ben l. envy, bin hhs. she's gone to tell us how medicare vantage works. >> thank you so much for that intervention. i appreciate the invitation to be here today to talk about medicare vantage. lacrosse is comprised of 38 independent companies across the country. plans offer coverage to individuals, small groups of large groups. every zip code in this country. plans also participated extensively in the government program. medicare advantage, medicaid as well as the federal employees health benefits program. the offer medigap coverage. to use in the program. enrolled. the tune at million people, 17 percent of all medicare advantage beneficiaries. blue plans offer hmo coverage, pbs especially needs plans and we also have one in as a option. there is great value in the medicare advantage program, and i would like to outline some of the value. first of all, it is important to understand that medicare vantage enrollees receive comprehensive high-quality coverage and benefits and services that go far beyond what