and we are going to start off with ben feller, associated press. >> reporter: thank you, mr. president. congress, as you alluded to, is trying to figure out how to pay for all this reform. have you told house and senate leaders which their ideas are acceptable to you. if so, are you willing to share that stand of yours with the american people, and if you haven't given that kind of direction to congressional leaders, are you willing to, are you willing to explain why you're not stepping in to get a deal done, since you're the one setting a deadline? >> well, before we talk about how to pay for it, let's talk about what exactly needs to be done. and the reason i want to emphasize this is because there's been a lot of misinformation out there. right now, premiums for families that have health insurance have doubled over the last ten years. th've gone up three times faster than wages. so, what we know is that if the current trends continue, more and more families are going to lose health care, more and more families are going to be in position where they keep their health care b