why is bbva investing in you? do you think it's the geographical exposure or the technological difference you offer? >> well, we're very excited and we look at it as a tremendous vote of confidence in the business model and the team and bbva have been on a journey for the last decade. they have been transforming their business and making acquisitions all over the world. they bought spring studios in san francisco and they're committed to digital as the future of banking. they're interested in it and they think there's still quite reasonable margins to be made here and look at atom as a model that aligns to their philosophy and we were delighted they have chosen to invest with us. >> and if i want to get a loan how long does that take? is it quite a simple process or quite a hard work, lots of typing and lots of things to fill out? >> no, it's an incredibly simple process. our view is its still got one foot in the past. so our intention is that it will be a biometric bank. it will know who you are. you won't have t

. >> the company bbva closed the account and sent it to collections. after our partners at nbc los angeles started asking questions, bbva offered a $1,500 check. something her dad accepted. >> the middle of the ocean is a place where a lot of things can go wrong. as i unfortunately discovered and we need to be able to have a better response to that. >> an estimated 23 million passengers are expected to hit the high seas. because there's no central data base it's difficult to find information on how many injuries or deaths happen. something lawmakers are trying to change. >> in spite of the evidence that crimes, fires mechanical happening and medical emergencies occur wion cruise ships. >> the senator introduced the cruise passenger protection act but it never made it to a vote. a similar bill is now working its way through congress. >> i don't think anyone goes on a trip expecting to die or to incur medical expenses. >> travel agent tamara says travellers need to plan for the unexpected. >> the most important thing to do is to make sure their personal

after our partners started asking questions, bbva said it discontinued all collection efforts and offered a $1500 check something that taran december dad accepted. >> things go wrong in the middle of the ocean as i discovered and we need to be able to have a better response to that. >> reporter: 23 million passengers are expected to hit the high seas this year. because there is no central database it's difficult to find information on how many illnesses, injuries, or deaths happen on the open water, something that lawmakers like jay rockefeller are trying to change. >> in spite of the evidence that crimes, fires, mechanical failures and drownings and mishandled medical incidents occur with disturbing regular tearity on cruise ships the city continues to deny there is a problem. >> reporter: he introduced the cruise protection act last year but it never made it to a vote. a similar bill is working through congress. >> i don't think anybody goes on a trip expecting to die. >> reporter: travellers need to plan for the unexpected. even though the cruise line acted within the law. >> the most

muy buen partido en el estadio bbva en nuevo leÓn el monterrey recibiendo al amÉrica enfrentando a susa muy buena jugada. tiki taca base de pavÓn. jaque mate, 2 a 1 ganÓ rayados. las chivas serÍan sin goles en el primer tiempo, en el segundo explotarÍa el esetadio, pero no por que anotÓ sinaloa sino porque la aficiÓn de chivnas abarrotÓ el inmueble y marco fabiÁn marcaba el primero, tÓmala pero el cuadro responderÍa. segundo castillo con un gran giro de cabeza marcaba el empate quien mÁs tarde se convertirÍa en hÉroe, al 95 el gran la hizo de que es la hizo ante chivas. en el estadio azul el toluca ante la mÁquina le hicieron sus diabluras el cuadro escarlata se adelantarÍa por un golazo. lado garra de pecho y vea adelantado al arquero alison que te vaya bonito, los escarlatas iban a ampliar el marcador con otro golazo de rÍos le pega con todo, quÉ chulada. iba a descontar el cruz azul pero no les alcanzÓ. el mÁquina se descarrilÓ vuelven a perder 2 a 1. pasando al baloncesto dodgers contra kings saludando su hermano kerry. ronda hasta la esquina. agarra lo que es bandida despuÉs inver