alistair was a manager at the bank of scotland in nearby inverness and veronica had been a graphic designer a whirlwind romance. he was one of those people you met and you just knew. then, yes, it all happened very fast. sounds like love at first sight. yes, he was just — when he said he was there at eight o'clock, he was there at eight o'clock with a bunch of flowers, on—time, and it was all nice having somebody who just instantly cared so much and very genuine and honest. yes, it quickly moved on and within six weeks we were engaged. wow. yes, so it was, ijust knew straightaway. when he wasn't working, it was all about the boys. he was very hands—on. alistair had two weeks left of his job at the bank when he was murdered. he wasn't enjoying it anymore, the challenge wasn't there. with any big organisation, the rules change. the circumstances change, and he wasn't doing what he had set out to do, helping other people more and more. he couldn't. it didn't fit into the rules now of the bank. nine days into the police investigation, there was a breakthrough when a council worker made an impor

alistair was a manager at the bank of scotland in nearby inverness and veronica had been a graphic designergner. they had a weld and romance. he was one of those people _ weld and romance. he was one of those people you _ weld and romance. he was one of those people you met _ weld and romance. he was one of those people you met and - weld and romance. he was one of those people you met and you - those people you met and you just knew. then, yes, it all happened very fast. sounds like love at first sight. when he said he was there at eight o'clock, he was there at eight o'clock, he was there at eight o'clock with a bunch of flowers, on—time, and it was all nice having somebody who just instantly cared so much and very genuine and honest. yes, it quickly moved on and within six weeks we were engaged. yes, so it was, ijust knew straightaway. it was all about the boys. he was very hands—on. about the boys. he was very hands-on-— hands-on. alistair had two weeks left _ hands-on. alistair had two weeks left of _ hands-on. alistair had two weeks left of his _ hands-on. alistair had two weeks left

you saw the bank of scotland took over abn am bro for $70 billion. financial services authority later said the board was so giddy, was so enthuse tis i can didn't do any diligence and aol taken taking over time warner. is there something about the musk takeover of twitter at the very, very top, speaks of the whole entire apparatus having its comeuppance here, gary? >> look i think that was a musk decision. i think he is not happy with the decision. was forced into it at the end. he would have loved to get out of it. i think he paid 2 or $3 for a one dollar bill. charles: no implications for the broader market, no implications? >> it could be, if there is a big problem if there was a bankruptcy. but look, i broader market, i said charles, watch the 10-year yield, if it starts coming down, the dollar if it starts coming down. the antibioticked mid-october. until thursday, why did it get going? the dollar started coming down. 10-year yield started coming down. if that continues we have a higher market. that said high beta stuff down big, down for the co

british institutions such as lloyds of london, oxford university , the royal bank of university, the royal bank of scotlandily themselves . so should family themselves. so should britain pay reparations for its former colonies ? joining me now former colonies? joining me now , author and journalist laura and policy researcher laban. laura i'll start with your good self reparations. i usually start off by saying who should pay start off by saying who should pay whom? but i think i would ask a spicier question should the former colonies be us to say thank you ? no, they shouldn't. thank you? no, they shouldn't. no i don't think. i don't even need to hesitate in answering that. i think this is such a big, complex , nuanced debate . big, complex, nuanced debate. and it's because the wounds run sad. there is rightly much emotion and anger. you know , emotion and anger. you know, arguably. well, no, inarguably unarguably the transatlantic trade pivotal in raising up the west. and so there are all these very strong feelings , gaining very strong feelings, gaining compensation . what were absolute compensation. wh

thousands of teachers from scotland's biggest teachers' union, the eis, are striking over pay. they should have had a pay rise in their bank, zero. we are now towards the end of november, we've got a cost of living crisis and we've got a backdrop of teachers' pay having declined to the tune of 25% since 2008, so understandably they are very, very angry. the latest deal on the table would have seen lower paid teachers receive a rise of up to 6.85%, more than the previous 5% offer but well below the 10% increase the unions want. teachers say they're angry and frustrated at the latest pay offer, but the scottish government says 10% is just not affordable. we have a fixed budget and it is already fully utilised for this year so to do anything that would increase the resolution we have on this would mean that money would have to come from elsewhere, so i'm very disappointed we're moving to strike action. it's disruption for our children and young people and their families that we simply don't want to see. for some parents, it will be difficult to find additional childcare. this tennis camp is helping out. i would probably rathe

