a lot of iike it's brought on by ben bernankend the machinations going on with thed fed. there don't trust what they see. if you were one of the people who's trying to nail a house quickly, get in, get out, because you think rates are going higer, what are the steps to take to work quickly? >> yeah, well, and let me mention toohe national association of realtors said in may of the 45% of allthe houses that sold were on th market less than a month, so we're talking about a very fast process there. you want to have a great realtor, of course, a great loan officer, and you nt to get them every piece of paper they k for when they ask for it so if they say jump, you jmp. be preapproved, credit's in order so that if you do find the house you want, you can move quickly, of course, wisely, you don't want to buy a house where you don't get an inspection, f example, and then end up making a big mistake. gerri: we talked about mortgage rates, and i want to talk abut inventory fr a second, anthony, one of the constraining factors in the market. there's not a lot of inventory, homes a