bill rudin mike, that's really the thing. people are just worried about this wave of refi coming and whether we'll see a distress cycle or - >> the upbeat casesunfold slowly and we can manage the losses along the way we'll see how it goes. >>> walmart cfo john david rainey coming up next. e-commerce bright spot on the quarter. >>> we're watching cisco guidance mixed improving order volumes giving the stock a boost. we talked to chuck robbins soundingpb ueat about enterprise spend and where they sit in a.i. would you stop calling each other rock stars? you're a rock star. you are a rock star. rock stars. please! do you know what it takes to be a rock star? i've trashed hotel rooms in 43 countries. i was on the road since i was 16. i've done my share of bad things. also your share of bad things. we know that using workday for finance and hr makes you great at your job. but that don't make you a rock star. ted! ted! ted! oh ted in finance. you're a rock star! hey liz in hr? can you do this? unless you work with an actual rock st