i would like to introduce you to pam wrightman a member of con gas beth shalom, a hebrew word meaning comfort works with mental issues in the context of her synagogue and the director of a jewish meditation center program, of the center for jewish people hood welcome. >> thank you very having us. >> i am thrilled i we should say we know each other because of the work of the bay area jewish healing center and we have at the healing center particular outreach on mental illness issues particularly a half day synagogue based conference. beth of you were the chairs and driving forces in your particular synagogues for those conferences and we have mud forward if -- and we have moved foreward from there. so why is mental illness such an important issue for us to look at in the jewish community in particular jewish care issues? >> i think mental illness, certainly in our synagogue is an item not talked about. people are very hesitant to share, reveal their personal situations with mental illness and frequently, it is so severe, the stigma, people leave synagogues or fade into the background a

please welcome beth shepard. ha ha ha! hey, beth. nice to see you again. >> thank you.ith: beth, we only got in 3 questions with you last time. you got every single one right, proving you are a great movie buff. your favorite movies actually--yeah. give her a little applause. she deserves it. [applause] your favorite movies, i understand, are disney movies. >> i love disney movies. meredith: and is there one above all others? >> "beauty and the beast." meredith: really? why is that? >> yes. well, i mean, if you think about it, she's a brunette who's ambitious, and

yet, amy, beth and j.p. were caught in a crushing cycle. >> we clashed.as devastating. >> we felt we needed to be here all the time. and for me, it's extremely hard to see dad like he is. >> reporter: what about the guilt? >> beth and amy spend an enormous amount of time with my dad. i personally can't do it. i cannot spend hours with my dad. >> reporter: drown by the emotional baggage, some siblings stopped speaking for awhile. but they soon got back on track after making some key discoveries. for instance, if you're the care giver, it's vital to ask for help. >> you have to be very specific. this is a need that mom has today or dad has today, who is going to take care of it? >> reporter: offer support to the care giver, even from far away, like their sister ann in ohio. >> i talk to him every single day. as soon as i get out of school, i call to check in on him. but it's not the same as being here. >> reporter: and realize that everyone reacts differently to the stress over mom and dad. >> we found what our specialties are. j.p. is investigating some ma

beth. >>reporter: no mr. reports? >> correct. >>reporter: investigators are hoping to get this body out of the back court today. it is a long and tedious process. out of the back- yard note time when expected with a combat the spread of body--amend ticket to the medical seminar weather is who-test there will have to take it to the metal examiner. to determine who it is. >>pam: 5:15, a terror are rusts, the alleged plan with details to prior president george of the bush. also, but debate-like, with all of these birds. >> and put the debate--and stanley roberts with more shoplifting in the bay area. why some real steelers said that this crime is out of control. some retailers and also, th tough.... ♪ [ female announcer ] starbucks via is planted the same... ♪ ...harvested the same... ♪ ...and roasted the same as our other premium coffees. it only makes sense it would taste the same. so, try it for yourself. buy a pack of 100% natural starbucks via ready brew. we promise you'll love it or we'll send you a bag of starbucks coffee. it

. >> my name is beth and i'm a teacher at the san francisco montessori school.en i came to this program we implemented social justice to all children. our new administrator has taken a punitive approach. now we're not providing a welcoming environment to everyone. instead, we seem to be catering to the upper middle class. i think the nonretaliation is the teachers speaking up. thank you. president mendoza: next speaker, please. >> our goal at san francisco montessori is to make social justice a reality by providing access to montessori education to all students. each one of us came to this school to serve children who traditionally don't have access to such children. for seven years we've been successfully serving children of all back -- back grounds without suspensions or expulsions. however, the approach adopted by a new administration is turning the school into serving predominantly middle class families. every teacher at our school is highly