clear skies ahead of this next bank of rain which pushes on a monday morning, lifting temperatures after an initial depth. but to start a new working weeks, scotlandd be a widespread frost on the ground but a bright start for many. this is what will happen, an area of low pressure to the north—west stop we will see another area of low pressure develops around this feature here, winds could come blustery around the english channel. that is one thing to watch. another thing to watch is just how far this rain gets. sweeping across england, wales and northern ireland. our sweeping across england, wales and northern ireland. 0urfinal that gets into scotland could be crucial. the cold air in place, while many will be dry, is that rain pushes in, certainly over the hills that could be sleet and snow around. very cold out over scandinavia on monday and tuesday pushing into the far north of scotland, anything else that drifts into that could a wintry mix. 0rkney, shetland, into low levels, be prepared for a few wintry showers to take you through the day, some of those on the heavy side. also, dry and brighter compared with monday, a few showers dotted arou

skies for many ahead of this next bank of rain, which pushes in for monday morning, lifting temperatures after an initial dip, but to start the new working week, scotland going to happen, though. area of low pressure to the north—west, so we'll have to see if another area of low pressure develops around this feature here. if it does, winds could become very lively on monday around the english channel. that's one thing to watch. the other thing to watch is just how far north this rain gets. it'll sweep across much of england and wales and northern ireland. how far north it gets into scotland could be crucial, because with colder air in place, whilst many will be dry, as that rain pushes in, certainly over the hills there will be some sleet and snow around. and with very cold air in scandinavia on monday into tuesday, pushing into the far north of scotland, anything else that drifts into that could be an wintry mix, so orkney and shetland, even to low levels you could be prepared for a few wintry showers to take you through the day, some of those on the heavy side. whereas elsewhere, a drier, brighter day compared with monday. a few showers dotted around

thousands of teachers from scotland's biggest teachers' union, the eis, are striking over pay. they should have had a pay rise in their bankt. teachers say they're angry and frustrated at the latest pay offer, but the scottish government says 10% is just not affordable. we have a fixed budget and it is already fully utilised for this year so to do anything that would increase the resolution we have on this would mean that money would have to come from elsewhere, so i'm very disappointed we're moving to strike action. it's disruption for our children and young people and their families that we simply don't want to see. for some parents it will be difficult to find additional childcare. this tennis camp is helping out. i would probably rather be in school but i do like playing tennis. i like writing in school- so we were going to be doing a bit of comic strips, _ and i'm quite sad i'm missing that. it's the first national teachers' strike in almost a0 years. all sides had hoped it could have been avoided. but without any agreement, further strikes are planned for the new year. alexandra mackenzie, bbc news, cambuslang. as we

bank open tonight go, we'll talk about the climate crisis. lynchburg, the 3000000 people got displaced in pakistan. they lost their homes, their communities, their livelihoods, i from scotland, the 6 things population of my entire country was permanently disrupted. friendly affected by this. and yet we weren't talking about climate change. that why are people more outreach by the why are they so much more outraged? when we sit on a protective piece of our facade, man is a presence of climate voices. he says, the activists may need to rethink their strategy. i think that the goal of the purpose is obviously to get attention. but then the question i like to ask is to get attention for what, for what message are they're delivering? and i'm very concerned that most people will just see an attack on and try to use that. and i'm concerned that they could send the wrong message to the broader audience, and i'm afraid that the actions mostly speak to the community of people who are already firmly convinced about the necessity to i can plan chairs, but my dump agonize a large segment of, of the public any, no way i would see that the sections are picking us back was i think that's right. know, most people are

