my name is barbara lawler.i ask that my full statement be put into the record do to time constraints. >> without objection. >> our mission is to improve people's financial lives so profoundly they cannot imagine going back to the old way of doing things. it is true, this mission that we approached the to current privacy debate. we are a neat corp. adhering to various regulatory data privacy regimes in the u.s., including financial and health-care privacy, and privacy of tax return information. additionally, we took over 50 million people to our products. these people entrust us with our -- their most sensitive data, their federal and state income tax return information, individual purchase transactions, bill payments, and health information. their business accounts, including increased employee payroll, accounts receivable, then a list, inventory, and other business data. as more technology solution to the clown, customers place more trust in us as we and other sensitive data. at into it, we develop data stewar