good-faith proposal to negotiate and address the immediate means that we have put forth by senator ben harden, the ranking member on the small business committee, and chris van hollen proposing the democratic -- then objecting. chris van hollen proposing our plan. what our plan would have done would have been to give some money to the ppp. we are proud of the cares act. we are proud of what we did to turn it from a corporate-down, trickle-down plan to a workers bubble-up plan. we want it to work. we want it to work. an essential part was to honor entrepreneurship in america and recognize the roles small businesses play in the economic life of america. we want all of them to be able to participate. the banks are our friends in all of this. the plan the secretary proposed, rather than waiting for the process of going through the sba, the banks would make the loans with sba. the fed said we will take those loans off the books of the banks facilitating their participation. however, a large number of requests, first-come, first-served in the process. many people who do not have banking relationshi