with us now is barbara stanny. good to have you here. >> great to be here. gerri: what was it like growing up in the household of somebody who founded h&r block. did he teach you a lot about money? >> the onl advice my father gave me about money is don't worry. gerri: really? >> i thought it was great advice. gerri: which is reassuring but not useful. >> under the words is the unspoken assumption there will always be a man to take care of me. there always was, him and my husband who was a lawyer and became a certified financial planner and a stockbroker. gerri: that didn't work out so well. tell us about your husband and what happened. you came to the marriage with a lot of assets. >> i did. and he was a compulsive gambler and i found out early in our marriage he was gambling the money away. here's the insane part i continued to let him manage it. that's how terrified and intimidated i was by anything financial. gerri: why would you be so terrified if you had grown up around it? >> like water to a fish, it was always there. i didn't understand it. i knew he