. >> beth owns this restaurant in downtown menlo park and worried expansion will affect small businesses, especially restaurant owners like himself. >> i was excited to have them come to bring business to small businesses like in downtown menlo park but hearing that they're having and planning to have their own malls and facilities over there, that is concerning. >> this independent car pender says he was curious to see if facebook was hiring for the project. >> just see the potential of just using my talents and finding future work. >> and by the way after that press conference he was approached by a facebook representative. we'll see how it goes. on march 5th bon the -- both the city and facebook will hold a planning session. they're inviting the community to come give suggestions and brain storm to see how facebook will fit into the menlo park community. i'm live next door in palo alto, abc 7 news. >> thank you very much. >>> listen to this. facebook founder mark zuckerberg has a restraining order against a man accused of stalking him. the judge ordered the 31-year-old to stop contact

so mary beth, where are you? werries she? she is. stand up and show your face. [applause] where is the lucky man? please look after her she is special to the american university. thank you. >> people with questions, please use the microphone. >> hello. thank you for your work. i am a sociologists in anthropology and i want to ask a question about the context or the culture in which muslim islamic is found. i believe it was your previous book we discussed, and what i got from there is that islam is different on the culture that is found. that is correct. okay, i had a difficult he conveyed that to the rest of the group. they said all muslims are [inaudible] but my question on this book is did you find muslims practice -- >> you are getting there. [inaudible] let me quote muhammad ali the boxer. she said muslim and he said muslim is a piece of cloth. i am a muslim. let me just quote him. >> is it practiced differently a round of the u.s. depending upon the village, the culture, the setting in which they lived? >> t

[bell] >> herbert weiner, chris french, kelsey and dillon love, mary beth love. could that have been you, burt? it doesn't look like it. go ahead. >> this is a memo from herbert j. weiner. he had to leave. >> i know it is not you, but go ahead. >> it is me. >> this is a good design. and development is inevitable and necessary. having said that, how and by whom are the questions. first of all, specifics. there needs to be a large capital outlay before the project even starts regardless of transportation most importantly and so forth. there is no means in which the developer can undertake this, and no means set up for the process to occur. i suggest redevelopment because you get 1% back in terms of tax increments. there is not a sufficient analysis to deal with the alternatives to make the necessary improvementses. two, recommended by the state for survivability. that does raise the costs. it needs to be considered. not just because we don't have a code, but because it is needed, and because we are a quarter of a mile from the san andreas faults. those gas lines wi

now green bay in pittsburgh have held beth final training sessions ahead of sunday's super bowl in dallas began again they were driven indoors by the unusually cold weather more snow falling on their tractable roof of the cowboys stadium which will stage the showpiece a bench. once again sought shelter at texas christian university and are also planning what coach mike tomlin called a game on saturday tomlin god of the steelers to the latest title two years ago he could become only the thirteenth to claim multiple championship rings should they win again but says he's already happy with. i fall they've got. you know it's just a political you know a thirty two team start its journey all with the same intention so of course. you overcome with emotions great feelings of satisfaction but also humility because you realize. you're probably a lot of people deserving quite to be quite honest with you. it's tough to put into words now the packets kicked things off with the team photo they trained at the nearby highland park high school green bay lifted the last of the three vince lombardi trophy i

second grade teacher mary beth wendt says the governor's plan is union busting, disguised as budget balancing. >> we're sending a really strong message that unions are here for a purpose. >> reporter: although wendt taught this week, so many other teachers called in sick, dozens of school districts had to cancel class. today, prounion physicians were busy writing backdated notes to allow those teachers to collect pay, even though they skipped school. >> the taxpayers are paying them to work while they're pretending they're sick and that's okay with you? >> it is. >> reporter: it was wisconsin that gave birth to public worker unions 75 years ago. now it could be the first to gut their power. labor leaders fear if this state falls, others will as well. 14 democratic lawmakers remain missing after fleeing the state to delay that vote. today, senate majority leader scott fitzgerald said no amount of protesting will change the outcome. >> the bill is not negotiable. what would be negotiable is what it's going to take to get them back in the chamber. >> reporter: with the holiday on monday, the lik

