. >> speak of the fed, janet yellen approved by the senate banki ining committee as the ne chairman ofe fed. she's likely to continue the policies of ben bernanke. do you think they're working in. >> i think they're working as well as they can. i think we talked a bit about it before. the problem we have here is any economist will tell you working your way through these difficult times requires both fiscal policy and that is the united states income and expense, the u.s. treasury revenues and taxes and expenditures. the fed has carried 100% of the burden and logic would tell you and economics would tell you the fed can't carry 100% forever. i think it's a lot to ask. i don't see much relief on the fiscal policy side. congress is more stalemated than ever now that we have the filibuster will be more difficult and that will get everybody down there madder and madder. it seems to be a very badly run political system that we have in the u.s. right now. to me, that's the biggest risk to the market. >> should investors stick to their knitting and make sure they're keeping the allocation with

in spanish. >> okay, binkie is the name for the pacifier? >> exactly. you forgot the binkie. >> now bankieand those are bankie. so we're concentrating on chupe's and binkies. parent versus new children and they give them the pacifier to calm them down but then they can only be calmed down with the pacifier. >> not just that. when you go for the second year to the pediatrician for them to check the kid, they tell you that the pacifier is also linked to some kind of speech problems in the future or certain studies they say that they have kind of -- its a link between the ear infection and all of these because of the pacifier. >> so clearly there's a cutoff age. you have a daughter who is 6 and a son who is 2. so the age of 2 is the cutoff? >> the age of 2 is the cutoff. that's what my experience is. but it was funny because i was -- it was my first daughter, sabrina and i didn't want to see her cry. it was drama. >> and every time you take the pacifier away she would get hysterical. >> terrible. it was a bad experience for me. i start adding two pacifiers in the crib. so every 40 minutes you