tom: i am looking at the bankrate, and i guess it has come in, but i am sorry, we were at 4% in february6%. then pulled back to 5.6% and at that does not get it done. kailey: still higher than six months ago. it comes back to affordability. as we had that conversation about people demanding higher wages, people are not earning enough to keep up, even with wage gains. and at what point, we see it in the housing data, but when will it show up in everything else, people not being tolerant of the higher prices they are facing? tom: the nasdaq is up 100 points. it sounds like the dow jones industrial average. lisa: how much is the dow up? tom: 141 points. i'm sorry, i am not in it, it is a bull market. this is bloomberg. ♪ how will your business adapt to change? you could hire an office full of peyton mannings. what's up, peyton? good morning, peyton. hold for peyton. they'd huddle.... welcome to the peytonverse. such a visionary. game plan... you go. no, you go! and call audibles... double our investment in omaha! omaha! omaha! omaha! or you could use workday. omaha. the finance, hr and plan