jul julie schenecker had two children, beth star athletes and two days ago things went horribly wrongre's yunji de nies with the report replacement they were the picture-perfect family. smiling and suntanned on vacation. a career military man, his smiling homemaker, smart and athletic kids living in this upscale gated community. but all of that came to a sudden crash. >> this mother told police she wanted to kill her kids. >> killed her teenage daughter and son. >> julie schenecker is here in jail. >> reporter: on thursday on the way to soccer practice, julie schenecker thought her 13-year-old son beau twice in the head then drove home and shot her 16-year-old daughter calyx in the face as she was doing her homework. the reason, she told them the kids were mouthy and rude. police arrived at the family's $500,000 home after schenecker's own mother called them worried about an e-mail from her daughter. >> she made comment in her e-mail to her mother that she was tired of her kids talking back. she was tired of their disrespecting her and that she was going to deal with it and that it wa

peter and i talked to everybody so they will also leak was beth hughes and i know everybody is. so we're talking politics from talking to senators . all or if they're all agreed you would you like to limit exploitation of women in america and the sex was as yes would you like to get z's of the workplace of the sex workers yes you want to take drugs out of the workplace assessment yes it will right down the line until you say who would you want to be the first of all tell your kids or your church group your progress that you should all get a state nobody's got a word to say nobody is just dummy up and apparently harry reid has now joined those ranks but we'll see if that backfires for him politically that is thanks so much for joining us and you know because like with business over there. then he read then harry reid. oh i've got one more break on the program but when we come back we'll have our fireside chat about how obama has abandoned the rhetoric and ideas of his campaign and it's time for happy hour a look at everything from mom putting her naked daughter on the internet to

clear by that they call in the army to carry out a blood to bury square in front of the world and beth was too risky an option for the gyptian army because it might have split to be army the generals might have carried out the orders if the pentagon had approved them but young officers whose children whose families whose brothers and sisters are involved in this uprising might have. desisted so it was a very serious risk for washington and in the end they decided it would be safe to dump mubarak and mubarak then refused to carry out orders from the pentagon but only for twenty four hours he resisted for one day and the next day he was gone because the army told him he had to go and the army. freed marshall. the defense minister as we've already heard is a close ally of the pentagon then takes orders direct the big question washington has is must think should happen to destabilize. israel that is all they're concerned about and they're also concerned about the affects of this are people now on jordan on yemen and who knows even them so the arabia and barrett so regardless of what washin

the writing of beth nielsen chapman, which you may remember from an issue-- rather, an episode of e.rautiful song. and through the years, i have found joni mitchell at the right time when she didn't have a recording contract and was able to sing her songs. and of course leonard cohen, who is one of the great all-time writers of all time. i think he's a marvelous, marvelous poet-- spiritual, social, poetic, political, searing writer of great songs. now, you encouraged him to perform as well. i did. in fact, we were doing a benefit for wbai, the radio station here in new york, which is still thriving. and i said, "well, i want you to come and be on the show." and i had sung his first two songs that he'd written-- suzanne and a song called dress rehearsal rag. and he said, "well, no, no. "you know, i don't-- i don't sing. "i don't sing. "i don't-- i'm not-- i don't have a professional voice." and i said, "leonard, you have a wonderful voice. come on." so i brought him down to-- was it town hall, i believe-- and i kind of pushed him on the stage, and he stood up and started playing suzann

