i agree with that. >> bergman: bill strunk says that many of the big banks have taken his concept of overdraft fees too far. they do that by not processing checks and debit card charges to your account in the order they are received. they use a computer program so the banks can pick out the biggest amounts first and charge them against your account. this empties your account faster, resulting in more overdraft fees for each of the smaller amounts. >> bergman: there's no restriction on a bank ordering it that way? >> no. that's correct. >> bergman: if they're going to make more money doing it that way... >> that's correct. >> bergman: that's a big temptation to do it. >> that's correct. >> bergman: scott talbott is a washington lobbyist for the financial services roundtable, which represents the largest banks, and he defended this practice. >> the program is set up to honor what the customers have told us they want. we've set up on a high to low, right? we've told you that up front; we were going to process them from high to low. that's what customers have told us they want: "process