first i want to thank our host here at the federal reserve and barbara robles for being so gracious andsetting us up here. this is a unique conference for a.s.h. because we get to decuss in a focused way papers that are of particular interest to us and that deal as the title implies, economists dealing with freedom injustice which is a great thing . in that spirit i brought here a version of what i'm working on and hopefully there's new takes on what we have been seeing a lot of in the past and that is barriers to growth for latino entrepreneurs. so about almost exactly a year ago i was approached by a group of stanford that had set up a latino entrepreneurship institute and business action network which is an affiliate organization housed in the university and they had an ambitious goal. that goal was to not only survey latino entrepreneurs and service their professional growth and development and skill needs but to develop the exhaustive list of latino entrepreneurs. they didn't really want samples, they wanted to service and be available and understand what the whole group needed and