things could range drastically if you don't believe me i'm joined with beth. you are worried because there's the chance to try not too far from chicago he might not make it? >> he has a flight from san francisco to chicago, then chicago to michigan. so far this flight took off to chicago but who knows. i hope he got here early enough. it looks as though planes can go faster than storm to. >> percent of all the times i don't go with the husband. >> i trouble more biplane then he does. a more aggressive. he's nicer than me. >> you're one of those people they yell in the ticket counter? >> that's right. >> i'll be packed enough credit cards and. >> well knows him feel even get their. >> a lot of people worried about this that this word about her husband was taxiing down the runway right now. he took off at 6:30 a.m., anything can happen in the air. if you're headed away from the storm if you're heading towards hawaii you could be impacted because that plane take you to why, it may have started from chicago. it's those planes don't take off you will have a cocktai

joining us today will be our chief financial officer, beth robinson. but, first, it is my pleasure to introduce the nasa administrator, charles bolden. [applause] >> thank you all. let me welcome you on this, well, it was beautiful when i came in, valentine's day. i wish you all a happy valentine. if you're married and you forgot flowers or cards or something, you're probably in trouble. there may still be time for dinner, so i wish you luck. i want to acknowledge the presence of my deputy administrator, lori forward very, and other members of our leadership team. i call it a tremendous leadership team here at nasa, and i want to thank them for their dedicated public service and their deep love of space exploration and its endless possibilities. this entire nasa leadership team is working hard every day to help move nasa to the next level of innovation and excellence. and i thank each of them for their service on behalf of the american people. i also want to take a moment to offer thanks for their miraculous progress being made by a true friend and sup

beth robinson. >> thank you, charlie. can everyone here? wonderful. i'm going to be taking you through the presentation that will show up on the screens. there we are. this is the cover of the budget which you will see both on the web and in hard copy to write on the cover of course is the international space station. i did you heard charlie talked about how it is a centerpiece of this budget and of course the humanities presence in space. next slide. charlie also mentioned we released the strategic plan today. here's a copy in hard copy. you can also get it on the web and we have a new vision statement that he also quoted which is written here to reach for new heights and revealed the unknown so what we do and learn will benefit all of mankind. next slide. okay. turning back to the 2012 budget, the budget provides $18.7 billion for nasa in 2012 which should be a familiar numbers to those of you who follow nasa budgets. it's the number that we had in the fy ten appropriations and is the number that we are currently living with. the budget supports all

you know if you are with us this morning, we had commissioner mary beth baker delivered the opening keynote. nice to have as a book and. and noticed a lot of audience members from the last two conferences. commissioner mcdowell mentioned this was moved her annual conference so i have no compunction about using that. it has a ring of permanence but the first two occupants of the chair you are sitting in, the past fcc chair and the incoming -- he was on the verge of becoming the broadband bazaar, the executive director of the commission's national broadband plan and last year we had eddie lazarus who was the current fcc chief of staff. i was honored to have both of those gentlemen and we had great conversations as many of you can attest. this is really a step up the ladder for us to have an it c c commissioner here. >> imus the live-in chairmanship. a don't know what that was. i must've been and vacation that week. >> we were talking about that earlier and he said you may have to wait awhile longer. >> i am sure -- >> by the way now that you have been on the commission -- how many years? 2-1/

title 10 funding helped beth, a volunteer soldier in our military who has put her life on the line for our country. but in the military, they do not provide family planning services for our hard-working service women, forcing them to look elsewhere for the care they need and deserve. when beth needed help, planned parenthood and title 10 funding was there for her even when the military wasn't. and she was able to get the help she needed for birth control. this federal money is a critical health care safety net for women around the country. it's helped improve the quality of women's health, given women free choice, and saved lives. what will republicans tell shania when she can no longer get the life-saving checkups she needs? what will they tell beth when she no longer has access to her reproductive choices despite serving her country? it is clear that the real republican agenda is to roll out women's health and steal away their rights. this congress and this bill should be about creating jobs, not attacking american women. instead of working on the economy, republicans are working to

