rate? dmitry, hello, inflation should return to target level of 4%. one of the central topics in the report of the head of the central bank regarding the questions of deputies was, of course, the dynamics of the key rate, as elvira nabiulina noted. the latest increases were commensurate with the inflationary pressures that emerged mid-year. annual inflation has been steadily growing since june and now exceeds 7%. and in accordance with the target, according to the regulator, this increase cannot be called harmless. at the same time, during the low rate period, the economy has recovered well, growth continues today, this also applies to production, consumption, and investment in fixed capital, all this time loans were a

this year the bank of russia is going to maintain a tight monetary policy.n to return to the target 4%. the regulator will reduce the value when price growth will begin to slow down. the head of the central bank, elvira nabiulina, spoke about this while speaking in the state duma. and we began to raise the rate when it became obvious that the acceleration of inflation was not due to rapid growth in demand. i want to emphasize once again that we are now in a situation where... the economy has almost fully utilized available resources. if the situation develops according to the baseline forecast, the key rate will drop below 10% in 2025, and in 2026 it will be 6-7%. the weakening of the ruble in the summer of this year reflected inflationary pressure. its peak occurred in the third quarter of 2000. inflation stabilizes the exchange rate. as for lending growth rates, they are slowing down, but will remain positive next year. in august, annual inflation exceeded 5%. at the end of october it accelerated by another 15%. the weekly price increase is beginning to gr

this is economics news in short: the bank of russia will expand the digital ruble pilot project earlyhe second wave of testing, 15 banks submitted applications, this was announced by the first deputy chairman of the central bank , olga scarbagato, at the finapolis forum. according to her , the third pilot group is already being formed, and mass implementation is on the way. digital ruble is planned for 2025. rosatom will have to create a global logistics corridor that will be competitive at the world level. this was stated by the head of the state corporation alexey likhachev in an interview to the author of the moscow kremlin-putin program, pavel zarubin. to do this, it is necessary to provide a comfortable transport mode for those who are developing the north of the country, to connect the west and the east, and also to redirect global transport flows. let me remind you that rosatom was given shares in the far east. maritime shipping company, the parent company of the fesco group. a decree on this was signed by president vladimir putin the day before. our task is to redirect a signi

the bank of russia has developed a rule for calculating the cost of so -called short-term osaga policies day to 3 months. the draft directive of the central bank states that the insurance premium under such contracts cannot be more than the price of an annual pole. and a reduction factor must be applied, since the insurance period is shorter. parameters will remain unchanged, such as driver experience and age, accident statistics, region and vehicle power. the law on the new type of policy will come into force in march next year, but for now the minimum validity period of a short-term contract is 3 months. insurance for a period of one day may be in demand by car owners who, for example, rarely use their cars, say, owners of vintage cars. also this useful in case of temporary transfer of control to another person. the real effective exchange rate of the ruble grew in december; in october, excuse me, it grew by 1.2%; in september the growth was more modest, less than 3%. this indicator is obtained based on the weighted average of the exchange rates of all russia’s trading partners. unlike

any operational restrictions for the next 20-25 years, this is news economics, in short: the bank of russiates and does not acquire their information on the volume of various investments in september to 73 million dollars from 31 million in august. winter traffic in russia this season should increase by 7% to 30 million trips - forecast made by the head of the ministry of economy maxim reshetnikov. he praised the potential of ski resorts. now up to 4% of russians vacation there, and the total length of the trails is almost 500 km. this year, new facilities opened in the perm territory and samara region, with the tver region and khabarovsk territory next in line. many french companies remain operating in russia despite the sanctions. this news was announced by the general director of the french-russian chamber of commerce and industry pavel shinsky. he cited the example of a recent wine salon, at which was attended by high-level foreign manufacturers. according to him, those companies that were directly affected by the sanctions were forced to leave the country. china is moving so quickly to

criminals are allegedly encroaching on his bank account, or are trying... you that the central bank of russiasive leak of personal data from banks, a criminal case was opened under article 159 part three of the ukrf. then we began to communicate. with these two, they started calling via whatsapp. of course, no one from the police will notify about leaks from commercial banks. also the staff. they use a messenger when making calls, usually, if it is necessary to call a person, then it is a business phone, but in extreme cases , mobile communications can be used, according to our information, the central bank is taking emergency measures to protect the funds of clients whose data has been compromised at the disposal of third parties. will contact you now representative of the central bank. fraudster or fraudster number two joins in, playing the role of a central bank employee. he first explained this whole situation to me, that i need to make sure that this is my credit load so that attackers can’t use my, well, my personal account, as he told me, the loan that i take out, i just transfer it ri

