. >> the best part did the bebait is people are now focused on their health care. really cost me? how is it going to save me money? a lot of times people just go to the doctor and don't really think about it. you really need to think about the cost. that's a good part of the debate. >> we'll be talking about this for awhile to come. an e-mail from natalie in utah -- jean? >> i wouldn't cancel the card, because canceling the card is going to affect your credit rating. we talk about that all the time, and it will reduce your credit score. what i would do is just try to pay off that $8,000 as quickly as you possibly can, and then, if you need to carry a balance, make sure you're carrying a balance on the least expensive card in your wallet. but this is happening every day. there's so many people who have done nothing wrong. >> okay. well, we'll see what happens with that. all right let's head back across the street to sarah. >> hi, al. i'm standing here with joan and she has a question about paying for college. joan, what's your question? >> well, i just started colle