beth robinson. >> can everyone here me? i will be taking you through a presentation which will show up on the screen here. there we are. this is the cover of our budget which you see on the web and in hard copy. on the cover is the international space station. you heard charlie talk about how it is the centerpiece of this budget and humanity's presence in space. next slide. we also released our strategic plan, here's a copy in hard copy and you can get it on the web and a new vision statement that he also quoted which is written here to reach for new heights and reveal the unknown so that what we do and learn will benefit all mankind. next slide. turning back to the 2012 budget. the budget provides $18.7 billion for net asset in 2012 which should be a familiar number to those of you who follow nasa budgets. it is the number we had in the fiscal year 10 appropriation and the number we are currently living with. the budget supports all the major elements of the nasa authorization act including development of a heavy lift laun

liz, liz-beth, whatever you want to call me. >>> no big hot spots on monday morning, typical slowingay bridge toll plaza, just in the cash lanes, looks good now on the upper deck heading into san francisco. roadwork is all picked up. across the east bay most of the approaches to the bay bridge look good. here's a snapshot taken a couple of moments there near ashby but a clear drive down towards emeryville. 880/92 roadwork picked up. san mateo bridge looks good across the span both directions. the right side of the screen westbound 92 in the commute direction. 13 minutes from hayward to foster city. in the 4:30 hour we had the high street on-ramp to northbound 880 closed. chp has cleared the scene. the high street on-ramp is now open so quick trip all the way up into downtown oakland. and the rest of the south bay looks great. 101, 280, this is 280 traffic approaching the 880 interchange. in fact this is a nice ride towards cupertino, 101 just as smooth all the way up towards burlingame. mass transit we do have a little hiccup here with ace train number one still running about 14 minu

they are immune to that, and bill clinton, i went with him to gaza and beth lee ham -- bethleham and jerusalem and the israeli sides get people to do what they would not do on their own. he has an incredible ability to move public opinion, and right now we have to change opinion on the palestinian side and on the israeli side. you have to change policy here, but you have to change opinion there, and if you can change opinion and bill clinton can do it, jorge mitchell, that's not the style he brings. they would actually be a great team. clinton levins the -- doe, and mitchell brings people together. >> host: back to the book and a couple things that surprised me. just things that, you know, even covering this that kind of went right by me. i didn't realize during the 2006 lebanon war that it was a u.s. official, a state department official -- sorry, not the lebanon war but after the asis nation when you saw the demonstrations in beirut that they called it the cedar revolution and that was the actually lebanese calling it the independence which doesn't ring as well because of its assoc

it happens but that's not what they do. >> okay, beth karas of trutv. thanks a lot.it. and now here's rebecca. >> russ we are changing gears. coming up next, the stars will shine tomorrow night. which actors will take home the coverated oscar? which films will come home the big winner. our critic's picks right after this. right here on "the early show" on cbs. >> this weather segment sponsored by advil. make the switch to advil now. [ male announcer ] every day thousands of people are switching from tylenol® to advil. here's one story. my name is jose. i'm from california and i'm a messenger and deliver all over the place. so there's times i'm just climbing in and out of the van, feel your hands hurting, you feel your back hurting. i used to take tylenol. i switched to advil. been using it ever since. and when the pain is gone and you feel good and you feel healthy... work or pleasure, i can go on with my life. [ male announcer ] make the switch. take action. take advil®. the uconnect touch system on the 2011 dodge journey controls the radio, media player, heated sea

joining us on the phone is mary beth schneider, a political reporter at that paper. guest: good morning. host: who is holding the cards right now? guest: it is hard to say. the democrats have the numbers to stay out. it is a question of how long they are willing to do that. the republicans can bring back a lot of the things the democrats are objecting to even if they die in the first half of the session, they can be amended in two other bills later. yesterday governor said that even if they pass a budget, if they don't deal with the education reforms that he wants -- and those include changes to collective bargaining for teachers, expanded charter schools, and in particular the vouchers to send children to private schools --if you keep calling them for special session until new year's and this could go a long time. host: is that different than what's going on in wisconsin? guest: wisconsin is more about public employee bargaining and eliminating unions. there is a bill that has been heard in committee that would affect local government political bargaining -- i mean,

