stocks, there were 17,000 stocks stud yesterday. 44% of them outperformed u.s. treasury bills.orm treasury bills. so a couple things to conclude here. number one, very few investors possess the ability to pick stocks over long periods. and number two, the key to the success in owning stocks is owning a broadly diversified portfolio. they recommend the best way is using index funds. the final thing is, they studied 17,000 stocks. there aren't 17,000 u.s. stocks in the market, most of them fail over a 30-year period or bought out. so the s&p looks like it goes up 10% a year. it does on average, including dividends. but it's a biased index. they keep the winners in and throw the losers out. and the market capitalization means the bigger winners have more influence over the smaller companies. so yes, the stock market indexes tend to go up. but the average stock is a very tough time of it. >> fascinating. i didn't expect ten cent to be on that list. ben, so all of this said, people are -- i think most people know that stocks beat bonds. but for the first time, they're thinking, 5% r