and as a result, we still managed , together with the bank of russia, clean with law enforcement agenciesal cases were initiated jointly with the ministry of internal affairs, the fsb, the investigative committee, about a thousand cases from the budget alone, about 190 billion rubles were already reimbursed to the budget . thanks to supervision over the implementation of state defense procurement projects, 6.5 billion rubles were saved in the budget. a summary of this is in the documents that the head of rosfi... but most importantly, we have reached a reduction in overdue accounts receivable billions of rubles. the presidential decree regarding the mandatory sale of foreign currency by russian exporters is being implemented by rosfinitoring together with the government and we are setting up the anti-exchange system with a foreign exchange monitoring mechanism. all banks are identified. i must say that in general we have done a lot of work and the number of banks has now increased. yes, today there are somewhere over 300, about 300 banks. generally. it must be said that for the correct un

as part of the forum, the central bank of russia today presented an exposition on smart finance, and elvira nabiuni, today meeting with schoolchildren at the site of the marathon of knowledge , briefly told the story of how over the past decade, russian finance has passed, from the period when we went to the cash register to pay utility bills, to the period when we can now buy shares of the largest companies without leaving home from a mobile phone. today, by the way, the head of the central bank emphasized that now the share of non-cash payments in our transactions is 80%, until recently it was only 25, and also the head of the central bank today touched upon the topic of what artificial intelligence can bring to the topic of finance. as for artificial intelligence, and the use of artificial intelligence in all areas , in our country, will apparently lead to some release of, well, routine and even not so... routine functions, but this means that people will focus on developing themselves in other areas , i don’t see anything wrong with this, we are trying at home, we are planning th

bank, at the end of march it was approximately half a trillion rubles. let me remind you that the united states and the european union decided to block the assets of the bank of russiae central bank froze money in non-resident accounts like c. the european economy may slide into recession before the end of the year, this forecast was presented by the former head of the european central bank, mario draghi. this recession will start at a fairly high point. we've never had unemployment this low, so while a recession is possible, it may not. have a destabilizing effect. mario draghi also emphasized that the aggravation of the situation in the middle east is causing extreme concern in european countries; they fear a new round of the migration crisis. according to the politician, to solve this and other problems, the european union must transform into a more cohesive and effective structure. he also believes that the eu should stop depending on the united states. india saved over $2.5 billion by purchasing russian oil. according to the local ministry of commerce, from january to september, the country purchased more than 69 million tons of oil from russia. the average cos

i would like to draw the attention of the government and the bank of russia to the importance of effectivece inflation. it directly affects the well-being of russian families, our citizens, among others; we need to carefully monitor the dynamics of prices for socially significant, most in-demand goods and services. so, the results of the fight against inflation already there, the weekly figure has slowed down to 14, minek reported, the rate of growth in food prices has decreased to 3%, with the exception of fruit products, their dynamics remained at the level of the previous week, the cost of non-food goods has remained virtually unchanged, although electrical and household appliances have begun to become cheaper again , in the service sector there is also a decrease in the rate of price growth, but the reason is also a slowdown in the rise in prices for air tickets for domestic flights. in general, the stabilization of inflation is already influenced by the decree on the mandatory sale of foreign currency earnings and a number of other measures. ultimately, all this will increase the well

bill , the us president will have the right to requisition frozen assets, including those of the bank of russiaretary of state will transfer them to kiev and international organizations. antony blinken has already personally described his new responsibilities on twitter. here is a quote: help ukraine defend itself, support the ukrainian people and seek justice. for everything until moscow will withdraw troops. it is unknown when exactly this bill will be considered in a wide audience. congressmen are finding it increasingly difficult to reach agreement. so the republicans tried to enlist support for military assistance to israel, but the document was blocked by the democrats. they believe that ukraine should also be mentioned in the text. and these are the topics that will be discussed further in our issue. russia demands an urgent meeting. meeting of the un security council due to attacks by kiev formations on donetsk. a meeting of the federal headquarters for gasification was held at vdnkh today; powerful downpours of flooding northern france. we'll be back on air with details in a couple of

vladimir putin drew attention to the importance of coordinated actions by the government and the bank of russia when opening a meeting on economic issues. the president, as already mentioned, held it the day before via video conference. the head of state stated the need to carefully monitor price dynamics for the most socially important goods and services and also recalled the previously adopted stabilization measures to slow down inflation should contribute to the stabilization of the foreign exchange market, here a decree on the mandatory sale of foreign currency earnings came into force, well, we know, there were many questions about this , whether it will play some positive role or not, it did, but monitoring and analysis of activities on individual companies and banks, appropriate monetary policy measures are also taken, appropriate... to the situation. in this case , all objective factors, including external ones, are taken into account. also at the meeting, vladimir putin noted the growth of wages in the country. by according to russtat, their real size in august increased by 9.5%. in ge