long-time green bay second grade teacher mary beth lent worries for her future. >> i am a seasoned teacherand i feel like without our union i am out of a job. >> reporter: it is a fear being felt by public employee unions across the country. 45 states and the district of columbia project budget shortfalls this year. at least nine republican governors have proposed plans of their own to balance those budgets by curtailing the power of the unions. one of the most vocal is ohio governor john kasick. >> if they want to strike they should be fired. >> reporter: a recent poll shows national support for public employee unions is declining. and private sector unions fear they could be next on the firing line. >> this is a tax payer issue, right. >> no, it's a workers' rights issue. >> reporter: and wisconsin's fire and police unions have joined the fray even though they would not be affected by the bill. yesterday conservative and tea party activists showed up fearing their "cut it all cost" message, the message that helped elect governor scott walker, was getting lost in the raucous rhetoric. ste

beth? >> sure.ne of the aspects in my mind in addition to the technology we put in place in the infrastructure is the need for training because as more and more seniors retire, forced to leave their current employment because of downsizing, they are looking to not just retire, but they are looking to start a second career to become an entrepreneur, and a lot of them if they haven't been trained at work are now faced with the situation to figure out how it works themselves. i think it's critical in addition to the hardware, we're putting the training piece into place. >> the other thing before the next question, another piece to adhere is in addition to creating applications where seniors can keep in touch, the connect part of it, there's an enormous amount of innovation opportunity to create a home environment that provides sensors, for continuous monitoring as well as intervention work to keep people at home longer rather to engage in clinical base of care. that's some of the innovation exparentati

and beth went to the hospital with napolitano life- threatening injuries. although we're toll the man shot is right now undergoing surgery. but when police arrived at the scene of the shooting several officers surrounded the hotel. they tried to set up a perimeter around the building to make sure no one involved with the crime fled the scene. that's when the police sergeant says their hand-held radio system stopped working properly and then some of the officers were unable to communicate with dispatchers. >> the officers were forced to use their car radios, which worked a little better and helped us communicate with our dispatch, which helped coordinate the scene there. >> you had toe leave your posts surrounding the building, right? >> some people did, yes. >> and the sergeant says a short time after that, officers were told to stop using the radio system that usually covers the east oakland area because of the problems with it. they're now using radio systems that cover other parts of the city to communicate this morning. problems with opd police radio sy

host: beth from texas. guest: "stop spending money on stupid things." motto.ould be aiour we need to make sure we're building things that are safe, things that will not cause massive environmental damage. these must be priorities. we saw how devastating this can be from the bp oil spill went there are not sufficient rules in place and when they are not in force. i would take issue with that part of your comment. i do think we to make sure the kind of investments we are making our sport and that they are following -- they are consistent with the overall goals and agenda. that is what the president is trying tlay out here. let's lay out a set of goals and what kind of investments you make will flow from that so you're not making investments that areot part of a coherent plan. host: we have one headlines from ""the wall street journal." . . guest: let me take the last part first. in terms of what indoable. certainly we know that things have changed. but everyone understands that we still face a crop -- a jobs crisis. we saw that from the state of the union

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host: beth from texas. guest: "stop spending money on stupid things."otto.ould be aiour we need to make sure we're building things that are safe, things that will not cause massive environmental damage. these must be priorities. we saw how devastating this can be from the bp oil spill went there are not sufficient rules in place and when they are not in force. i would take issue with that part of your comment. i do think we to make sure the kind of investments we are making our sport and that they are following -- they are consistent with the overall goals and agenda. that is what the president is trying to lay out here. let's lay out a set of goals and what kind of investments you make will flow from that so you're not making investments that are not part of a coherent plan. host: we have one headlines from ""the wall street journal." . . a big piece of the crisis in terms of the budget at the state level is because high unemployment and falling tax revenues, that it led to this crisis. i think that does create opportunities for both sides to work toge

