and our guest is the first deputy chairman of the bank of russia olga nikolaevna skorobogatova. t participants, from commercial banks, first of all, that the central bank is pulling the blanket on itself. here, let's say, if the payment system "mir", into which, by the way, no one believed it either, yes, with what difficulty and squeak it was launched, now de facto we are already so accustomed that it is on a par with global payment systems, card ones. eh, here the role of the central bank is, let’s say, supporting, regulating, and when it comes to such things. we will now talk in detail about how the digital ruble is, how it is a single qr code, how much here you receive from market participants the remark that the central bank wants to become the main bank, that is, why is all this, and how will we be in this paradigm of ourselves feel? you know, in general, the attitudes of market participants are very different, for example, by the way, you remembered the world map, at the beginning of the journey, well, in addition to skepticism that this could not be done in the time frame