turns out joseph sees this almost as -- he is also put money into tanning salons in barzan for him aaron said he was hoping he would pay off and when we are having dinner with joseph i said do you ever think about basically the peoples who debt you are buying? he says no, why should i? they made bad financial choices. isn't my fault for wanting to profit on it quits he makes the analogy of a baseball game. if a pitcher patch -- pitches a bad pitch in the batter knocks a triple as the batter wrong for taking advantage of the bad pitch and that was just as feeling about the whole situation. but it was kind of crazy to think that i met some of the debtors and a the poor single woman living in st. louis and a former armed robber connected to this wealthy investor and all of their lives are connected by this chain of debt that none of them know one another. that whole aspect fascinated me. >> host: the way you write about it is so clear. it's like we are there in your writing. you are an excellent writer and an on the ground journalist as well and that helps to bring alive the the characters