. >> this first one came from beth in hammond, indiana. help you discuss .a.d. together. call the toll free number .on the screen for your free information kit today. the risk is real. take the next step. call today. do you want to try my crest extra white with scope outlast? i'm good. i bet your breath will still feel fresh when the movie's over. if i win i'm going to vegas with the boys. okay, if i win you're going to yoga with me. i love yoga. [ female announcer ] crest extra white plus scope outlast for a whiter smile and a fresh breath feeling that lasts up to 5 times longer than ordinary toothpaste. still fresh? yep. i want to be mad but it's tough with that smile. [ female announcer ] crest extra white plus scope outlast. vegas. [ female announcer ] have you met your skin twin? covergirl trublend has skin twin technology. other makeup can sit on your skin so it looks like...makeup. but trublend has skin twin technology to actually merge with your skin. how easy breezy beautiful is that? trublend...from covergirl. >> announcer: "worl

beth gibson from ice was supposed to join us this morning and we unfortunately heard at the last minute that she could not be with us this morning and we frankly don't know why. but we are glad that the other members are with us. their biographies and -- are on your chairs, so feel free to read them but i want to just them separately. i also want to let you know that after the presentations we will have a brief question and answer series and i would also like to tell you this is being videotaped so that any questions that you ask are also going to be videotaped. we are also glad that c-span is here so that this is being webcast across the airwaves. before i ask our speakers to speak let me just tell you very quickly how and why we got here. i think most of you know that the devolution of immigration enforcement policy from the federal to the state government and locality is one of the most important developments in our immigration policy and the last two decades or so. a milestone in this happened in 1996 when the changes in our immigration policy gave birth to a new section to our immi

beth of those things i think are looking better. banks have increased their capital.they are feeling much more stable, much more liquid, and our sense, and we do surveys, is that banks are, while they have tight standard, are at least beginning to ease the standards and looking more actively to find good borrowers. i think that's improving somewhat, and likewise, as the economy strengthens, and seeing increase z in commercial real estate that small businesses use as collateral, there will be more small businesses that can qualify for credit. things are getting better slowly. the federal reserve is working very hard with banks and small businesses to make sure from the regulatory point of view we are not preventing banks from making loans they should make. we want them to make good loans and we have been clear about that in our instructions to banks and training of our examiners. >> thank you very much. thank you, chairman ryan. >> thank you, mr. chairman. welcome, mr. chairman. on your speech to the national press club on february 3, you noted unemployment, the key in

beth of those things i think are looking better. banks have increased their capital. they are feeling much more stable, much more liquid, and our sense, and we do surveys, is that banks are, while they have tight standard, are at least beginning to ease the standards and looking more actively to find good borrowers. i think that's improving somewhat, and likewise, as the economy strengthens, and seeing increase z in commercial real estate that small businesses use as collateral, there will be more small businesses that can qualify for credit. things are getting better slowly. the federal reserve is working very hard with banks and small businesses to make sure from the regulatory point of view we are not preventing banks from making loans they should make. we want them to make good loans and we have been clear about that in our instructions to banks and training of our examiners. >> thank you very much. thank you, chairman ryan. >> thank you, mr. chairman. welcome, mr. chairman. on your speech to the national press club on february 3, you noted unemployment, the key i

be ha >> caller: you might not bethe e happy about the latest numbers.e it's more like 80 billion. >>corrected. pt that makes my point even a little bit better. we hide the appropriations. we had the appropriations and various other committees, various other agencies i shouldg say.it what have we got to mackc.i. sh after the cia did not have a clue. shortly after that just beforeod president bush ordered anir invasion of iraq we had the cia director say, mr. president, it is a slam dunk. has saddam hussein's as weapons of mass destruction.r that and shortly after that thec.a. presal mt awarded that cia directored the presidential medd of freedom. what did the congress to? bac did they bring back a church committee to find out how? no, they went roughly on their a way just as they always did. ths wonderful things like you two gn gentlemen i doing this morning.: >> host: thank you. he provides a great jumping offt point for how you want to run c. back committee. >> guest: first of all, let me t go back. t the church committee that as into trouble in the sense that progs scaled down and

