let's talk about the housing market with the brown harris ceo, bess freedman p i love to get your insightmarket. you're focused on new york area did is the city's market different than other markets in the country in important ways? bess: i think there are differences. we are in florida, palm beach, connecticut, and new jersey. new york city, where there is a distinction, is we have ample inventory. we are not as tight as places like connecticut and palm beach. that has been part of the challenge. once we see in a meaningful way where rates start to go down, then you will start to see more sellers put their homes on the market and we need in certain pockets of the country. that has been the chicken or the egg challenge right now. the inflation is too much money chasing too few goods and that is what it is like an housing for the most part. so people are kind of waiting, buyers and sellers. buyers think i will hold off until rates come down and sellers are thinking well rates have doubled and maybe i will wait because if i buy a new home i will have to pay double what i'm paying now. it is