accountability series, underwritten by the travelers family foundation with additional support from the bernard osher foundation for our good list programs. i'm now very pleased to introduce that ice yes, charles schwab, elder, former ceo and chairman of the charles schwab corporation and author of the new book invested, changing forever the way americans invest. charles schwab is one of the world's most influential mental executives with as of 2019, i'm not done. nearly 3.6 trillion worth of assets managed by the anonymous charles schwab and company. he founded the brokerage firm in 1971 with a $100,000 loan and has since grown into a financial services or not. mister schwab's memoir invested lays out his passion to change the way we invest in the hard work ingenuity and entrepreneurship that propelled his vision into one of the leading financial service firms in the world. from studying economics at stanford university guiding his company through decades of economic transformation andfluctuations , he recounts the defining moments of his life while providing unique insights into the evolutionary dy