slowdown in the south bay, the commute clearing up but look at this, 237, slow in beth directions.en announce landmark legislation san francisco to protect the dwindling shark protection, it could end the state's contribution to the shark fin trade. the two men are co-authoring the bill. fong says stricter bills are necessary on illegal shark finnifin ing practicing, he says the demand for shark fin soup is rising. and sharks maintain the balance of marine life. >>> there is call for greater conservation efforts but yee will say the proposed law is the wrong approach. he says the legislation is an unfair attack on asian culture and cuisine. another local news update in half an hour. i'll bring it to you. "today" show continues. have a great morning and a nice valentine's day. could mean hundreds more in your wallet year after year. feed me! saving you money -- now, that's progressive. call or click today. >>> from nbc news, this is "today" with kathie lee gifford and hoda kotb, live from studio 1a in rockefeller plaza. >> hi, everybody. it's fun-day monday, valentine's day, also kn

. >> we have beth from illinois on the phone. good morning. what's your question? >> good morning.e considered under water if we used the home equity. i have heard never to tie credit card debt to your home but have heard it's okay to use the equity for debt as long as you don't acquire more credit card debt. what's the right answer? >> all right. here's the lowdown on this. it's never a good idea -- i'm going to say never and then contradict myself. it's not a good idea to take out home equity loan debt if you are not going to pay it back. but it's generally cheaper than credit card debt and tax deductible. if you can keep your hands off the plastic, put the cards in the freezer, give them to your mother then it is okay to use the home equity to pay off credit cards. you just can't charge the cards up again. otherwise three years down the road you will be writing us again and say, i am in more trouble. >> we see it all the time. there have been billions in the home equity default. i recommend if you are pulling out the money, exactly what jean said, don't use the cards anymore. >>

at the height of the storm in chicago, i took a drive with beth mosher of aaa. >> if you feel yourself both hands need to always bon the steering wheel. >> reporter: even if you have a big four-wheel drive suv or truck, doesn't mean you're immune to the ice. just because you're driving a tank doesn't man you're not going to slip. >> don't rely on your car for an added sense of security. >> reporter: while the whiteout swept over a huge portion of the country, some parts got a double icy whammy. >> you okay? >> got to watch out for falling. it's awful, it's slippery. >> reporter: extra crews were brought in to deal with potential power outages. >> with the ice already on the lines and could cause problems over the next two or three days, because that ice is not going to leave. >> reporter: in indiana, even a huge truck of road salt fell victim to the icy conditions, dumping its 22,000 pound load. and for homeowners, snowmelt and shovels were the top selling items of the day. >> they make calcium chloride like hockey pucks that people can actually toss up on to the roof to try to control

we also have stories from older people and this is from a woman named beth who lives in the northeastern part of our state, very rural part of vermont. and she says she is 69 years of age. she says, "i don't know what kind of a future my grandkids will have. how will they be educated if we can't help them? it is great that there are loans out there for education but they are being charged more for the schools than i paid fo for my house. they will be in debt their whole lives." is here's a woman who's worried about her grandchildren. here's another woman, ellen, lives in rutland county. quote -- "all i can say is i still have a job, for all it's worth. i feel making $8.81 cents an hour at 17 hours per week is ridiculous." this woman is 63 years of age. "i don't bring home enough to help out with the major household expenses i used to pay half on. i'm lucky if my paycheck reaches $130 a week. by the time i pay a few bills, gas up and pick up a few needed items, i'm lucky if i have any left for spending. i earn less than -- i earned less than $8,000 this year. it's just about what i made b