mental health america; john o'brien, senior advisor for behavioral health financing, substance abuse and mental health services administration, u.s. department of health and human services. john, healthcare reform, why was it necessary? what benefits are we going to see out of it? well, ivette, we have about 50 million individuals in this country who don't have any insurance at any given point in a year. a number of them use emergency rooms and/or hospitals and that has a very significant cost for both people who have insurance, as well as employers who pay for insurance. we spend about $17.2 billion dollars on uncompensated care for those individuals. we also know that there is a significant number of people with substance abuse disorders who have benefits and don't access care, but there are a significant number of individuals who can't access care because they don't have insurance benefits. and richard, what are the major ways the affordable care act will affect the behavioral health system? the affordable care act, the behavioral health aspects of the affordable care act are based

health insurance month nopolies that long ago. all of these areas where greedy bastard behavior is exploiting their leverage with drawing or putting up campaign finance the self-preservation of their industry at the expense of our country. the rest of us be dammed. >> it might look different 2ke7ding on -- depending on the industry. it looks sweet on the outside. but bite in and buried inside is the slim but inevitable chance something terrible is going to happen. in banks, we saw it with the housing bubble and bust. homeowners offered an unbeatable deal with long-term risks buried inside for all of us. that's why so many people bought and later lost homes they couldn't afford. not to mention the u.s. taxpayer providing a $3030 trillion bail out for the banks themselves. in oil, the greedy bastards makes it look like cheap energy because we don't see the costs up front. what you don't see are the costs of the wars we wage to secure our energy interests, not to mention environmental costs. factor those in, and the institute says the cost jumps to $14 a gallon. in universities, it's a debt for diploma system. it's paid back over decades while crippling