that is in the bank for tomorrow but now, much clearer skies across the uk, it has turned chilly in some areas with fog developing across scotland and the north—east ofland. temperatures have dipped close to freezing in mid wales at the moment but they are going to start to lift overnight because that area of low pressure will kick up the wind and feed in the cloud and the rain arrives in the cloud and the rain arrives in the south—west, wales and northern ireland by the end of the night. two very different starts to the day between the south—west and the north—east. this front will work its way across all areas of the uk quite promptly through the morning, although tending to store somewhat across scotland through the afternoon so some sicko cloud and more persistent rain here. elsewhere, brightening but staying very —— some thicker cloud. elsewhere, brightening up at staying gusty, and chains of pretty potent chows, some heavy and thundery accompanied by squally winds. in terms of temperatures, hitting around average values for the time of year so a little milder than we saw at the start of the week. if you have not seen enough wet and windy weathe

scotland yard is texting 70,000 victims of banking scams today, as part of the uk's biggest ever policecommunicating to each other now. there are a multitude of reasons why they may get these. we are looking all the time at what we can do to ameliorate this. if nothing else to verify for them that what they experience is something we are familiar with. a so—called cost of living bus is set to visit dozens of areas around london over the next few months — offering people advice to keep them out of debt. city hall says half of those polled recently — earning under £a0,000 — think they'll struggle to pay their bills this winter. the support is free, and no appointment is necessary. let's take a look at the tubes now. just minor delays on thejubilee, hammersmith and city and piccadilly lines and the metropolitan line is part suspended between chalfont & latimer and amersham. now onto the weather with elizabeth rizzini. good morning. some milder air now with us from the south on a brisk south—westerly wind and the generally unsettled theme is set to continue for the rest of the week, so more

of scotland, and the winds are strengthening later in the south—west. details coming up. good morning. it's thursday, the 3rd of november. our main story. the bankd is expected to increase interest rates to at least 3% today — the highest level for 1h years. the decision could push up mortgage payments further for millions of customers. our correspondent navtej johal has this report. this decision by the bank of england follows a number of interest rate rises. it will take the bank of england base rate to its highest level for 1h years. it follows a series of decisions recently by the bank of england. naftali johal has this report. omar is a veterinary surgeon based in derby. he came to the uk four years ago and had planned to buy a home and settle here long term. with interest rates here expected to rise further today, which is likely to make mortgages more expensive, omar says he's now considering whether he should even stay in the uk. have you lost trust in the uk? i trust my colleagues, i trust my friends, i trust a lot of people in the uk and it shook my trust in the system. and you may move, you may leave the country. the bank of england s

of the uk. if scotland , an independent scotland, an independent country, the scottish says they continue to use the sterling until an independent central banklitical editor in the scottish daily mail. thank you very much. great to be on the show. michael a bitter for sturgeon. he's going to try to claim that the next general election is de facto referendum but realistically surely the people of scotland and indeed the uk can see through that . the uk can see through that. it's a convenient tool for it to ignore . the nhs schools , trans ignore. the nhs schools, trans issues, brexit, etc. is it not. yes. and i think there has been a bit commentary around that fact today here in scotland on the eve of quite big public sector strike are walking out tomorrow pupils are going to have their disrupted once again . so there is a lot of a lot of criticism of fact that we have and the week of the supreme court ruling nicholas sturgeon really talking up her next steps. what she's to do. i was at the press conference in edinburgh today about 90 minutes after the supreme court ruling and nicholas sturgeon was talking up the facts already , talking up th

be asking to check the bank balance that and wait bob before we stop all from treatment of course it should be free at the point of needs in terms of the pressures that scotland faced overall. absolutely. on nhs is not performing as standard. the scottish government would agree with that. i'm michelle will have to see this piece of action moving to make that moving forward to make sure that see these improvements. thank you former snp you very much. former snp glasgow city councillor austin shendan. glasgow city councillor austin sheridan . just discussing sheridan. just discussing whether or not rich are whether or not the rich are going to pay their going to have to pay their health in scotland. i'm health care in scotland. i'm just wondering whether or not actually some ways that actually in some ways that will be worst thing the world be the worst thing in the world if have to for if they didn't have to pay for the nhs terms of that tax as the nhs in terms of that tax as well. in a statement, well. but in a statement, scottish health secretary humza yousaf said the scottish yousaf has said the scottish government's could government's policy could not be o